Summary
Work History
Education
Skills
Accomplishments
Additional Information
Timeline
Generic
Roy Rowe

Roy Rowe

Sales Clerk
St. Petersburg,FL

Summary

your PayPal account, by: 1. Earning at least 10 Points using your PayPal account within each consecutive 365-day period (for example, from April 10 of this year to April 10 of next year); or 2. Completing at least 3 eligible PayPal account transactions within the consecutive 365-day period. The following are considered eligible PayPal account transactions: (i) Completing a PayPal Checkout transaction using your PayPal account; (ii) Using your PayPal account to send or receive money using the Send Money feature; (iii) Adding funds to your PayPal Balance account or transferring funds from your PayPal Balance account to a linked bank account or debit card; (iv) Adding funds to a PayPal Savings account; or (v) Making a purchase using your PayPal Debit card. If you fund your PayPal Checkout transaction or Send Money transaction with your PayPal Balance, it will be counted as a single eligible PayPal account transaction. If you fail to maintain Points earned with your PayPal account as described above, they will expire. Your Honey account will be considered active, and you can prevent the expiration of Points earned with your Honey account, by earning at least 10 Points using your Honey account within each consecutive 365-day period. If you fail to do so, Points earned with your Honey account will expire. You have the option to link your Honey account and your PayPal account. If you link your accounts, and if you have met the requirements for maintaining Points earned with one of your linked accounts for a given period, any Points earned with your other linked account will be maintained for the relevant period as well, even if you have not separately met the requirements for maintaining Points in that account. Both linked accounts, however, must remain open and in good standing to prevent expiration of Points. See the Account Linking section below for more information on linking your accounts. If you fail to meet the above requirements for keeping your PayPal or Honey account (as applicable) active, or if your account is closed or no longer in good standing, PayPal has the right (to the maximum extent permitted by applicable law) to reset your Points earned with that account to zero (0), in which case you will no longer be eligible to redeem any then-unredeemed Points. To the maximum extent permitted by applicable law, you agree that any disputes about whether your Points should expire will be resolved by PayPal in its sole discretion, and you agree to abide by PayPal's resolution of such dispute. If your PayPal account is closed, any unredeemed Points earned via the PayPal Service will no longer be redeemable. If your Honey account remains open, any unredeemed points earned via the Honey Service will continue to be eligible for redemption for non-PayPal redemption methods. If your Honey account and your PayPal account are linked, and you close your Honey account (but not your PayPal account), all Points earned on the Honey Service and the PayPal Service will continue to be eligible for redemption through the PayPal Service. th th PayPal reserves the right to suspend or terminate, in its sole and absolute discretion, your participation in the PayPal Rewards Program or your PayPal account entirely if PayPal suspects that you have abused any PayPal Rewards Program benefits or privileges, have violated, or acted inconsistently with this Agreement or applicable law, or have acted in a manner harmful to our interests. Abuse or violations that may result in suspension or termination include (but are not limited to): (i) using automated or fraudulent means (including artificially manufacturing transactions/spend) to earn Points or otherwise participate in this program ; (ii) your failure to abide by the requirements of the Agreement; (iii) the attempted or actual purchase, sale, or transfer of any Points; and (iv) making a misrepresentation to PayPal in connection with your participation in the Rewards Program. You understand and agree that termination of your participation in the Rewards Program (or your PayPal account) will result in the immediate forfeiture of all Points and unused Rewards Program awards associated with that account. PayPal reserves the right to cancel, terminate, modify, or restrict the PayPal Rewards Program (for some or all users), or any or all Rewards Program benefits, including but not limited to any available offers, point redemption ratios, redemption options, and expiration terms at any time and for any reason. In the event PayPal elects to terminate the Rewards Program entirely, we will provide a notice of termination on the PayPal Service and/or the Honey Service, or by email to the email address then associated with your PayPal account. Unless a shorter notice period (or no notice) is required by applicable law or by PayPal as determined in its sole discretion, PayPal will provide you with at least 21

Work History

PayPal
  • Shopping Credits may not be redeemed on all transactions
  • PayPal Shopping Credit may not be applied to past purchases
  • The PayPal Shopping Credit is valid in the United States and can only be used for purchases from U.S
  • Merchants in U.S
  • Dollars
  • The PayPal Shopping Credit cannot be transferred (to other PayPal users or outside of PayPal) or combined with any other PayPal (a) offer (including but not limited to Pay After Delivery); (b) promotion code; (c) coupon; or (d) discount (including applying multiple PayPal Shopping Credit to a single purchase)
  • The PayPal Shopping Credit cannot be redeemed for cash or other value and cannot be withdrawn from your PayPal account
  • PayPal Shopping Credit has no independent monetary value
  • PayPal Shopping Credit is void where prohibited and may not be available when network connectivity between the merchant and PayPal is unavailable
  • Redemption at Checkout
  • We may also permit you (in our sole discretion) to redeem Points during the checkout process when paying for a purchase using your PayPal account
  • Where available, you may redeem Points towards the total price of an eligible purchase
  • Unless otherwise specified by PayPal during the checkout process
  • Points can be redeemed in any denomination of whole points
  • Upon redemption, the points will be converted to cash to fund the purchase
  • The per-point redemption value of each Point will be as specified by PayPal during the checkout process
  • Redemption of Points at checkout can only be used for eligible purchases from U.S
  • Merchants in U.S
  • Dollars up to the total purchase price
  • When redeeming
  • Points to fund the entire purchase price, you will be required to provide a back-up funding source to complete the transaction
  • Your back-up funding source may be charged if there is a payment dispute, if your final charge with the merchant exceeds the value of Points redeemed (e.g., due to a variable cost, such as shipping fees or gratuity), or in certain other circumstances
  • Redemption at checkout is available only where expressly indicated in the PayPal Service and is not available at all merchants where PayPal is available or on all transactions paid for using PayPal
  • Excluded transactions include, but are not limited to, the following: send money transactions, eBay seller fees, eBay purchases paid via an eBay invoice, PayPal preapproved payments, and the payment of any PayPal transaction fees
  • Not all payment sources may be combined with at-checkout redemption of Points to fund an eligible purchase
  • At the time of checkout, PayPal will display the available funding sources that are eligible for the given transaction
  • If you receive a full refund for or there is a reversal on a transaction in which you redeemed Points at checkout, your Points balance will be credited in an amount equal to the Points you originally redeemed on such purchase
  • If you receive a partial refund for any transaction you paid for using both at-checkout redemption of Points and another payment method, the other method of payment will be credited first in applying the refunded amount to you – up to the total amount of the original transaction paid for using that payment method – after which any remainder will be credited to your Points balance
  • Redemption for Gift Cards
  • Points may be redeemed through the Honey Service for third-party merchant gift cards
  • Selection of merchant gift cards may vary based on availability
  • There may be a minimum Point redemption threshold for gift cards that will be disclosed to you at the time of redemption
  • Use of a third-party merchant gift card at a selected merchant will be subject to such merchant's and/or the gift card issuer's own terms of service
  • All redemptions are final and cannot be reversed once initiated by you
  • Redeeming Points for gift cards may result in taxable income
  • You are responsible for compliance with all applicable tax requirements
  • You may be asked to provide certain identifying information (like your
  • Social Security Number or Taxpayer Identification Number) for tax purposes
  • Redemption for Donation to PayPal Giving Fund
  • You can choose to redeem Points for a donation to PayPal Giving Fund, a registered 501(c)(3) charity
  • This redemption option requires you to have a PayPal account in good standing
  • After you have elected to redeem Points for a donation to PayPal Giving Fund, it can take up to 24 hours for the Points to be deducted from your Points balance
  • The per-point redemption value of each Point will be specified during the redemption process
  • There may be a minimum redemption threshold that will be disclosed to you at the time of redemption
  • This redemption option, and the resulting donation, is subject to PayPal
  • Giving Fund’s privacy statement and donor terms of service
  • A donation made with redeemed Points is not tax-deductible
  • You are responsible for compliance with all applicable tax requirements
  • While PayPal Giving Fund will make every effort to grant donated funds to your recommended charity, PayPal Giving Fund retains exclusive legal control over all donations
  • If a charity fails to meet the terms of PayPal Giving Fund’s Nonprofit Certification Policy and/or fails to meet
  • PayPal Giving Fund's due diligence standards for receipt of a donation, PayPal Giving Fund reserves the right to reassign funds to another charitable organization
  • PayPal Giving Fund may also reassign donations in the event it is unable to distribute funds successfully (e.g., the charity fails to cash the check(s) sent by PayPal Giving Fund)
  • Expiration & Loss of Rewards Points; Termination of the Program
  • You can earn Points by using either your PayPal account or your Honey account
  • Points are subject to expire but can be maintained as described below
  • To maintain Points earned with your PayPal or Honey account and prevent them from expiring, your PayPal and/or Honey account (as applicable) must remain open and in good standing (i.e., not in violation of applicable terms or subject to any limitation or suspension) and be active
  • Your PayPal account will be considered active, and you can prevent the expiration of Points earned with

Education

Bachelor Of Administrative Studies - Buisness Management

A.I.U American Intercontinental
Arkansas City, AR

Skills

Carpentry, Pluming, CDL license truck driver

Accomplishments

  • Purchase or rewards offer in any of the following ways: (1) a fixed percentage reward rate (for example: in Points based on the subtotal of eligible items), (2) a percentage reward rate range (for example:4% in Points based on the subtotal of eligible items), (3) a fixed number of Points (for example: 500
  • Points ), or (4) a range of Points (for example: 300-500 Points)
  • We may also display to you the cash back percentage or dollar amount, which represents the percentage of cash back or dollar amount you could receive in connection with your completion of the requirements of an offer or completing an eligible transaction, if you elect to redeem the Points for cash back to your PayPal account
  • You are not required to redeem the Points earned for cash back, and you may elect to redeem such Points for any other redemption options offered as part of the Rewards Program
  • For an eligible transaction, the number of Points to be provided may be calculated based on the subtotal of eligible items purchased from a participating merchant, excluding tax or any additional fees such as shipping, or (where indicated) it may be provided as a flat sum regardless of the value of your purchase
  • You can only earn
  • Points on eligible purchases or items, marketing initiatives (e.g., refer-a-friend programs) and account activities, or use of rewards-issuing products where rewards eligibility criteria is disclosed and accepted in advance of the incentivized purchase or activity
  • Certain items, product categories, and purchases are ineligible for Points
  • Exclusions vary by merchant
  • Except for certain product-specific offers, such as
  • PayPal Exclusive Offers, we will not be able to determine if the item(s) you have purchased are eligible for Points or the number of Points that you will earn for that purchase until after you make your purchase
  • You must follow the links and instructions on the PayPal Service or Honey Service to complete the eligible purchase, save the applicable offer, or complete another qualifying action
  • If we are unable to track your transaction/action or if the relevant third-party merchant does not fulfill its obligation, then
  • PayPal may choose not to provide the Points associated with that transaction to you
  • The exact number of Points that can be earned in any scenario will be assigned by PayPal based on the prevailing rewards rate displayed to you at the time you are presented with an eligible offer or make an eligible purchase
  • Depending on the offer you accepted or the purchase you made, Points may be awarded to you as a flat sum, a fixed percent value based on your eligible purchase value, or, where applicable, fall within a range or up to the maximum number disclosed to you, and will be based on many factors determined by PayPal in its sole discretion (including random chance)
  • Points will appear as pending in your Account Overview, within 1-14 days of completing your qualifying purchase or incentivized activity, although this may vary based on the transaction and merchant
  • This will occur before we have verified that all items of your purchase are eligible for Points or that you have completed all steps required for an incentivized activity
  • The Points will remain pending for up to 90 days (although this varies based on the merchant and may be longer in some instances – including travel-related purchases, for which Points will be available for redemption only after travel has been completed and Points have been confirmed)
  • Points that are pending cannot be used or redeemed
  • You will be able to see in your Rewards dashboard when Points are no longer pending and become available to redeem
  • You will not earn Points if you fail to complete all steps required for an incentivized activity
  • You will not earn Points for any items that you return or for which you receive a full refund on
  • If all or part of your purchase is ineligible for Points, or if you return all or part of your purchase or receive a refund on it, the number of Points you receive on your purchase, regardless of "pending" status, will be reduced accordingly based on the new subtotal of eligible items
  • For purposes of clarity and without limiting the foregoing, PayPal may remove Points previously made available to you and/or cancel any awards for which those Points were redeemed if you return all or part of your underlying purchase or receive a refund on it (either through the merchant or via chargeback), or if the Points were issued as a result of fraudulent activity, or activity otherwise in violation of this Agreement
  • If you make a purchase that does not include eligible items, you will not earn any Points on that transaction
  • Balance Terms and Conditions
  • If you redeem your Points for cash and your PayPal account has a negative balance, the cash received into your account from the Points redemption will be used to offset the negative balance
  • Redeeming Points for cash may result in taxable income
  • You are responsible for compliance with all applicable tax requirements
  • You may be asked to provide certain identifying information (like your
  • Social Security Number or Taxpayer Identification Number) for tax purposes
  • Redemption for PayPal Shopping Credit
  • Another redemption option is a PayPal Shopping Credit
  • This award provides a specified discount on future eligible purchases paid for using PayPal
  • PayPal Shopping Credits are subject to additional terms, as specified below and disclosed to you at the time of redemption
  • PayPal Shopping Credits are issued for loyalty and promotional purposes and are subject to expiration as specified at the time you redeem Points for the PayPal Shopping Credit
  • Following the stated expiration date of a particular PayPal Shopping Credit (“Expiration Date”), you will not be able to use the PayPal
  • Shopping Credit and will forfeit any remaining value
  • PayPal Shopping Credits have no value unless and until redeemed for an eligible purchase prior to expiration
  • Once credited to your PayPal account, the PayPal Shopping Credit will be automatically applied to your next eligible purchase made using PayPal as your payment method
  • The PayPal Shopping Credit will be reflected on your PayPal receipt or in the transaction details in your PayPal account
  • Prior to the Expiration Date, if you receive a full refund for or there is a reversal on a transaction you made using the PayPal Shopping Credit, the PayPal Shopping Credit (or portion thereof used on the applicable transaction) will be returned to your PayPal account and the original Expiration Date shall apply to the PayPal Shopping Credit
  • Following the Expiration Date, if there is a refund or reversal on a transaction you made using the PayPal Shopping Credit, the PayPal Shopping Credit will not be returned to your PayPal account and is void
  • In the event that you receive a partial refund for any transaction you made using both a PayPal Shopping Credit and another method of payment, the other method of payment will be credited first in applying the refunded amount to you, up to the total amount of the original transaction paid for using that payment method, after which – provided the return is processed before the Expiration Date – any remainder will be added to your account as a PayPal Shopping Credit (and the returned PayPal Shopping Credit will remain subject to the original Expiration Date).

Additional Information

  • Agreement Last updated on January 16, 2024 The PayPal Rewards Program (the “Rewards Program”) is offered by PayPal, Inc. (“PayPal”) via the PayPal mobile app, PayPal.com, and the PayPal Honey mobile browser extension (collectively, the “PayPal Service”), and via the PayPal Honey mobile app, website (www.joinhoney.com), browser extension, and other surfaces operated by PayPal, Inc. under the PayPal Honey brand (“Honey”) (collectively, the “Honey Service”). This program agreement (“Agreement”) is a contract between you and PayPal and governs your access to and use of the Rewards Program. This Agreement is in addition to and supplements the other terms and conditions that govern your use of the PayPal Service and/or the Honey Service, as applicable.
  • days’ notice prior to termination of the Rewards Program during which time you may continue to redeem accumulated Points. Any conclusion to the Rewards Program that results in the transfer of participants to a successor loyalty program, where such participants do not forfeit all unexpired, unredeemed Points in their account as a result, will not be considered a termination of the Rewards Program for purposes of this provision. In addition, this provision will not apply if PayPal elects, in its sole discretion, upon termination of the Rewards Program, to automatically credit to each program participant’s PayPal account a pro rata credit amount equal to the redemption value of the participant’s unredeemed Points. Account Linking You can link your PayPal account and your Honey account to earn Points across both the PayPal Service and the Honey Service. To link accounts, you will need to visit a Honey Service site and choose the log-in with PayPal option. Please note, your Honey and PayPal accounts must have a matching, verified email address in order to be linked. Once linked, Points from both accounts will be combined into one cumulative point balance, although redemption options may differ depending on whether you choose to redeem your Points via the PayPal Service or the Honey Service. See Redeeming Points above for more information on redemption options. If you create your Honey account using your PayPal account login, your Points balance will be combined automatically. Once linked, the accounts cannot be unlinked except in PayPal’s sole discretion. If you have any questions or concerns, or if your accounts were linked because of an account takeover, please contact customer service at paypalrewardssupport@paypal.com Amendments of this Agreement PayPal may amend this Agreement or other terms or policies that govern your participation in the Rewards Program from time to time. Any changes to the Agreement will be posted on PayPal’s website, and the posted Agreement will indicate the date the Agreement was last revised. The revised Agreement will take effect when posted or as otherwise expressly indicated. If you do not agree to the changes, you must stop participating in the Rewards Program or using any benefits of the Rewards Program. By continuing to use the Rewards Program after any changes to this Agreement take effect or taking such other action as specified by PayPal, you agree to be bound by those changes. Assignment PayPal may assign, without recourse, any or all of its rights or obligations under this Agreement, including all or a portion of this Agreement and/or all or a portion of any liabilities related to Points. If PayPal assigns any or all of the liabilities related to Points, the assignee shall be the sole obligor with respect to such points, and PayPal shall have no further liability with respect to such points.

Timeline

PayPal

Bachelor Of Administrative Studies - Buisness Management

A.I.U American Intercontinental
Roy RoweSales Clerk