Russell Taylor
PIKE ROAD,AL
Summary
Performance-driven Mortgage Loan Originator with 36 years of lending experience, aligning systems with business requirements, policies and regulatory requirements. Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment.
Overview
28
28
years of professional experience
Work History
Mortgage Originator/ Vice President/ Co-Owner
Real Estate Funding Cooperation
07.2002 - Current
- Demonstrated proficient leadership skills to motivate employees and build competent teams.
- Hired and managed employees to maximize productivity while training staff on best practices and protocols.
- Managed fraud prevention department.
- Clarified roles, responsibilities and expectations of staff.
- Identified opportunities to improve business process flows and productivity.
- Identified and resolved issues between employees, promoting better collaboration and mutual respect.
- Monitored industry trends, keeping current on latest changes and competition in industry.
- Used market insights to capitalize on key business opportunities for new advantageous partnerships.
- Ensure mortgage loans meet state and Federal guidelines and coordinate purchase of these loans with various investors.
Licensed Mortgage Loan Originator
Principal Equity Mortgage
01.1996 - 06.2002
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Worked with underwriters to fix application problems and resolve issues.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Checked loan documents for accuracy prior to closing.
- Explained different types of loans pertaining to client situations.
- Participated in industry events and conferences to build relationships and gain market intelligence.
- Monitored portfolio performance and provided clients with periodic updates on loan progress.
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Processed loan applications and monitored progress from start to finish.
- Monitored pipelines to track and log status of loans.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Established plans and payoffs for customers' loans, prioritizing control of overall costs.
- Increased production by 25%.
Education
Bachelor of Science - Criminal Justice
Troy University
Troy, AL09.1986
Skills
- Rules and Regulations
- Process Improvement
- Mortgage Banking and Analysis
- Policy and Procedure Development
- Business Growth and Marketing Strategies
- Customer Education
- Collections
Timeline
Mortgage Originator/ Vice President/ Co-Owner
Real Estate Funding Cooperation
07.2002 - Current
Licensed Mortgage Loan Originator
Principal Equity Mortgage
01.1996 - 06.2002
Bachelor of Science - Criminal Justice
Troy University
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