Summary
Overview
Work History
Education
Skills
Timeline
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Rubí Martínez

CDMX,Mexico

Summary

Professional with +20 years of experience in American Express on several areas such as Controllership, Operational Risk, Integrated Risk Management, Banking Financial Services and Merchants.

Overview

23
23
years of professional experience

Work History

Financial Specialist Sr.

American Express
Mexico, CDMX
08.2014 - Current
  • Extracted, handled, analyzed, processed and submitted of a variety of periodic Regulatory Financial Reports: Leverage Ratio, Balance Sheet, Profit and Loss Statement, Cash Flow Statement, Statement of Changes in Stockholders’ Equity (Local basics and consolidated) to CNBV. Experience in IFRS 9.
  • Formulated and actualized financial tool with strong controls for the preparation of Financial Statement disclosure (Local GAAP).
  • Process US GAAP - MEX GAAP end-to-end.
  • Generated a variety of periodic operative reports required by CNBV.
  • Communication with different levels staff of Regulatory Institutions (CNBV, IPAB and BANXICO) as well into the Company.
  • Collaborated with external and internal auditors ( CNBV, IPAB, PWC, Internal Audit, Finance, Internal Control,etc) during annual audit processes by providing necessary documents and responding promptly to requests for additional information.
  • Coordinated the preparation, created and published of quarterly financial information on American Express website / Newspapers based on historical data and current market conditions.
  • Developed, monitored and updated of Standard Operating Procedure and internal Controls (SOX standard) in the area.
  • Implemented and developed of Key Risk Indicator for Regulatory Reports.
  • Analyzed and monitored of local regulation such as General Regulations applicable to Banking Institutions, The Bank Savings Protection Law (IPAB), Banking Institutions Law, Official Journal of the Federation regarding the regulatory reports of the CNBV (National Banking Commission and Securities, Secretary of Economy and INEGI (The National Institute of Statics and Geography), as well as the required implementations for its accomplishment.
  • Reviewed financial statements to identify and resolve discrepancies with accounting team.
  • Participated in special projects related to strategic planning efforts (Blue Prism Robot and Riskware Implementation)
  • Responsible for the follow up on external audit requirements.
  • Prepare financial analysis to support reviews and tested by PWC.
  • Support to manager in the completion of ongoing projects and deliverables as required.
  • Working on simultaneous audit engagements solving complex requirements.

Operational Risk Specialist

American Express
Mexico, CDMX
10.2010 - 07.2014
  • Analysis and monitoring of control failures in operational risk events generated, evaluating the impact of each one and working with internal clients to follow-up in their action plans and remediation processes.
  • Evaluation and implementation of controls within processes to avoid risks through the PRSA methodology.
  • Evaluation of operational risk inherent and residual as well as financial and regulatory for American Express Bank using methodologies of risk assessment (example: questionnaires, PRSA, KRI's, New Product Approval).
  • Follow-up of KRIs (Key Risk Indicators) to identify the new trends in the core processes.
  • Reported findings on risk exposures to senior executives and board of directors.
  • Training “Operational Risk” to new hires in all company.
  • Implementation of user certification model in local systems. (LOB ICS).
  • MIS for PSBL Product.
  • Managing, control and assurance of the correct performance of the global training to ICS.
  • Close collaboration with key teams within American Express Bank and across Company to promote a well-controlled environment in Operational Risk.
  • Active participation in Operational Risk Committee in Association of Mexican Banks (ABM).
  • Maintaining of internal control of Integral Risk Management Unit.
  • Coordination of Risk Committee & ALCO, Credit Risk Committee, Operational Risk Committee, internal and external audits in the area.
  • Development and implementation of training via web “Operational Risk Events”.

Customer Service Specialist

American Express
Mexico, CDMX
11.2000 - 09.2010
  • Financial advisory of premium portfolio with banking products and mutual funds.
  • Listened to customer requests and asked questions to provide effective solutions.
  • Negotiation of interest rates on term deposits and certificate of deposit.
  • Monitoring, control, and validation of liquidation in banking operations or mutual funds.
  • Transactional reports to Sales Director.
  • Training to personal sales team and new hires - Banking Systems as well banking products.

Education

Finance

Universidad Tecnológica De México
CDMX
2008

Skills

  • Financial Analysis
  • Strong analytical skills
  • Conflict resolution and decision-making
  • Relationship building
  • Team player
  • Process Improvement
  • Deep experience and understanding on operational risk methodologies and risk assessment
  • Microsoft Office
  • Oracle, Riskware and Reportware
  • SQL
  • Language: Spanish and English

Timeline

Financial Specialist Sr.

American Express
08.2014 - Current

Operational Risk Specialist

American Express
10.2010 - 07.2014

Customer Service Specialist

American Express
11.2000 - 09.2010

Finance

Universidad Tecnológica De México

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Rubí Martínez