Summary
Overview
Work History
Education
Skills
Software
Timeline
BusinessAnalyst
Rudy Felipe

Rudy Felipe

Conventional Mortgage Underwriter
Irvine,CA

Summary

Enthusiastic mortgage underwriter eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of underwriting and training in FNMA and FHLMC guidelines. Motivated to learn, grow and excel in the mortgage industry!

Overview

11
11
years of professional experience
6
6
years of post-secondary education

Work History

Conventional Mortgage Underwriter

Owning / Guaranteed Rate
Orange, CA
03.2020 - 12.2021
  • Surpassed company turn around times for loan review (new submissions, conditions and finals) by ensuring pipeline was completed by end of work each day.
  • Top performer by completing 100+ loans each month the pipeline allowed.
  • Built rapport with Loan Officers and Loan Processors to optimize communication to quickly and effectively move loans through the process with minimal delay.
  • Reviewed appraisal documentation to ensure property value was properly supported and requested additional information when needed.
  • Verified integrity of applicants' information to minimize fraud.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.

Settlement Manager

Revitafi, Inc
Santa Ana, CA
10.2018 - 01.2020
  • Performed daily monitoring of pipeline to ensure each account was being worked and negotiations were met to optimize revenue generated for the company.
  • Developed rapport with clients and debt settlement departments of financial institutions to cultivate loyalty and satisfaction.
  • Utilized talents and expertise to complete on-time and accurate monthly closing processes, journal entries and accruals.
  • Trained and mentored new team members on policies and procedures to build cohesive groups and promote operational performance.
  • Collected data to complete detailed financial reports for stakeholders and management.

Settlement Team Lead

Settle It, Inc
Orange, CA
08.2017 - 10.2018
  • Participated in professional development initiatives for consistent improvement and up-to-date knowledge of emerging trends and best practices.
  • Provided key administrative assistance to senior management.
  • Expanded cross-functional organizational capacity by collaborating across departments on priorities, functions and common goals.
  • Maximized performance by monitoring daily activities and mentoring team members.
  • Reviewed performance data to monitor and measure productivity, goal progress and activity levels.
  • Cross-trained existing employees to maximize team agility and performance.

Chief Executive Officer

Self Made Vapors
Anaheim, CA
01.2016 - 08.2017
  • Coached and guided senior managers to improve effectiveness and policy enforcement, resulting in improved employee job satisfaction and higher performance levels.
  • Devised new promotional approaches to boost customer numbers and market penetration while enhancing engagement and driving growth.
  • Managed partnerships and strategic business relationships by negotiating contract terms and handling conflicts.
  • Drove implementation of new market expansion to propel business forward and adapt to market changes.

Operations Executive

Consolifi, Inc
Irvine, CA
02.2015 - 12.2015
  • Increased company profits through performance optimization strategies and efficiency improvements.
  • Established and maintained productive working relationships with staff to resolve operational difficulties and to promote interdisciplinary, collaborative approach to customer service provision.
  • Applied excellent problem-solving, process development and strategic implementation skills to lead and support all areas of operations.

Sales Executive

Cosmic Fog Vapors
Costa Mesa, CA
02.2013 - 01.2015
  • Increased revenue by implementing effective sales strategies in sales cycle process from prospecting leads through close.
  • Executed local, regional and national marketing and branding initiatives to drive sales within existing and prospective accounts.
  • Achieved sales goals by cultivating and securing new customer relationships.
  • Identified new business opportunities through cold calling, networking, marketing and prospective database leads.
  • Worked independently with minimal supervision.

Debt Collection Specialist

Hamner Investment Services
Norco, CA
01.2011 - 01.2013
  • Used skip tracing and other techniques to locate debtors.
  • Trained new team members on scripts, company services and collection strategies.
  • Maintained high volume of calls and met demands of busy and productive group.
  • Delivered exceptional customer service on collection calls and maintained calm and professional demeanor.
  • Achieved performance goals on consistent basis.
  • Located customers with overdue accounts and solicited payment in compliance with fair debt collection practices.

Education

Some College (No Degree) - General Studies

Santiago Canyon College
Orange, CA
09.2006 - 06.2008

High School Diploma -

Esperanza High School
Anaheim, CA
09.2002 - 06.2006

Skills

Residential Loans

undefined

Software

Empower

Encompass

Timeline

Conventional Mortgage Underwriter

Owning / Guaranteed Rate
03.2020 - 12.2021

Settlement Manager

Revitafi, Inc
10.2018 - 01.2020

Settlement Team Lead

Settle It, Inc
08.2017 - 10.2018

Chief Executive Officer

Self Made Vapors
01.2016 - 08.2017

Operations Executive

Consolifi, Inc
02.2015 - 12.2015

Sales Executive

Cosmic Fog Vapors
02.2013 - 01.2015

Debt Collection Specialist

Hamner Investment Services
01.2011 - 01.2013

Some College (No Degree) - General Studies

Santiago Canyon College
09.2006 - 06.2008

High School Diploma -

Esperanza High School
09.2002 - 06.2006

Similar Profiles

CREATE PROFILE
Rudy FelipeConventional Mortgage Underwriter