Ruth Sinfuego

• As is customary my daily duties are to work with the sales team and sales managers on a per deal basis.
• Contract the customer in person or remotely for their lease or purchase.
• Present via our Darwin Menu of products the protections.
• Sell the best options according to their driving habits.
• Contract them accordingly.
• Secure the financing and leasing as needed though Dealer Track.
• Schedule any needed follow up appointments for service and or detail or vendors.
• Package and process to fund each contract and various policies and protections.
• Call and meet with clients as needed correct issues ruffled feathers as needed.
• Recommend and participate with various methods of customer follow up and solicitation and special events that promote us, our vehicles and the dealership to connect with the public and to serve them as individuals as well as the community.

• You name it, you do it in a restaurant 24/7.
• From Catering Manager to Special Events Planning Manning at the crack of dawn, Serving the customers to food prep and dishwashing
• Seitan Sales Manager
• Seitan Prep and Packaging
• Collaborated with colleagues and support staff to maximize team efficiency.
• Stayed informed on industry developments and market trends to gain competitive advantage.
• Provided outstanding service to all individuals, promoting effective, and lasting business relationships.
• Networked with other professionals and organizations to expand contacts and opportunities.

I had the traditional daily finance duties of contractual responsibilities securing lending and leasing terms with the banks and financial institutions. I presented and sold our products and protection policies. I scheduled the installation and application of said new products. I worked with the salesmen, sales managers and clients as needed per deal. I researched and enlisted suitable new products and providers as well as outlets for financing and leasing.

• Processed loan applications and monitored progress from start to finish.
• Negotiated loan terms and conditions with customers to secure best deal.
• Identified opportunities to cross-sell and upsell loan products to customers.
• Developed and maintained relationships with customers, lenders and other third parties.
• Assisted customers with completing loan applications and other paperwork.
• Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
• Evaluated loan requests and documents to verify accuracy and completeness.
• Explained very technical financial information to applicants in easy to understand language.
• Approved loan applications based on customer creditworthiness and provided detailed financial advice.
• Analyzed potential risks and evaluated loan products to identify suitable options for customers.
• Proactively identified solutions for customers experiencing credit issues.
• Monitored pipelines to track and log status of loans.
• Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
• Supervised loan personnel and motivated to maintain customer service and performance standards.
• Compiled closing packages for drafting and presentation accuracy.
• Established plans and payoffs for customers' loans, prioritizing control of overall costs.
• Researched and updated industry knowledge on changing legislation and regulations.
• Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
• Assessed loan portfolios for compliance with underwriting policies.