RYAN FEARON
Gregory Park,St. Catherine
Summary
Dynamic Risk Officer with extensive experience at Allied Insurance Brokers Ja. Limited, specializing in risk management and training delivery. Proven track record in developing loss prevention programs and enhancing client relationships. Adept at technical underwriting and conducting comprehensive risk analyses, ensuring optimal protection for clients' assets and liabilities.
Seasoned Risk Officer with background in comprehensive risk management. Specialize in implementing strategies to identify, assess, and mitigate potential risks. Strengths include analytical thinking, problem-solving skills, and deep understanding of regulatory compliance standards. Previous work led to more secure operations and improved risk management processes.
Overview
25
25
years of professional experience
Work History
Risk Officer
Allied Insurance Brokers Ja. Limited
01.2017 - 01.2020
- Survey commercial and residential risks as the need arises, assessing physical and operational hazards and establishing Estimated Maximum Loss (E.M.L.) given a worse case scenario.
- Recommend to clients/prospective clients to structure, layout and operations that may exacerbate risks, and advise on measures which should be undertaken to reduce same.
- Prepare loss prevention programmes for commercial risks outlining measures to be taken to mitigate risks consulting with the Claims Manager to fine-tune programmes where necessary.
- Assist in the development and implement a framework for Enterprise Risk Management.
- Prepare comprehensive survey reports with findings and recommendations.
- Conduct post-loss surveys to assess sites, and factors contributing to losses and prepares reports/recommendations accordingly.
- Develop and deliver training on risk management to the affected departments.
- Conduct Risk Management and Occupational Safety & Health training to corporate clients as a value added service.
- Interview and provide professional advice to clients on insurance matters as is necessary.
- Anticipate circumstances and their impact, initiating advice on such matters pertinent to proper protection of the assets and liabilities while keeping clients fully informed on product/market changes affecting their portfolio.
- Engage with customers to obtain an in-depth understanding of their insurance needs and provide professional advice accordingly.
- Employ strategies to assist in ensuring that renewal and new business targets are met.
- Oversee the efficient management of the account portfolio of our medium and high value clients and those accounts which tend to be complex in nature.
- Keep clients fully informed relative to product/market changes, which affects their insurance portfolio.
- Identify markets and discuss with clients for implementation.
- Identify gaps in cover and up-sell/cross sell to clients.
Account Executive
CGM Gallagher Insurance Brokers Ja. Limited
01.2010 - 01.2017
- Develop new business in conjunction with the new Business Team.
- Develop Alternative programs for Government Tenders and other Corporate Accounts.
- Conduct risk analysis and Risk Management Surveys for new and existing clients.
- Communicate and negotiate terms with Insurance underwriters.
- Manage Account Receivables.
- Follow up on new leads and referrals from field activity.
- Prepare and present proposals and sales contracts.
- Consulting with claims team on claim matters for portfolio of clients.
- Consulting with reinsurance team on reinsurance matters and placement.
Marketing Associate
City Insurance Brokers Limited
01.2009 - 01.2010
- Member of Tender Team.
- Develop, manage and grow sales portfolio through prospecting and networking activities.
- Communicate and negotiate terms with Insurance underwriters.
- Assist with the coordination of sales activities.
- Conduct risk analysis for new and existing clients.
- Represent company at various seminars and as required.
- Prepare and present proposals and sales contracts.
- Maintain and develop relationship with suppliers.
Customer Service Supervisor/Marketing Associate
Guardian Insurance Brokers Limited
01.2006 - 01.2009
- As above and including:-
- Member of Strategic Planning Committee.
- Supervision of Customer Service Department.
- Manage sales activities of the Ocho Rios, May Pen and Port Antonio Branches.
- Conduct risk analysis and Risk Management Surveys for new and existing clients.
Customer Service Supervisor/ Assistant Account Executive
Fraser, Fontaine & Kong Insurance Brokers Limited
01.2003 - 01.2006
- Supervise the day to day activities of the Customer Service Department.
- Conduct Performance appraisals for customer service staff.
- Assist assigned marketing executive to meet sales target.
- Member of Tender Team.
- Communicate and negotiate with underwriters and provide information to clients.
- Develop and maintain relationship with suppliers.
- Assist with the coordination of sales activities.
- Serve on sales and marketing committee.
- Represent company at various seminars and as required.
- Prepare marketing data and analysis.
Sales & Marketing Executive
TPG Imaging Specialities Limited
01.2002 - 01.2003
- Develop and grow sales portfolio.
- Market and sell company products and services.
Senior Customer Service Rep./Telemarketing Team Leader
The Insurance Company of the West Indies Limited
01.1995 - 01.2002
- Market and sell company products and services through cold calls & referrals.
- Supervise the day to day activities of the Telemarketing Department.
- Communicate and negotiate terms with Insurance underwriters.
Education
CPCU Designation - Risk Management
The Institutes
Pennsylvania, USA05.2025
Canadian Schools Examination - Literature, American History, English Language, Computer Science, Marketing, Western Civilization, Consumer Education
Golden Secondary School
Canada01.1993
CXC Examination - Principles of Business, English Literature, English Language, History, Mathematics, Principles of Accounts
St. George’s College
01.1991
Occupational Safety & Health Specialist Certificate -
OSHAcademy
Beaverton, OR, USACertificate - Computer Networking, Supervisory Management
UWI School of Continuing Studies
Certificate - PC Mechanics, A+ Certificate
Infoserv Institute of Technology
Diploma - Insurance
College of Insurance & Professional Studies
Skills
- Risk management
- Occupational safety and health specialist
- Technical Underwriting
- Reinsurance
- Risk management training and surveying
- OSHA training
- Customer relationship management
- Business dev
- Training delivery
Hobbies and Interests
- Reading
- Football
- Chess
References
Available upon request
Personal Information
Date of Birth: 06/29/74
Timeline
Risk Officer
Allied Insurance Brokers Ja. Limited
01.2017 - 01.2020
Account Executive
CGM Gallagher Insurance Brokers Ja. Limited
01.2010 - 01.2017
Marketing Associate
City Insurance Brokers Limited
01.2009 - 01.2010
Customer Service Supervisor/Marketing Associate
Guardian Insurance Brokers Limited
01.2006 - 01.2009
Customer Service Supervisor/ Assistant Account Executive
Fraser, Fontaine & Kong Insurance Brokers Limited
01.2003 - 01.2006
Sales & Marketing Executive
TPG Imaging Specialities Limited
01.2002 - 01.2003
Senior Customer Service Rep./Telemarketing Team Leader
The Insurance Company of the West Indies Limited
01.1995 - 01.2002
CPCU Designation - Risk Management
The Institutes
Canadian Schools Examination - Literature, American History, English Language, Computer Science, Marketing, Western Civilization, Consumer Education
Golden Secondary School
CXC Examination - Principles of Business, English Literature, English Language, History, Mathematics, Principles of Accounts
St. George’s College
Occupational Safety & Health Specialist Certificate -
OSHAcademy
Certificate - Computer Networking, Supervisory Management
UWI School of Continuing Studies
Certificate - PC Mechanics, A+ Certificate
Infoserv Institute of Technology
Diploma - Insurance
College of Insurance & Professional Studies
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