Ryan Painter
Fort Walton Beach
Summary
Dynamic Finance Manager with a proven track record, excelling in negotiating optimal automotive financing deals and ensuring regulatory compliance. Strong negotiation skills and a goal-oriented mindset with consistent achievement of performance targets, while enhancing dealership revenue through innovative financial solutions and strategic upselling of additional products.
Overview
22
22
years of professional experience
Work History
FINANCE MANAGER
TIM SMITH ACURA
FORT WALTON BEACH
09.2024 - Current
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Improved overall department efficiency by implementing streamlined procedures simplifying documentation requirements reducing unnecessary delays.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
FINANCE MANAGER
STEP ONE AUTOMOTIVE GROUP
FORT WALTON BEACH, FL
10.2017 - 09.2019
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
- Enhanced dealership sales by providing comprehensive financial solutions to clients seeking vehicle purchase or lease agreements.
- Supported sales objectives, collaborating with sales team to identify opportunities for finance-related upsells.
FINANCE MANAGER
GARY SMITH HONDA
FORT WALTON BEACH, FL
02.2014 - 09.2017
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
SALES ASSOCIATE
GARY SMITH HONDA
FORT WALTON BEACH, FL
03.2003 - 08.2014
- Conducted thorough product research and attended training sessions to maintain expert knowledge of current automotive trends and models.
- Negotiated trade-in values fairly while balancing customer satisfaction with dealership profitability objectives.
- Enhanced customer experience by promptly addressing concerns, resolving issues efficiently, and providing exceptional service throughout the sales process.
- Increased dealership sales by proactively engaging with potential customers and showcasing vehicle features.
Education
High School Diploma -
MERIDIAN HIGH SCHOOL
MACON, IL05-1997
Skills
- Strong negotiation skills
- Contract preparation
- Regulatory compliance
- Goal-oriented mindset
- Continuous improvement focus
- Automotive industry
- Credit history review
- Cash handling
- Decision-making
Timeline
FINANCE MANAGER
TIM SMITH ACURA
09.2024 - Current
FINANCE MANAGER
STEP ONE AUTOMOTIVE GROUP
10.2017 - 09.2019
FINANCE MANAGER
GARY SMITH HONDA
02.2014 - 09.2017
SALES ASSOCIATE
GARY SMITH HONDA
03.2003 - 08.2014
High School Diploma -
MERIDIAN HIGH SCHOOL
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