Ryan Prichard
Allendale,MI
Summary
- Goal-oriented Sales Coach, Leader, and Producer with expertise gained during 11-year career. Positive and upbeat with solid history of closing 55 home sales each year worth combined value of $13,500,000. Closing 100+ client loans each year with combined value of $6,000,000. Creates and delivers professional presentations on cash flow, collateral and risk analyses.
- Successful sales and operations professional well-versed in the market, fee structures and application review procedures. Analytical and detail-oriented multitasker with an organized approach and good problem-solving abilities.
- Expert salesperson and well-organized administrator with an in-depth understanding of mortgage and commercial loan processes. Good relationship-building and communication skills. Dedicated Real Estate & Banking professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
11
11
years of professional experience
6
6
years of post-secondary education
Work History
Realtor | Owner
4front Real Estate - Keller Williams Rivertown
Grandville, United States
06.2016 - Current
- Handled day-to-day happenings of real estate office to consistently grow client base and increase revenue.
- Compared recently sold area properties to determine competitive market prices.
- Increased home sales through confidence, negotiation and closing prowess.
- Resolved client concerns related to home purchases to maintain high satisfaction ratings.
- Advised sellers on ways to increase curb appeal and make homes more appealing to potential buyers.
- Handled over four monthly home sales, working with buyers, sellers and banks to facilitate smooth sales transactions and satisfied customers.
- Real Estate Podcast & YouTube Video series created for client resource and education
- Provide Financial Institutions with Business Acumen and Real Estate Industry Quarterly Training
Commercial Loan Officer
Kellogg Community Credit Union
Wyoming, MI
02.2020 - Current
- Conducted interviews and reviewed financial history, credit and property evaluations of each customer.
- Maintained compliance with laws and regulations governing commercial loans.
- Managed up to 20 client loans at any given time.
- Obtained and reviewed corporate financial statements.
- Built trust and promoted customer loyalty throughout underwriting process.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
- Assessed aging accounts and initiated collection strategies based on conditions.
Culture Coordinator
Lake Michigan Credit Union
Grand Rapids, MI
01.2014 - 10.2019
- Integrated new programs and resources and reinvigorated existing ones to support positive credit union (CU) culture.
- Led and directed staff meetings to update cultural diversity plans and review statistical information regarding minority experiences and performance within CU system.
- Developed programming to promote skills, talent and high achievement among CU team members.
- Collaborated with CU leadership team to create and manage safe, welcoming learning environment for CU team members.
- Tracked and reported behavioral data to monitor social and emotional development of CU team members.
- Utilized Symitar and Microsoft CRM to perform data collection and entry.
- Collaborated with SR VP HR & Chief People's Officer to develop functional budgets within allocated funds.
- Coordinated multi-million budgets and solicited additional funding from initiatives with well-written applications.
Branch Manger & Retail Banking
Lake Michigan Credit Union
Grand Rapids, MI
07.2011 - 04.2018
- Assessed expansion plans and presented costs to forecast trends and recommend changes.
- Boosted branch sales by developing and deepening customer loyalty through incentive programs.
- Submitted loan applications to loan underwriter for verification and recommendation.
- Increased monthly staff retention rate after implementing new training programs.
- Uncovered and resolved strategic and tactical issues impacting sales management and business operations.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Complied with Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Evaluated applications against outline specifications to approve, reject or recommend adjustments files.
- Enhanced branch production rates by handling staff conflicts, evaluations, hiring and termination processes and coaching employees on company protocol and payroll operations.
- Expanded territory by negotiating beneficial deals for principle product sales, distribution and service.
- Identified and capitalized on community business opportunities with effective networking.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Produced reports outlining financial data to assist management with making strategic plans and operational decisions.
- Interviewed and hired talented individuals with top-level strengths, improving organizational talent and skill set.
Education
MBA - Strategic Management
Davenport University
Grand Rapids, MI 06.2017 - 02.2019
BBA - Finance And Accounting
Grand Valley State University
Allendale, MI 08.2009 - 12.2013
Skills
Financial analysis aptitude
Closing documents understanding
Fees knowledge
Credit reports
Borrower relations skills
Team Management & Retention
Public Speaking & Presenting
Client Consulting
Customer Service
Conflict resolution
Analytical skills
Cultural awareness
Property marketing
Marketing and advertising
Contract Negotiation
Staff Management
Lending
Database Management
Business Development
Property tours and inspections
Financial budgeting and reporting
Entrepreneurial
Human resources knowledge
Revenue Generation
Relationship building and management
Budget forecasting
Strategic and financial planning
Sales professional
Customer service
Workforce improvements
Succession planning
Recruitment
Training and mentoring
Team Building
Talent management
Baseball, Hunting, Media Creation, and Non-Profit Work
I'm a diehard Cincinnati Reds baseball fan dating back to my youth when Ken Griffey Jr was traded to the Reds. This is a Father-Son bond I plan to pass onto my son.
I'm not a great golfer, while I can swing a club, instead I enjoy the sport of hunting! From clay pigeons to walking in the hillsides of Montana and the Dakotas. There are few joys better in this world being out in an open field with my dog, Quincy, and enjoying nature's silence.
I've also developed a fun passion of using social media for a leads generating benefit. Instagram is my proffered method. I do not like to post anything personal on the internet, however, using it for a business benefit, while having some fun has really become enjoyable!
Lastly, I am a board member with Susan Mast ALS foundation. Our non-profit provides the highest level of service to West Michigan with the greatest reach and resources. We are one, if not the only, ALS support network for West Michigan. I too serve and sing at our church our wife and I attend.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
“Your true worth is determined by how much more you give in value than you take in payment.” “Your income is determined by how many people you serve and how well you serve them.” “The most valuable gift you have to offer is yourself.” “The key to effective giving is to stay open to receiving.”
Bob Burg
Timeline
Commercial Loan Officer
Kellogg Community Credit Union
02.2020 - Current
MBA - Strategic Management
Davenport University
06.2017 - 02.2019
Realtor | Owner
4front Real Estate - Keller Williams Rivertown
06.2016 - Current
Culture Coordinator
Lake Michigan Credit Union
01.2014 - 10.2019
Branch Manger & Retail Banking
Lake Michigan Credit Union
07.2011 - 04.2018
BBA - Finance And Accounting
Grand Valley State University
08.2009 - 12.2013