Ryan Ruggiano

• Drove the attainment of corporate goals as well as the creation of profitable business through detailed analysis and evaluation of new and renewal business submissions, for regional, super regional and national cedant's with a focus on property multi-line business.
• Accountable for the renewal and maintenance of 13 different programs varying in size and complexity.
• Negotiated and brought in 5 new deals at a 20% priced margin or better, accounting for over $5m of new business premium business to the company.
• Prepared detailed analysis and underwriting recommendations.
• Worked closely with the actuarial team to ensure proper pricing of new and renewal accounts.
• Analyzed and negotiated on contracts with brokers and worked closely with our operations analysts to ensure proper input of information into our systems.
• Lead client underwriting audits and prepared subsequent audit reports.
• Played a pivotal role the testing and implementation of new company developed underwriting platform.
• Managed relationships with existing and prospective clients and brokers to meet targeted new business hit ratios and retention ratios.
• Prepared various detailed analytics of our book of business in order to better monitor our underwriting performance and evaluate the current underwriting climate and devise strategic initiatives going forward.
• Developed a relationship with the brokers, in order to negotiate and develop equitable solutions for both the company and the client.
• Generated interest through a variety of marketing activities: attending business conferences and visiting brokers and clients.

• Contributed to successful audit engagements by preparing thorough workpapers and documentation.
• Reviewed company policies and procedures as part of compliance audits, aiding in the enforcement of sound governance practices within the organization.
• Conducted follow-up reviews on prior audit recommendations, ensuring effective implementation of action plans by management.
• Worked closely with external auditors during annual audits, facilitating smooth coordination between both parties for efficient completion of tasks at hand.
• Gained exposure to various business functions while executing operational audits, broadening knowledge base and understanding of organizational complexities.

Responsible for ensuring that all financial relationships held by Deloitte professionals and other compliance related information are accurately reported and are compliant with the firm's policies.