With nearly 24 years of experience as a Mortgage Broker/Loan Officer, closing over $500 million in loans during that time, I bring a wealth of experience and know-how to any prospective client. I put my current and prospective clients as my top priority. Communication is the key. I am able to assess a particular situation and break it down to provide my clients with the best possible scenario to meet their goals and needs. I have also been professionally coached in sales for several years.
Hi, I’m
Ryan Williams
Mortgage Broker
Sherwood,OR
Summary
Overview
21
years of professional experience
Work History
Edge Home Finance
Independent Mortgage Broker
04.2024 - Current
Job overview
- Managed loan pipelines efficiently, promptly addressing any issues or concerns that arose during the mortgage process.
- Assisted clients in improving their credit scores and overall financial standing, increasing their chances of loan approval and favorable terms.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Assessed clients' financial data to determine loan suitability.
- Exceeded sales targets by cultivating strong relationships with real estate professionals, generating a steady stream of referral business.
- Facilitated smooth communication between all parties involved in transactions, resulting in successful loan closings and satisfied clients.
Newland Mortgage
Mortgage Broker
07.2022 - 04.2024
Job overview
- Assessed clients' financial data to determine loan suitability.
- Established strong relationships with borrowers, which helped to forge new business opportunities.
- Implemented sales strategies that established relationships with realtors and CPAs.
- Advised clients on loan process and specialized topics in home purchasing such as Short-Term and Long-Term Wealth.
- Collaborated with different lenders to find best possible deal for homebuyers.
Summit Funding, Inc
Senior Loan Officer
03.2019 - 07.2022
Job overview
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Advised clients on mortgage, education and personal loans.
- Maintained strict confidentiality of bank records and client information.
- Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Developed and maintained relationships with local real estate agents.
Mortgage Express
Senior Loan Officer
07.2003 - 03.2019
Job overview
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Recommended loan approvals and denials based on customer loan application reviews.
- Submitted loan applications to underwriter for verification and recommendations.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
- Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
Education
University of OregonEugene, OR
Bachelor of Science from Psychology
05.2003
University Overview
University of OregonEugene, OR
Minor from Business Administration
05.2003
University Overview
Skills
- Financial History Analysis
- Referral Network Development
- Closing the Deal
- Financial Advisement
- Sales Development
- Customer Relations
- Assessing Client needs by asking the right questions
- Market Research
- Follow-up
Timeline
Independent Mortgage Broker
Edge Home Finance
04.2024 - Current
Mortgage Broker
Newland Mortgage
07.2022 - 04.2024
Senior Loan Officer
Summit Funding, Inc
03.2019 - 07.2022
Senior Loan Officer
Mortgage Express
07.2003 - 03.2019
University of Oregon
Bachelor of Science from Psychology
University of Oregon
Minor from Business Administration