Summary
Overview
Work History
Education
Skills
Websites
Timeline
Hi, I’m

Ryan Williams

Mortgage Broker
Sherwood,OR
Ryan Williams

Summary

With over 20 years of outside sales experience in the Mortgage Industry, closing over $300 million in loans during that time, and other outside sales positions, I bring a wealth of experience and know-how to any prospective employer. I am very comfortable speaking with both current and prospective clients and business partners., both in-person and over the phone. I am able to assess a particular situation and break it down to provide the client with the best possible scenario to meet their goals and needs. I have also been professionally coached in sales for several years.

Overview

21
years of professional experience

Work History

Edge Home Finance

Independent Mortgage Broker
04.2024 - Current

Job overview

  • Managed loan pipelines efficiently, promptly addressing any issues or concerns that arose during the mortgage process.
  • Assisted clients in improving their credit scores and overall financial standing, increasing their chances of loan approval and favorable terms.
  • Collaborated with different lenders to find best possible deal for homebuyers.
  • Assessed clients' financial data to determine loan suitability.
  • Exceeded sales targets by cultivating strong relationships with real estate professionals, generating a steady stream of referral business.
  • Facilitated smooth communication between all parties involved in transactions, resulting in successful loan closings and satisfied clients.

Newland Mortgage

Mortgage Broker
07.2022 - 04.2024

Job overview

  • Assessed clients' financial data to determine loan suitability.
  • Established strong relationships with borrowers, which helped to forge new business opportunities.
  • Implemented sales strategies that established relationships with realtors and CPAs.
  • Advised clients on loan process and specialized topics in home purchasing such as Short-Term and Long-Term Wealth.
  • Collaborated with different lenders to find best possible deal for homebuyers.

Summit Funding, Inc

Senior Loan Officer
03.2019 - 07.2022

Job overview

  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Advised clients on mortgage, education and personal loans.
  • Maintained strict confidentiality of bank records and client information.
  • Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
  • Developed and maintained relationships with local real estate agents.

Mortgage Express

Senior Loan Officer
07.2003 - 03.2019

Job overview

  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
  • Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.

Education

University of Oregon
Eugene, OR

Bachelor of Science from Psychology
05.2003

University Overview

University of Oregon
Eugene, OR

Minor from Business Administration
05.2003

University Overview

Skills

  • Financial History Analysis
  • Referral Network Development
  • Closing the Deal
  • Financial Advisement
  • Sales Development
  • Customer Relations
  • Assessing Client needs by asking the right questions
  • Market Research
  • Follow-up

Timeline

Independent Mortgage Broker
Edge Home Finance
04.2024 - Current
Mortgage Broker
Newland Mortgage
07.2022 - 04.2024
Senior Loan Officer
Summit Funding, Inc
03.2019 - 07.2022
Senior Loan Officer
Mortgage Express
07.2003 - 03.2019
University of Oregon
Bachelor of Science from Psychology
University of Oregon
Minor from Business Administration
Ryan WilliamsMortgage Broker