Summary
Overview
Work History
Education
Skills
Interests
Timeline
Generic
Ryce Piper

Ryce Piper

Hartville

Summary

Dynamic Credit Analyst with a proven track record at Old Missouri Bank, specializing in risk assessment and financial statement analysis. Excelled in relationship building and Microsoft Excel, significantly enhancing credit decision processes. Expert in synthesizing complex data to recommend approval, demonstrating exceptional problem-solving and multitasking abilities.

Overview

1
1
year of professional experience

Work History

Credit Analyst

Old Missouri Bank
07.2024 - Current
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as tax returns, personal and business financial statements, and credit reports to determine level of risk involved for extending credit.
  • Determined borrowers' creditworthiness.
  • Reviewed borrowers' credit history and identified potential red flags.
  • Created cash flow reports and reviewed customer profiles
  • Assessed loan terms, collateral/appraisal information and made approval recommendations

Education

BBA - Accounting/Finance

Drury University
Springfield, MO
05-2024

Skills

  • Relationship Building
  • Risk assessment
  • Credit and financial statement analysis
  • Microsoft Excel proficiency
  • Cash flow analysis
  • Investment analysis
  • Problem-solving
  • Time management
  • Multitasking

Interests

About Me: I was born in Buffalo, Missouri where a large majority of my family still resides, while I have lived in Hartville, Missouri for most of my life I enjoy activities such as hunting, fishing, sporting events, and engaging with friends and family on a daily basis I regularly practice community engagement through my attendance at sporting events and bank activities I have spent a large majority of the last 6 years hanging out on a farm and learning the ins and outs of a beef cattle operation I owned and operated a lawncare business through my college years, while keeping a 36 GPA (Graduating with a 4 year degree in 3 years), and playing college basketball at the same time This expanded my relationship building, business acquiring, and multi-tasking skills Furthermore, I own and manage multiple investment properties in the Springfield and Fair Grove areas My background in areas such as farming, real estate investing, and business operating have provided me with a large array of experiences and relationships, giving me a diverse set of skills and knowledge for years to come

Timeline

Credit Analyst

Old Missouri Bank
07.2024 - Current

BBA - Accounting/Finance

Drury University
Ryce Piper