Ryneka Rockmore
Forney,TX
Summary
Experienced professional with 15+ years experience in banking industry combining mortgage, auto, and card services. Dedicated and results oriented with proven continuous development and consistently exceeding performance expectations. Diverse in working independently and collaborative with a team in fast paced, altering environment.
Overview
11
11
years of professional experience
Work History
Booking & Funding Document Analyst
JPMorgan Chase
06.2023 - Current
- Audit auto loan documentation to identify errors, irregularities, and ensure in compliance with federal regulations.
- Conduct thorough quality checks on completed documents, maintaining an exceptional level of accuracy and attention to detail.
- Input financial and personal data into systems from contracts and supporting documents.
- Interface with dealerships identifying deficiencies and recommend corrective actions to resolve funding delays.
- Oversee and monitor progress from approval to funding maintaining quality rate of 99% or higher.
- Managed high-performing productivity for increased efficiency in processing and approving auto loans exceeding production goals processing 150+ deals daily.
Post-Closing Liquidity Specialist
Fairway Independent Mortgage Corporation
02.2021 - 05.2022
- Created and maintained warehouse bank and investor matrix to facilitate smooth transactions from funding to purchase improving overall liquidity.
- Managed pipelines across 10+ warehouse banks to ensure prompt delivery of collateral to custodians and investors and timely drying of loans.
- Maintained database systems to track and analyze operational data.
- Liaison between warehouse banks, custodians, investors, and internal departments identifying problem loans and preventing aging.
- Reported departmental statistics to leadership identifying liquidity gaps within company to improve business processes.
- Tracked and analyzed Agency loans (FNMA, FHLMC, GNMA) purchasing trends reducing average days to purchase by 2 business days.
Senior Collateral Specialist
Fairway Independent Mortgage Corporation
12.2019 - 02.2021
- Collaborated with Manager to maintain production and workflow of department.
- Monitored daily inventory and production reports to ensure all incoming collateral packages are prioritized and processed within required SLA timeframe.
- Conducted team huddles of 15+ members, providing updates and clear direction on daily team expectations.
- Contributed in signing/endorsement of original notes and completion of daily handoffs to supporting teams.
- Assisted in team monthly performance reviews, identifying errors and providing feedback for process improvement, training, and development.
Collateral Reporting Specialist
Fairway Independent Mortgage Corporation
10.2018 - 12.2019
- Facilitated Collateral department email inbox of 100+ daily requests.
- Handled all escalation emails dealing with collateral on behalf of the department.
- Partnered with title companies, warehouse banks, investors, and other internal departments to urgently clear document exceptions.
- Identified and reconciled shipping errors of loan packages.
- Prepared daily bulk uploads in internal system of tracking numbers and locations of all shipped collateral.
Collateral Specialist
Fairway Independent Mortgage Corporation
05.2016 - 10.2018
- Reviewed collateral documents including, but not limited to, Original Note, Security Instrument, and Title Commitment, to verify completeness and accuracy according to applicable policies.
- Processed and recorded receipt of collateral inventory daily, prioritizing by closing dates to meet regulatory guidelines.
- Corresponded with title companies to resolve missing, incomplete, and document discrepancies.
- Performed daily shipment of 300+ collateral packages across assigned warehouse banks and investors.
- Consistent top producer exceeding daily production, processing 65+ loans daily, including specialty loans such as Bonds, Correspondents, and Reverse loans, while maintaining high quality standards.
Document Control Representative
NATIONSTAR MORTGAGE
03.2015 - 11.2015
- Investigated chain of title through MERS, county records, and internal systems in search of locating original note.
- Teamed with title companies and county officials to determine Original Note possession.
- Drafted lost note affidavit, if original note deemed lost.
- Audited all affidavits produced by team of 10 members, and provide feedback to satisfy necessary adjustments prior to notarization.
Loss Mitigation Specialist
SERVICELINK/ REDC DEFAULT
02.2013 - 08.2014
- Handled portfolio of 50+ default loans being reviewed and negotiated for short sale.
- Contacted borrowers to assess reasons for default, individual intents and options for resolving issues.
- Negotiated with real estate agents, attorneys, and homeowners to formulate foreclosure avoidance plans in compliance with servicer and investor guidelines.
- Verified income of borrower and gathered credit information.
- Supervised and postponed foreclosure sale dates pending short sale approval.
- Ordered and analyzed BPO and Appraisals.
- Drafted and conveyed approval and decline letters to homeowners, realtors, and attorneys.
Education
Bachelor of Science - Criminal Justice
Mississippi Valley State University
Itta Bena, MSSkills
- Document analysis
- Data accuracy
- Problem-Solving
- Time Management
- Attention to Detail
- Multitasking
- Excellent Communication
- Reliability
- Decision-Making
- Analytical Skills
Timeline
Booking & Funding Document Analyst
JPMorgan Chase
06.2023 - Current
Post-Closing Liquidity Specialist
Fairway Independent Mortgage Corporation
02.2021 - 05.2022
Senior Collateral Specialist
Fairway Independent Mortgage Corporation
12.2019 - 02.2021
Collateral Reporting Specialist
Fairway Independent Mortgage Corporation
10.2018 - 12.2019
Collateral Specialist
Fairway Independent Mortgage Corporation
05.2016 - 10.2018
Document Control Representative
NATIONSTAR MORTGAGE
03.2015 - 11.2015
Loss Mitigation Specialist
SERVICELINK/ REDC DEFAULT
02.2013 - 08.2014
Bachelor of Science - Criminal Justice
Mississippi Valley State University
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