Sabina Gill

• Manage a portfolio of commercial credit and non-credit relationships of varying size.
• Prepare, present and manage the entire credit approval process. Take the lead on compiling loan packages, financial analysis, structuring, negotiating, write ups, & presenting to credit committee. Work directly with borrowers, underwriting, internal and external legal counsel. Focus on C& I, Owner Occupied Real Estate loans & Common Interest Realty Association Lending.
• Actively source, generate & develop a robust pipeline of commercial deposit & credit deals, involving Treasury & allied partners proactively from prospecting to close. Skilled at pre call planning & agenda management,
• Leverage Salesforce, Groove, Relationship map, IQ and other tech tools to target pivotal decision makers & engage in high quality & productive conversations.
• Active involvement in community and business organizations. Extensive network of business contracts, community leaders, prospect opportunities and referral networks.
• Major Accomplishment : Sourced & booked a $5MM credit deal for a major NYC Non-profit with 8 figure deposits.

• Crafted tailored financial strategies for NYC businesses in the$5MM-$50MM annual sales. Focused on companies with overseas operations/suppliers/customers andUS subsidiaries of foreign companies.
• Originated and managed credit deal flow. Monitored client financial and operating conditions. Negotiated with borrowers and work with legal counsel.
• Provided support to retail branches in Manhattan on larger credit deals.

Developed, led & contributed to the growth of the TriBeCa branch in Manhattan through the management of deposits, loans, fees and expenses. Accountability of the overall P&L. Maintained a strong community presence in local market to expand & deepen relationships.

• Targeted client $3MM to $50MM in company revenue. Identified & executed lending, deposit, and other specialized opportunities with existing and prospective customers.
• Partnered with deal team including credit officer & TM experts to drive profitable relationships.
• Won Top 5% Sales Award winner 2006, 2008 & 2009

• Sourced, grew and retained a portfolio of small business banking clients -spanning deposits, business lending, insurance, cash management, investment solutions.
• Built and grew a portfolio of deposits from $30MM to $50MM, loan volume from $10MM to $15MM.
• Achieved top 10% peer ranking in portfolio growth, cross-sell, retention and partner referrals.

• Developed comprehensive investment strategies for high net individuals & families. Provided advise on investments, insurance. estate & retirement planning.