Summary
Overview
Work History
Education
Skills
Certification
References
Timeline
Generic

KEDESHA CLARKE

Brooklyn,NY

Summary

Regulatory compliance leader with 15+ years of experience in risk-based supervision of financial institutions. Expertise in UDAAP, fair lending, and ECOA, with a track record of identifying compliance risks and delivering strategic solutions. Recognized for data-driven analysis and actionable reporting that enhances compliance and consumer protection. Detail-oriented examiner skilled in conducting assessments and providing insightful recommendations based on thorough evaluations.

Overview

18
18
years of professional experience
1
1
Certification

Work History

Commissioned Compliance Examiner

Consumer Financial Protection Bureau (CFPB)
Washington, DC
03.2024 - Current
  • Lead high-impact examinations across banks and nonbanks; identify legal violations, including UDAAP and fair lending risks.
  • Present findings to boards and senior executives, driving strategic remediation and operational reform.
  • Deliver risk assessments and entity profiles that shape supervision priorities and inform executive-level decision-making.
  • Mentor junior staff; lead teams on complex reviews and ensure alignment with CFPB policies and goals.
  • Advise on regulatory changes, contributing to internal guidance and cross-agency collaboration.

Compliance Examiner

Consumer Financial Protection Bureau (CFPB)
Washington, DC
04.2020 - 02.2024
  • Directed multi-state and institution-specific exams; uncovered violations resulting in $20M+ in consumer redress.
  • Assessed governance, internal controls, and compliance systems across lending, servicing, and marketing.
  • Authored impactful reports; translated findings into actionable corrective measures.
  • Spearheaded fair lending evaluations, including redlining, pricing, and underwriting reviews.
  • Moderated CFPB conference panels on appraisal bias and equitable housing access.

Financial Services Manager 1

New York State Department of Financial Services (NYS DFS)
New York, NY
02.2017 - 04.2020
  • Oversaw regulatory exams for high-risk institutions; led teams and defined strategic exam scopes.
  • Evaluated compliance and fair lending programs; identified policy gaps and control weaknesses.
  • Delivered reports that influenced enforcement actions and improved institutional governance.
  • Designed and delivered examiner training programs; enhanced division-wide supervision strategy.

Senior Bank Examiner

New York State Department of Financial Services (NYS DFS)
New York, NY
03.2014 - 01.2017
  • Led multi-state compliance exams in coordination with CFPB; served as examiner-in-charge and primary liaison.
  • Conducted fraud investigations resulting in institutional closure and regulatory enforcement.
  • Assessed compliance controls, complaint handling, and internal audit processes.

Bank Examiner / Examiner Trainee

New York State Department of Financial Services (NYS DFS)
New York, NY
08.2007 - 03.2014
  • Completed formal examiner training program; conducted safety & soundness exams of state-chartered entities.
  • Reviewed financial, operational, and compliance frameworks to ensure regulatory adherence.

Education

B.S. - Accounting

City University of New York – Medgar Evers College
Brooklyn, NY
01.2007

Skills

  • Regulatory compliance and risk assessment
  • Fair lending evaluation
  • Internal controls and policy development
  • Data analysis
  • Team leadership
  • Effective communication
  • Critical thinking
  • Presentation skills

Certification

  • Commissioned Compliance Examiner, CFPB, 03/01/24

References

References available upon request.

Timeline

Commissioned Compliance Examiner

Consumer Financial Protection Bureau (CFPB)
03.2024 - Current

Compliance Examiner

Consumer Financial Protection Bureau (CFPB)
04.2020 - 02.2024

Financial Services Manager 1

New York State Department of Financial Services (NYS DFS)
02.2017 - 04.2020

Senior Bank Examiner

New York State Department of Financial Services (NYS DFS)
03.2014 - 01.2017

Bank Examiner / Examiner Trainee

New York State Department of Financial Services (NYS DFS)
08.2007 - 03.2014

B.S. - Accounting

City University of New York – Medgar Evers College

Similar Profiles

  • Lawrence Hales Jr

    Lawrence Hales JrLawrence Hales Jr

    Quality Management Program Lead at Consumer Financial Protection Bureau (CFPB)Quality Management Program Lead at Consumer Financial Protection Bureau (CFPB)

  • Lorena Guerrero

    Lorena GuerreroLorena Guerrero

    Consumer Financial Protection Compliance Analyst at Consumer Financial Protection BureauConsumer Financial Protection Compliance Analyst at Consumer Financial Protection Bureau

  • Gregory Milewski

    Gregory MilewskiGregory Milewski

    Commissioned Senior Examiner at Consumer Financial Protection BureauCommissioned Senior Examiner at Consumer Financial Protection Bureau

  • Bainadel Metellus

    Bainadel MetellusBainadel Metellus

    Security Officer at Food Bazaar SupermarketSecurity Officer at Food Bazaar Supermarket

  • Maria Medina

    Maria MedinaMaria Medina

    Compliance Manager at Unlimited Service & Unisex ImageCompliance Manager at Unlimited Service & Unisex Image

CREATE PROFILE