Sabrina Sheppard

• Perform detailed analysis of financial transactions, customer profiles, and suspicious activities to identify potential money laundering activities. Utilize various tools and databases to gather relevant information and conduct in-depth investigations.

• Stay updated on anti-money laundering (AML) laws, regulations, and guidelines, and ensure that the organization's policies and procedures align with them. Implement and maintain effective AML controls to mitigate risks and safeguard the organization from financial crime.

• Assess the risk associated with customers, transactions, and business relationships to identify potential vulnerabilities. Develop and implement robust monitoring systems to proactively identify suspicious activities and patterns, and promptly report any findings to relevant stakeholders or regulatory authorities.

• Collaborate with cross-functional teams, such as compliance, legal, and risk management, to ensure effective implementation of AML policies and procedures.

• Responsible for investigative research, root cause analysis and consulting regarding highly complex financial crimes transactions, policy violations and/or suspicious situations with low, moderate, and high risk
• Perform detailed analyses, maintain required documentation, and file Suspicious Activity Reports (SARs)
• Collaborate with other centers of excellence such as external/internal investigations, the Law Department, and/or other financial institutions
• Document research findings and actions on cases for possible referrals for Suspicious Activity, Identity Theft Operations (ITO),Kite Referrals, Suspected Financial Abuse, and Elder Abuse
• Focus on mitigation of financial losses and or business interruptions to the bank
• Contact customers and/or vendors to verify legitimate transactions and information
• Ensures compliance with regulatory requirements such as Bank Secrecy Act, USA PATRIOT Act, etc
• Maintain accurate, timely, and required documentation of activities in case management system to ensure quality employee relations records and metrics.

• Responsible for completing lower or medium priority complexity Money Laundering and Fraud case types, as well as approving low priority cases of Financial Crimes Analysts
• Responsible for training and mentoring new employees as well as fellow team members
• Responsible for assisting with ongoing management of a small risk-based financial crimes program
• Assists with developing and implementing department policies/procedures to maximize efficiency and customer service and ensure compliance with government regulations
• Ensures compliance with regulatory requirements such as Bank Secrecy Act, USA PATRIOT Act, etc.

• Perform detailed analyses, maintain required documentation, and file Suspicious Activity Reports (SARs)
• Perform risk analysis and modeling as a precursor to building financial crimes strategies
• Responsible for investigative research, root cause analysis and consulting regarding highly complex financial crimes transactions, policy violations and/or suspicious situations with low, moderate, and high risk
• Review and analyze investigative findings and make recommendations based upon outcomes
• Mentor and train new employees as well as fellow team members
• Assisted leadership with projects

• Work independently to review and identify customer transactions to detect financial crimes activities, policy violations and/or suspicious situations in order to mitigate and/or recover losses
• Meet production standards while maintaining excellent quality scores
• Analyzes all account activity and/or trends to prevent loss to Wells Fargo using a variety of resources
• Make account closure and retain decision based upon account activity, red flags, and mitigating factors
• Pledge items as needed based on Reg CC Guidelines
• Document research findings and actions on cases for possible referrals for Suspicious Activity, Identity Theft Operations (ITO),Kite Referrals, Suspected Financial Abuse, Elder Abuse, and Unusual Activity Referrals (to BSA/AML) as required or when activity warrants investigation
• Maintains excellent quality scores (IDR/Closed Loop)
• Participate in special projects as needed

• Analysis of trends, schemes and patterns of fraud initiated through electronic devices, phone etc
• Use appropriate investigative techniques to analyze information needed and determine liability of each case
• Focus on mitigation of financial losses and or business interruptions to the bank
• Contact customers and/or vendors to verify legitimate transactions and information
• Perform general/complex account handling functions using multiple systems
• Complete redlite referrals and fraud ring referrals as required or when activity warrants investigation
• Pilot new strategies
• Assist in training new team members as needed