SAKSHI GIR
Chicago
Summary
Financial Crime and Compliance expert with over 8 years of experience in AML, sanctions, and high-risk client due diligence for global banks. Proficient in drafting SARs, conducting adverse media and PEP reviews, and monitoring high-volume transactions. Successfully advised stakeholders on policy interpretation and regulatory compliance while leading remediation and control enhancement initiatives. Utilizes advanced Excel, SQL, and OSINT techniques to produce audit-ready reports and improve risk management controls.
Overview
8
8
years of professional experience
Work History
Senior Team Lead - Financial Crime Surveillance
Standard Chartered
Bangalore
04.2022 - 12.2022
- Senior AML Consultant leading end-to-end BSA/AML engagements, from enterprise risk assessments and high-risk CDD/EDD to transaction monitoring tuning, SAR narrative enhancement, and design of sustainable remediation and control frameworks.
- Maximizing casework quality using data analytics tools, ensuring timely case processing with QC/QA, in line with Group expectations.
- Led SAR escalation and filing process with regulators, collaborating closely with the financial crime framework team to refine AML policies and procedures and strengthen end-to-end controls.
- Established a Compliance Monitoring and Testing program for quality assurance. Managing compliance policies and procedures, ensuring dissemination across the bank.
- Collaborated on compliance (including branches, subsidiaries, and international locations), MIS strategy, managing reporting framework, standards, templates, processes, and information systems.
Executive Assistant to VP Head of UDAP/ UDAAP - Compliance
HSBC
Hyderabad
01.2018 - 04.2022
- Spearheaded coordination between compliance, legal, risk, and business units, ensuring seamless development and revision of lending policies and procedures in alignment with Fair Lending and UDAAP compliance standards, facilitating effective communication and collaboration across departments.
- Provided pivotal support to the VP Head of UDAP/UDAAP, overseeing special projects and initiatives, including the execution of fair lending and UDAAP risk assessments, testing, and monitoring methodologies, resulting in enhanced regulatory compliance and risk mitigation strategies.
- Acted as a key liaison and subject matter expert between regulatory agencies, enterprise lending/banking departments, and internal stakeholders, contributing to the review and consultation process on new and existing products, systems, and procedures, while providing expert guidance and leadership on fair lending and UDAAP issues.
Team Manager - Financial Crimes and Control
HSBC
Hyderabad
11.2017 - 04.2022
- Led the development of a global AML operational model, focusing on people, processes, and technology. Managed AML Operations' project portfolio, overseeing strategic rollouts and system modifications.
- Supervised Off-boarding and On-Boarding Analysts, providing coaching. Managed AML team, ensuring EDD checks for HSBC Stakeholders. Handled banking ties, conducted STR filing, and drafted AML policies for the HSBC Transactional Monitoring Process. Led quality audits for Compliance Officers' alerts.
- Coordinated with UAE Central Bank on regulatory matters, responding to notices. Collaborated with Auditors, recommending process changes for fraud protection. Executed compliance program implementation, instituting regulations and protocols.
- Formulated a precision risk management strategy with senior management, furnishing strategic action recommendations.
- Collaborated on Compliance (including branches, subsidiaries, and international locations) MIS strategy, managing reporting framework, standards, templates, processes, and information systems.
Analyst - FCC
HSBC
Hyderabad
05.2015 - 10.2017
- Managed customer data to ensure compliance with KYC, AML, and Regulatory policies, focusing on quality checking and peer review in Financial Crime Compliance projects.
- Conducted UAT for a Customer Database Management application for bank-wide use and prepared productivity reports using Excel (VLOOKUP, Pivot). Assessed over 1200 cases of Adverse Press Check and conducted research to identify any negative news regarding high-risk customers.
- Conducted 4100 EDD cases for Standard-Risk customers with high accuracy, including verification of significant shareholders through Experian-generated alerts.
- Analyzed 2100 Standard Risk customers across 30 entity types, documenting Trading Activity and Ultimate Beneficial Owners for remediation, while ensuring rigorous monitoring for potential red flags and timely SAR reporting.
Education
MBA - Business Analytics
Indiana Wesleyan University
Marion, IN08-2026
Bachelor of Science - Business Administration And Management
Osmania University
Hyderabad05-2015
Skills
- Data analysis
- Risk management
- Compliance monitoring
- Regulatory reporting
- Project management
- Quality assurance
- Anti-money laundering
- Forensic accounting
Timeline
Senior Team Lead - Financial Crime Surveillance
Standard Chartered
04.2022 - 12.2022
Executive Assistant to VP Head of UDAP/ UDAAP - Compliance
HSBC
01.2018 - 04.2022
Team Manager - Financial Crimes and Control
HSBC
11.2017 - 04.2022
Analyst - FCC
HSBC
05.2015 - 10.2017
MBA - Business Analytics
Indiana Wesleyan University
Bachelor of Science - Business Administration And Management
Osmania University