Samantha Blose
Sellersville,PA
Summary
I am hardworking, dedicated, and willing to put in the effort to succeed in my field. My experience is in Finance; however, I am willing to explore other options if presented. I would like to contribute to an enjoyable working environment, while staying focused on all tasks required. I am looking for a challenging and rewarding career that I can build a future on.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Teacher's Assistant
Schoolhouse Learning Center
06.2023 - Current
- Kept classrooms clean, neat, and properly sanitized for student health and classroom efficiency.
- Handed out classroom materials, like paper, crayons, and paint.
- Oversaw students in classroom and common areas to monitor, enforce rules, and support lead teacher.
- Collaborated with teachers for lesson preparation by preparing materials and setting up equipment.
- Worked with lead teacher to monitor class schedule and take attendance.
- Assisted in preparation of meals and snacks to provide children with proper nutrition.
- Instructed children in health and personal habits, such as eating, resting, and toileting.
Loan Officer Assistant
McLean Mortgage Corporation
04.2021 - 12.2022
- Originated the following types of loans: Conventional, FHA, USDA, VA, and PHFA.
- Analyzed credit reports to determine eligibility and assessed loan compliance to meet mortgage lending laws and regulations.
- Utilized loan origination software to process and track loan applications to maintain a fast-paced schedule.
- Reviewing loan files for completeness, discrepancies, identify missing documentation, and generate condition lists for applicants.
- Set up files for processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
- Handled any conditions sent from underwriting departments.
- Communicated with customers daily to request information, guide through the loan process, and complete paperwork.
- Coordinated with realtors and title companies to identify discrepancies and update different teams on processing progress.
- Monitored key dates to obtain information by deadlines.
- Negotiated loan terms and conditions with customers to secure best deal.
- Processed loan applications and monitored progress from start to finish.
Senior Loan Processor
KBHS Home Loans, LLC
10.2020 - 02.2021
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Worked with customers via telephone to answer questions, request additional documentation, and resolve issues.
- Prepared documents for underwriting by verifying client income, credit reports, and other supporting information.
- Handled any conditions sent from underwriting departments.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
- Utilized loan origination software to process and track loan applications.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
- Set up, stored and updated customer files, department records and regulatory paperwork.
Senior Loan Processor
The Mortgage Company
05.2019 - 07.2020
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, assets, and employment backgrounds.
- Provided quick turnaround times to maintain fast-paced schedule.
- Utilized loan origination software to process and track loan applications.
- Handled any conditions sent from underwriting departments.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Collected and compiled paperwork such as title reports, insurance paperwork, loan files and appraisals.
- Worked with customers in person and via telephone to answer questions, collect documentation, and resolve issues.
- Coordinated closing process with attorneys, title companies, and clients.
- Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Developed and maintained relationships with customers and loan officers to establish a smooth loan process.
Underwriting Assistant
New Heights Insurance Solutions
01.2019 - 05.2019
- Managed pipeline and binding crane insurance coverage.
- Requesting and reviewing documentation needed to bind coverage.
- Preparing and sending finance agreements and notice of cancellation or non-renewals.
- Ordering inspections and requesting loss control recommendations.
Direct Endorsement Underwriter
Atlantic Home Loans
06.2016 - 09.2018
- Verified integrity of applicants' information to minimize fraud.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Maintained mortgage program compliance with federal agencies such as HUD (FHA), USDA, FNMA, and all state bond programs.
- Checked personal and team calculations to validate information and underwriting decisions.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
Loan Processor
Mortgage America
02.2012 - 06.2016
- Analyzed credit reports and potential risks to identify suitable loan products and options for customers.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, employment, assets, credit reports, and debt to income ratios.
- Utilized loan origination software to process, submit, and track loan applications from start to finish.
- Collaborated with loan officers to develop strategies for managing loan application processing.
- Handled any conditions sent from underwriting departments.
- Provided quick turnaround times to maintain fast-paced schedule.
- Assessed loans for compliance and evaluated loan requests and documents to verify accuracy and completeness.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Worked with customers in person and via telephone to answer questions, update loan applications, and resolve issues.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
Education
Certificate - Dental Assisting
Lehigh Valley School of Dental Assisting
Whitehall, PA 01.2010
No Degree - General Studies
California University of Pennsylvania
California, PA05.2008
High School Diploma -
Northern Lehigh High School
Slatington, PA06.2007
No Degree - Dual Enrollment Courses
Lehigh Carbon Community College
Schnecksville, PA06.2007
Skills
- Account Management and Process Optimization
- Customer Interaction and Status Updates
- Financial Document Review
- Data Entry and Application Preparation
- Legal Compliance
- Loan Paperwork and Loan Process Coordination
- Credit and Collections
- Government Lending
- Loan Origination and Underwriting
- Processing Procedures
- Client Data Gathering and Information Verification
- Microsoft Office
Certification
- NMLS License # 2120584
- Direct Endorsement Underwriter CHUMS ID
- Dental Assisting
Timeline
Teacher's Assistant
Schoolhouse Learning Center
06.2023 - Current
Loan Officer Assistant
McLean Mortgage Corporation
04.2021 - 12.2022
Senior Loan Processor
KBHS Home Loans, LLC
10.2020 - 02.2021
Senior Loan Processor
The Mortgage Company
05.2019 - 07.2020
Underwriting Assistant
New Heights Insurance Solutions
01.2019 - 05.2019
Direct Endorsement Underwriter
Atlantic Home Loans
06.2016 - 09.2018
Loan Processor
Mortgage America
02.2012 - 06.2016
Certificate - Dental Assisting
Lehigh Valley School of Dental Assisting
No Degree - General Studies
California University of Pennsylvania
High School Diploma -
Northern Lehigh High School
No Degree - Dual Enrollment Courses
Lehigh Carbon Community College
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