Summary
Overview
Work History
Education
Skills
Timeline
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Samantha Georges

Gardnerville,NV

Summary

Dynamic Lead Underwriter at NIP Group with a proven track record in risk assessment and management. Recognized for exceptional attention to detail and clear communication, I effectively negotiated policy terms, enhancing profitability and customer satisfaction. Skilled in utilizing advanced underwriting platforms, I consistently delivered results while maintaining a high volume of accounts. Seasoned Lead Underwriter with comprehensive experience in risk assessment, policy development, and customer service. Bring strong analytical skills coupled with deep understanding of insurance underwriting principles and regulations. Notably contributed to business growth through effective decision-making abilities. Five years of fully remote work experience, with the ability to stay on task, meet all deadlines, communicate with coworkers, customers, and management, and maintain top-level productivity.

Overview

12
12
years of professional experience

Work History

Lead Underwriter

NIP Group
Woodbridge, NJ
11.2022 - Current
  • Conducted accurate and thorough risk selection with proper classification of insureds.
  • Negotiated with customers regarding policy terms and conditions as needed.
  • Applied rating to encourage safe, profitable distribution of risks.
  • Reviewed company records to determine amount of insurance on single risk or group of closely related risks
  • Investigated discrepancies between application information provided by customers versus third-party sources.
  • Maintained detailed records of underwriting decisions and processes.
  • Reviewed and evaluated customer's applications to determine eligibility for insurance coverage.
  • Solicited and evaluated insurance applications to approve or decline risks based on company guidelines.
  • Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
  • Researched new products or services available from competitors which could provide an advantage in the marketplace.
  • Ensured compliance with all applicable laws, regulations, and guidelines related to insurance underwriting activities.
  • Developed relationships with brokers, agents, and external partners who may refer potential customers.
  • Evaluated claims data from previous policies to identify trends or patterns that may indicate a higher level of risk associated with certain types of policies.
  • Participated in meetings with senior management team members regarding strategic initiatives for improving product offerings or increasing market share.
  • Identified opportunities to improve underwriting processes or procedures.
  • Provided support and guidance to colleagues to maintain a collaborative work environment.
  • Identified needs of customers promptly and efficiently.
  • Provided excellent service and attention to customers when face-to-face or through phone conversations.
  • Recognized by management for providing exceptional customer service.
  • Managed time effectively to ensure tasks were completed on schedule and deadlines were met.
  • Completed day-to-day duties accurately and efficiently.

Senior Underwriter

Arrowhead Core Commercial
San Diego , CA
03.2022 - 11.2022
  • Utilized understanding of underwriting guidelines to keep work in line with government regulations and company requirements.
  • Conducted comprehensive analysis and evaluated risk to control underwriting loss.
  • Used authority to decide whether to accept, reject or suggest modifications to application proposals.
  • Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
  • Collaborated with multiple agents, brokers and partners to obtain underwriting information.
  • Evaluated commercial package accounts according to risk, hazard and exposure guidelines and make accurate decisions.
  • Maintained profitable book of business with careful attention to standards.
  • Executed sound risk and pricing decisions to achieve profitable loss ratios.
  • Assisted marketing and sales departments by providing expertise in underwriting and related areas.

Underwriter

Parametrix Insurance Services
New York, NY
09.2021 - 03.2022
  • Negotiated coverage, policy pricing and service delivery during meetings with customers, agents or brokers.
  • Conducted comprehensive analysis and evaluated risk to control underwriting loss.
  • Analyzed risk of loss related to catastrophe, possible loss or severity.
  • Negotiated coverage, policy pricing, and service delivery with customers, agents and brokers.
  • Managed portfolio to control overall mix of accounts and exposures.
  • Identified profitable opportunities based upon individual account criteria and underwriting standards
  • Built and managed internal and external sales relationships.
  • Developed underwriting guidelines, program parameters and processes from the initial program development to implementation.
  • Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
  • Negotiated policy terms and coverage to align with company directives.

Underwriter

Tangram Insurance Services
Petaluma, CA
12.2012 - 07.2021
  • Managed and grew a workers compensation book of over 1,200 accounts and a combined annual premium of over $12 million.
  • Conducted comprehensive analysis and evaluated risk to control underwriting loss.
  • Underwriting experience in monoline general liability, workers compensation, package programs, cyber and kidnap and ransom coverages.
  • Leveraged customers' history, industry and demographic information to calculate renewal rates.
  • Identified profitable opportunities based upon individual account criteria and underwriting standards.
  • In addition to underwriting, servicing accounts to include: endorsements, cancellations, policy issuance, billing, audits and bureau management.
  • Developed new business and retained existing accounts.
  • Managed a very high volume desk with alongside smaller projects. Always meeting project deadlines while maintaining my core responsibilities.
  • Two years of fully remote work experience. Extensive video conferencing as well as the ability to work with partners in National and Global timezones.

Education

Bachelor of Arts - American Studies & Criminal Justice

San Francisco State University
San Francisco, CA
2008

Skills

  • Highly efficient with a high level of attention to detail
  • Experienced in Microsoft Office, Salesforce, Epic, Applied Systems, Quicksolver and multiple carrier platforms
  • Production-oriented
  • Managing risk, quoting and pricing policies
  • Time management
  • Clear communication and interpersonal skills
  • Risk assessment and research skills
  • Ability to work independently and diligintly

Timeline

Lead Underwriter

NIP Group
11.2022 - Current

Senior Underwriter

Arrowhead Core Commercial
03.2022 - 11.2022

Underwriter

Parametrix Insurance Services
09.2021 - 03.2022

Underwriter

Tangram Insurance Services
12.2012 - 07.2021

Bachelor of Arts - American Studies & Criminal Justice

San Francisco State University
Samantha Georges