Samantha Terrien
Owens Cross Roads,AL
Summary
Dynamic professional with extensive experience in real estate and lending, including a successful tenure at Countrywide Mortgage. Proven track record in legal compliance and tenant relations, maximizing rental income while ensuring fair housing mandates. Skilled in risk assessment and fostering positive client interactions, delivering exceptional service and achieving successful outcomes.
Overview
24
24
years of professional experience
Work History
Co-Owner
Merrimac Mobile Home Park
01.2009 - 06.2025
- Monitored timely receipt and reconciliation of rent collections in accordance with landlord and resident statutes.
- Followed up on delinquent tenants and coordinated collection procedures.
- Handled tenant complaints promptly and appropriately, calling in repairmen, and other support services.
- Communicated effectively with owners, residents, and on-site associates.
- Maximized rental income while minimizing expenses through effective planning and control.
Loan Specialist
Countrywide Mortgage
05.2004 - 09.2008
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Processed mortgage loan applications accurately and successfully for over 8 years.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Reviewed and validated details of loan applications and closing documentation.
- Affirmed loan document accuracy to protect lenders from potential fraud.
Loan Closer
Blackmon and Blackmon
01.2001 - 06.2004
- Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Delivered positive customer experiences and successful deal closures through open, constructive communications.
Education
Pre-Law
Calhoun Community College
Tanner, ALTimeline
Co-Owner
Merrimac Mobile Home Park
01.2009 - 06.2025
Loan Specialist
Countrywide Mortgage
05.2004 - 09.2008
Loan Closer
Blackmon and Blackmon
01.2001 - 06.2004
Pre-Law
Calhoun Community College