Samuel Folk
Binghamton,NY
Summary
Finance manager with over 7 years of expertise in dealership finance operations, specializing in deal structuring, funding documentation, lease financing, compliance review, and Excel modeling to enhance operational efficiency, fortify lender relationships, and optimize cash flow management.
Overview
1
1
Certification
8
8
years of professional experience
Work History
Finance Manager
Gault Chevrolet
Endicott, New York
04.2019 - Current
- Negotiated financing terms with banks to secure favorable loan conditions.
- Established relationships with banking partners to secure favorable terms on financing arrangements.
- Strategized on fund procurement through banks and other financial institutions.
- Approved and qualified financing applications and closed sales contracts.
- Worked with lender partners to secure approvals and funding documents.
- Evaluated existing processes within the finance department and identified areas for improvement.
- Created monthly performance metrics that tracked key performance indicators.
- Promoted finance products to customers and sales force to increase penetration.
- Supported dealership finance office operations at Gault Chevrolet.
- Prepared vehicle deal files and customer financing paperwork.
- Checked contract details for sales, finance, and compliance records.
- Presented financing, warranty, and protection products to customers.
- Collaborated with sales team on deal structure and delivery process.
- Resolved customer questions about contracts, payments, and lease terms.
- Negotiated financing terms with banks to secure favorable loan conditions. with banks and other financial institutions to secure financing and optimize terms.
Education
High School Diploma -
Blue Ridge High School
New Milford, PA06-1994
Skills
- Funding documentation
- Deal structuring
- Lease financing
- Negotiation strategies
- Cash flow management
- Compliance review
- Excel modeling
Certification
- Achieving F&I Excellence with Reahard & Associates
Timeline
Finance Manager
Gault Chevrolet
04.2019 - Current
High School Diploma -
Blue Ridge High School