Sandra Egging

Sr. Mortgage Loan Originator- Self Sourced

Conforming Loans

Non Conforming

FHA

VA

Professional Products

One Close Construction Loans

Lot Loans

Average loan production $3,000,000.00 to $5,000,000.00 each Month.

Achieved Legends of Possible (Presidents 2016, 2017, 2018, 2019. Started a sabbatical.

I am self motivated. I enjoyed developing new relationships with Builders, Real Estate Agents, Finical and Insurance Agents.

• Interviewed applicants to assess loan requirements before suggesting offers.
• Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
• Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
• Collected information from banks, institutions and employers to assess applicant eligibility.
• Maintained strict confidentiality of bank records and client information.
• Submitted loan applications to underwriter for verification and recommendations.
• Originated, reviewed, processed, closed, and administered customer loan proposals.
• Examined customer loan applications for loan approvals and denials.
• Collaborated with other departments to promptly process loan applications.
• Advised clients on mortgage, education and personal loans.
• Developed strong relationships with customers through high levels of customer service.
• Negotiated loan terms to provide favorable outcomes for both customers and lenders.
• Assisted customers in understanding loan terms and conditions to make informed decisions.
• Identified opportunities to cross-sell and upsell loan products to customers.
• Assessed loan portfolios for compliance with underwriting policies.
• Explained very technical financial information to applicants in easy to understand language.
• Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
• Developed and maintained relationships with customers, lenders and other third parties.
• Negotiated loan terms and conditions with customers to secure best deal.
• Evaluated loan requests and documents to verify accuracy and completeness.
• Assisted customers with completing loan applications and other paperwork.
• Approved loan applications based on customer creditworthiness and provided detailed financial advice.
• Monitored pipelines to track and log status of loans.
• Analyzed potential risks and evaluated loan products to identify suitable options for customers.
• Researched and updated industry knowledge on changing legislation and regulations.

Sr. Mortgage Loan Originator- Self Sourced

Conforming Loans

Non Conforming

FHA

VA

Professional Products

One Close Construction Loans

Lot Loans

Average loan production $3,000,000.00 to $5,000,000.00 per month.

Achieved Presidents Club award 2009 2011 2012 2013 2014. In 2014. In 2015 accepted a new job at US Bank.

I am self motivated. I enjoyed developing new relationships with Builders, Real Estate Agents, Finical and Insurance Agents.