Summary
Overview
Work History
Education
Skills
Certification
HOBBIES & INTERESTS
Timeline
SalesAssociate
Sandra Wach

Sandra Wach

Lady Lake,FL

Summary

Talented professional with proven track record of providing financial services to clients while managing complex Residential and Commercial loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills. Extremely organized and detail oriented with excellent communication skills - able to interact at all levels including customers, employees, underwriters, licensing agents, financial regulators, etc. Able to effectively multitask and problem solve.

Overview

23
23
years of professional experience
1
1

Multiple Certifications

Work History

Managing Mortgage Broker

YES MORTGAGE
05.2000 - Current
  • Communicate with clients, processing teams and other third parties to achieve prompt loan closings.
  • Maintain high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Create/Implement Quality Control Procedures to ensure compliance with State/Federal Guidelines
  • Coordinate licensing for multi State and Wholesale Lenders
  • Analyze loan applications and credit reports to determine loan eligibility and risk level.
  • Assist clients in selecting correct loan product and terms to meet needs and financial goals.
  • Develop extensive network of referral partners to source new mortgage loan opportunities.
  • Negotiate loan terms and conditions with clients to maximize profitability.
  • Participate in industry events and conferences to build relationships and gain market intelligence.
  • Monitor portfolio performance and provided clients with periodic updates on loan progress.
  • Establish strong relationships with borrowers, which helped to forge new business opportunities.
  • Develop and implement marketing campaigns to generate new business opportunities.
  • Identify, investigate and document compliance violations and recommend corrective measures.
  • Develop and implement corrective action plans for non-compliance issues.
  • Develop and maintain compliance database, tracking all compliance activities and documents.
  • Manage time efficiently in order to complete all tasks within deadlines
  • Demonstrate respect, friendliness and willingness to help wherever needed
  • Organized and detail-oriented with a strong work ethic
  • Use critical thinking to break down problems, evaluate solutions and make decisions

Education

High School Diploma -

Bethel Park High School
Bethel Park, PA

Business Administration Coursework

Indian University of Pennsylvania
Indiana, PA

Skills

  • Regulatory Disclosure Preparation
  • Complex Problem-Solving
  • Analyze Contracts & Agreements
  • Experian Credinomics
  • Customer Proposals
  • Excellent Oral and Written Communication
  • Microsoft Office, Spreadsheets, Databases
  • Mortgage Program Recommendations
  • Operational Improvements
  • Creative Solutions
  • Economics Understanding
  • Remote Video Conferencing
  • Government Standards
  • Assessing Loan Qualification
  • Financial Service Solutions
  • NMLS Registration
  • Documentation Management

Certification

Certified Military Housing Specialist

Certified Manufacturing Home Loan Specialist

Licensed NMLS 7694 (Florida and Idaho)

HOBBIES & INTERESTS

Healthy cooking - I have written two cookbooks and am currently working on a third book

Gardening - I enjoy growing organic herbs and vegetables

Fitness - I relax and unwind with Yoga, Pilates and Golf

Animal Lover - I have a very large Maine Coon Cat and a tiny Dog

Timeline

Managing Mortgage Broker

YES MORTGAGE
05.2000 - Current

High School Diploma -

Bethel Park High School

Business Administration Coursework

Indian University of Pennsylvania
Sandra Wach