Sandy Sandy
CANTON,CT
Summary
Results-driven BSA Analyst with proven expertise in KYC processes, SAR reporting, and risk assessment. Skilled in identifying suspicious activities and conducting thorough investigations, ensuring regulatory compliance and operational integrity.
Overview
11
11
years of professional experience
Work History
BSA Analyst II
East West Bank
Los Angeles, California
05.2023 - Current
- Analyzed transaction patterns to uncover compliance risks and suspicious activities.
- Reviewed PSARs from banking staff, leading to thorough investigations.
- Collaborated with teams to ensure adherence to regulatory compliance across operations.
- Conducted investigations using subscription-based tools and online searches for U.S. and foreign entities.
- Monitored and reported suspicious activity across diverse customer profiles.
- Evaluated complex cases for AML-related concerns, recommending SAR or non-SAR actions.
- Prepared and submitted SAR reports per regulatory standards.
- Partnered with frontline staff to collect responses for case investigations.
Lead Rep/AML/ Prevention/KYC
BNY Mellon
Pittsburgh, Pennsylvania
12.2020 - 05.2023
- Conduct reviews on complex new business relationships and conduct internal research to vet incoming clients and ensure they are not associated with money laundering or related to any sanctions.
- Interact with internal organizational units, teams, and internal clients to ensure timely and efficient onboarding reviews.
- Process KYC-related requests by following established procedures, answer inquiries, and resolve problems and issues.
- Perform QSS scans for incoming clients according to policy and procedures, and escalate negative new findings.
- Manage situations that may require adaptation of response or extensive research according to client responses.
- Assign new profiles to team members, create profiles, and maintain sharing.
- Assist junior team members with training, guidance, and support.
KYC Analyst
BNY Mellon
Pittsburgh, Pennsylvania
06.2018 - 12.2020
- Perform routine and non-routine client service and KYC support functions.
- Interact with internal organizational units, teams, and external clients to ensure timely and efficient onboarding reviews.
- Process KYC-related requests by following established procedures, answer inquiries, and resolve problems and issues.
- Manage situations that may require the adaptation of response or extensive research according to client responses.
- Assist in preparing local requirements, high-risk memos, and PEP memos for relationship managers.
- Maintain a weekly report of AML memos and status.
- Reviewed and updated internal policies to align with evolving regulations and standards.
BSA Analyst II
East West Bank
Los Angeles, California
12.2016 - 10.2017
- Researched KYC and onboarding documentation while performing investigations.
- Performed subscription-based tools and internet searches to investigate the U.S. And foreign businesses and individuals.
- Responsible for monitoring, investigating, and reporting suspicious activity on all types of customers and all lines of business.
- Analyzed more complex cases for potential AML-related suspicious activity, and made recommendations for SAR or non-SAR to the FIU Manager or designee.
- Prepared and submitted SAR reports where applicable.
- Partnered with frontline workers to obtain responses on the case investigations.
- Collaborated with other BSA units to reduce duplicative case reviews
- Any miscellaneous projects as assigned by the FIU Manager
BSA Representative
California United Bank
Los Angeles, California
03.2015 - 12.2016
- Review 314(a), a system-generated report on a bi-monthly basis, identifies and researches any possible matches.
- Report matches to the appropriate manager and BSA officer.
- Review and complete assigned EDDs and alerts on a timely basis.
- Conduct a review of High-Risk and Moderate-Risk clients, and file SARs as needed.
- Identify the appropriate risk rating after the 90-day system-generated rating has been assessed.
- Review all documents; CRR and KYC forms are uploaded to the system.
- Review teller CTR transactions for quality control and create CTRs for Brinks-related customers.
- Identify any possible suspicious activity, and create cases when needed.
- Assist with any projects assigned by the BSA Manager.
Education
Business Administration
Pierce College
Woodland Hills, CASkills
- SAR reporting
- KYC processes
- Risk assessment
- Client onboarding
- Transaction monitoring
- Suspicious activity identification
- Effective communication
- Team leadership
- FLUENT IN Spanish
- Research
Languages
Spanish
Professional
Earlier Career
- Bank Operations Specialist II
- Private Banking Representative
- Bank Utility II
Technology
- G-Base, Bankway, Operating Support System (OSS), Clear, Prime, SWIFT, Actimize, BAM, DCI
(KYC web-based application.) Proficient in Microsoft Office Word, Excel, Access, Outlook,
PowerPoint, Bridger, Lexi Nexus, Goldtier.
Timeline
BSA Analyst II
East West Bank
05.2023 - Current
Lead Rep/AML/ Prevention/KYC
BNY Mellon
12.2020 - 05.2023
KYC Analyst
BNY Mellon
06.2018 - 12.2020
BSA Analyst II
East West Bank
12.2016 - 10.2017
BSA Representative
California United Bank
03.2015 - 12.2016
Business Administration
Pierce College