Experienced finance professional with over 10 years in commercial finance, factoring, and credit risk management. Proven ability to manage multi-million-dollar portfolios, lead risk mitigation strategies, and enhance revenue through analytical and process improvements. Adept in underwriting, client relationship management, and financial analysis. Fluent in English, French, and Wolof; conversational in Mandarin. Technical proficiency includes Microsoft Office Suite, Workday, QuickBooks Pro, and factoring systems.