Santiago Gallego
San Diego
Summary
Dynamic financial analyst with hands-on experience at PAGASA, where I leveraged Excel for in-depth financial modeling and strategic insights. Proven ability to enhance cash flow management and foster team collaboration, driving impactful recommendations that improved budget allocations. Passionate about delivering results and optimizing financial performance.
Overview
4
4
years of professional experience
Work History
Financial Analysis Intern
PAGASA
Mexicali
05.2025 - 08.2025
- Presented actionable financial insights to senior management, influencing strategic decisions and improving budget allocations.
- Reviewed revenue streams, expense categories, and cost structures to uncover overspending and inefficiencies.
- Analyzed accounts receivable, inventory, and accounts payable, enhancing liquidity and cash management strategies.
- Examined financial statements using Excel to evaluate financial health, identifying inconsistencies that informed strategic recommendations.
Credit Analysis Intern
Proaktiva Financiera
Mexicali
04.2024 - 09.2024
- Conducted due diligence on corporate and personal credit applications to ensure compliance with institutional lending standards.
- Evaluated financial statements and cash flow projections to identify default risk and repayment capacity.
- Conducted ratio analysis on 80+ loan applications, evaluating debt-to-equity and liquidity ratios in Excel to guide lending decisions.
- Collaborated with senior analysts to prepare and present financial findings, producing actionable credit memos that informed management decisions.
- Analyzed financial statements and evaluated credit risk for multiple clients, informing lending decisions that supported various $8,000,000+ (Mxn Pesos) loan portfolio.
Sales & Marketing Intern
San Diego Loyal Soccer Club
San Diego
12.2021 - 08.2022
- Facilitated brainstorming sessions that generated innovative marketing strategies, leading to a 33% increase in season ticket sales for the following season.
- Assisted in developing data-driven promotional campaigns that contributed to an increase in customer engagement and boosted sales revenue.
- Coordinated activities between marketing and sales teams to enhance collaboration.
- Provided high-quality customer experience in high-volume environments, enhancing brand engagement.
- Developed logistics plans for the marketing team in a high-pressure environment, improving coordination and efficiency.
- Analyzed stock levels and trends to achieve high inventory accuracy and boost merchandise sales using Excel for data management.
- Practiced cold calling techniques to enhance ticket and merchandise sales efforts.
Education
Finance - Finance and International Relations
Loyola Marymount University
Los Angeles, CA12-2026
Skills
- Financial modeling
- Credit risk analysis
- Budgeting
- Cash flow management
- Data reporting
- Excel expertise
- ERP Systems: Workday
- Microsoft Office
- Credit Analysis
- Time Management
- Team leadership
- Relationship building
Languages
English
Native/ Bilingual
Spanish
Native/ Bilingual
French
Limited
Accomplishments
Dean's List Fall 2022
Dean's List Spring 2023
Dean's List Spring 2024
Dean's List Fall 2025
Dean's List Spring 2023
Dean's List Spring 2024
Dean's List Fall 2025
Timeline
Financial Analysis Intern
PAGASA
05.2025 - 08.2025
Credit Analysis Intern
Proaktiva Financiera
04.2024 - 09.2024
Sales & Marketing Intern
San Diego Loyal Soccer Club
12.2021 - 08.2022
Finance - Finance and International Relations
Loyola Marymount University