Multifaceted mortgage professional with nearly two decades of experience in residential lending. Focused on delivering exceptional service and exceeding client expectations. Confident in my ability to contribute to organization's success.
Overview
20
20
years of professional experience
Work History
Senior Loan Processor / FT 40 Hrs
Mutual of Omaha Mortgage
10.2016 - Current
Manage CRA Processing pipeline to consistently meet deadlines and maintain accuracy in documentation
Performing detailed calculations of income, review of assets, liabilities and overall financial status to determine eligibility for loan approval
Effectively communicating with all interested parties throughout the loan process to ensure timely closing
Assisted in training junior loan processors, resulting in increased productivity across the team
Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval
Collaborated with underwriting team to ensure accurate risk assessment and appropriate loan approvals
Mortgage Loan Processor / FT 40 Hrs
Standard Bank and Trust Co
09.2013 - 09.2016
Managed a pipeline of 50+ loans with an average of 30 loans closed monthly
Applied knowledge of Conventional, FHA, VA, USDA and DPA guidelines when processing loan applications
Initiated contact with customers and third parties to obtain necessary documentation to process loans and satisfy conditions
Coordinated closing process with attorneys, title companies, and government clerks
Ensured compliance with federal lending regulations through meticulous attention to detail during the loan processing phase
Reduced loan application errors by implementing a thorough quality control process for all submitted applications
Mortgage Loan Processor / Loan Originator - FT
Integrity Mortgage Corp
04.2005 - 09.2013
Submitted loan documents, conditions and final loan packages to lenders for underwriting, closing and QC
Assisted management in developing policies and procedures to meet compliance requirements and offer the best products and pricing to clients
Meticulously reviewed applicant documentation, ensuring accuracy prior to submission for underwriting approval
Collaborated with different lenders to find best possible deal for homebuyers
Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues