Summary
Overview
Work History
Education
Skills
Generic
Sarah Mabry

Sarah Mabry

Garland,TX

Summary

With a deep passion for supporting individuals, I am driven to provide outstanding advocacy for those who need it most. My professional background is primarily focused on customer service, research, complaint resolution, and processing within a high-volume inbound call center environment. Over the past decade, I have gained extensive experience in call centers across various sectors. In addition to my work in the mortgage industry, I also bring expertise from the insurance, finance, and banking fields. I effectively manage high-priority customer complaints and escalations while supervising several specialized queues which required written communication, assist customers with a diverse range of inquiries, including but not limited to payment processing and document review. As a Subject Matter Expert (SME) for my teams, I provide coaching to colleagues to ensure they deliver outstanding customer service and perform call audits to verify adherence to quality assurance standards along with company and federal regulations. I have consistently been a top performer in all key metrics and customer satisfaction surveys, achieving exceptional quality reviews throughout my career.

Overview

12
12
years of professional experience

Work History

Customer Advocate III

PennyMac Loan Services
09.2021 - 07.2024
  • Handled high volume inbound calls addressing borrower complaints and ensuring resolution
  • Resolved borrower complaints efficiently by identifying root causes, implementing targeted solutions, and following up to ensure complete resolution and customer satisfaction
  • Managed customer inquiries regarding loan terms, payments, escrow, taxes, and mortgage insurance
  • Ensured timely mailing of acknowledgment and resolution letters while adhering to Federal and State requirements, including CFPB/RESPA, ensuring legal compliance
  • Streamlined loan servicing processes, enhancing efficiency in disbursements, escrow analysis, and ARM adjustments while ensuring strict adherence to regulatory and industry requirements
  • Fostered cross-departmental cooperation to resolve complex customer issues, leveraging expertise in FHA, Conventional, VA, and USDA/RHS loans for comprehensive solutions.

Collections Account Specialist

Capital One Auto Finance
12.2017 - 08.2020
  • Handled incoming and outgoing collection calls with existing client base
  • Informed customers about their account status, resolved issues, and negotiated payment settlements or arrangements while clarifying customer account obligations
  • Guaranteed high-caliber quality assurance performance
  • Managed high-volume collection calls, negotiating payment settlements and resolving account issues while maintaining customer satisfaction and compliance standards
  • Implemented efficient collection strategies, resulting in measurable improvements in recovery rates and reduction of delinquent accounts
  • Partnered with cross-functional teams to develop tailored repayment plans, balancing customer needs with company objectives for optimal outcomes
  • Maintained meticulous account records and documentation, ensuring accuracy and compliance with regulatory requirements in all collection activities.

Insurance Support Specialist

Liberty Mutual Insurance Company
12.2014 - 12.2017
  • Ensured prompt and knowledgeable handling of calls regarding personal lines policies, confined to specific geographic areas and policy scopes, offering expert clarification on policy contract details and coverage specifics
  • Proactively addressed policyholder concerns through active listening and comprehensive policy reviews
  • Accurately identified and conveyed transactions affecting policy premiums
  • Proficiently utilized technical systems, including desktop platforms, call center-specific phone systems, and internet resources, to achieve optimal efficiency and effectiveness
  • Analyzed policy contracts to provide expert interpretation, enhancing customer understanding of coverage details and preventing potential cancellations.

Default Serving Resolution Specialist

Wingspan Portfolio Advisors
03.2012 - 08.2014
  • Sole point of contact for default-status customers, facilitating timely concern resolution and issuing informed verbal and written determinations based on meticulous review and compliance with corporate and industry protocols
  • Gathered essential financial documents, comprising income and expense statements, bank records, and credit reports
  • Obtained any supplementary required paperwork, including hardship letters
  • Verified the homeowner's eligibility for modification or alternative solutions based on internal guidelines and industry standards
  • Obtained the homeowner's signature on the resolution agreement and ensured its prompt return.

Education

Current Student - Associate Degree

Dallas County Community College District

High School Diploma -

Naaman Forest High School
Garland, TX
06.2010

Skills

  • Multitasking
  • Negotiation
  • Regulatory Compliance
  • Team Collaboration
  • Quality Assurance
  • Customer Service and Support
  • Adaptability
  • Conflict Resolution
  • Time Management
  • Critical Thinking
  • Interpersonal Skills
  • Customer Satisfaction
  • Microsoft Office, G Suits, 10 Key, AS400, Workday, Five9, Teleopti, Avaya, Intellicheck, Tableau, ECS, LIT, Merced, NICE, CBS, Homebase, Atticus,LexisNexis
Sarah Mabry