- Playing Sports
- Hiking
- Gardening
- Participate in local Softball and Wallyball leagues, as recreational activities to maintain physical fitness
SAUMYA RASTOGI
Principal Data Scientist
4 Hayloft Ln, Scarborough,ME
Summary
Dynamic data science professional with over 9 years of experience driving measurable business impact and enhancing operational efficiency in the insurance sector. Specializes in product pricing, claims management, risk segmentation, and client retention. Expertise in advanced analytics, AI/ML, and Generative AI translates innovative solutions into substantial enterprise value, fostering a culture of data-driven decision-making. Proven track record of leading cross-functional teams and managing end-to-end technical delivery ensures seamless project execution and alignment with organizational goals. Strong stakeholder management skills enable the scaling of initiatives that consistently fuel strategic growth and contribute to overall organizational success.
Overview
9
9
years of professional experience
3
3
Certifications
3
3
Languages
Work History
Principal Data Scientist
UNUM Group
Portland, Maine
07.2022 - Current
- Designed and deployed AI/ML models for product pricing, risk analytics, customer insights and operational transformation initiatives across multiple products
- Managed cross-functional analytics team, overseeing capacity planning, resource allocation, and skill development through regular performance assessments and career coaching
- Directed full project lifecycle & strong stakeholder relationships from inception to production, with requirements gathering, data acquisition, model building, testing, deployment, and establishing robust governance framework with documentation
- Led an 8-member team to develop new pricing algorithm & improve customer risk segmentation using predictive models (GBMs & GLMs) for Unum’s largest disability Insurance product affecting ~$200mn in total revenue; improved risk rating and selection in current product pricing while maintaining market competitiveness; resulting in wider and easier adoption
- Led a team of 3 data scientists to develop risk management models predicting claim occurrence and claim termination, impacting a sensitive portfolio of $15Bn+ in future liabilities
- Led development of 2 frontline Gen AI applications. Built a RAG model to develop an internal wiki for legal documents enabling efficient querying and summarization. Built an Agentic AI-powered financial analyst leveraging multi-agent framework to deliver real-time business insight
Senior Data Scientist
UNUM Group
07.2021 - 07.2022
- Developed a data driven risk rating approach (GBM, GLM) for new customer acquisition, boosting quote generation efficiency by 300%. Scaled the solution across 4 additional product lines, expanding team size and leading ongoing model monitoring and optimization.
- Developed a customer retention optimization model to optimally allocate costs across different rate increase channels while meeting sales, revenue and profit targets using PuLP package in python, affecting pricing decisions worth ~$100mn annually
- Led the partnership with Leave Management team, developing a pricing model (Poisson GLM) to optimize product offerings.
- Customer Acquisition and Retention Analytics across different Products
Consultant
Deloitte Consulting USI
01.2021 - 06.2021
- Developed a Customer Risk Segmentation model for customer prioritization and effective targeting in workers' comp insurance for a leading US Insurer; identified & explained drivers of customer experience; ranked customers based on model predictions, targeting the top 3 deciles to be prioritized by the retention analytics team
- Contributed to Deloitte codebase to revise and correct calculations in Principal Component Analysis (PCA) and other methods.
Sr Consultant & Consultant
EXL Services Pvt Ltd
09.2016 - 12.2020
- Successfully converted a pilot project into a ~$20mn ARR engagement, showcasing analytical capabilities and rigor; developed an uplift model (Multinomial-Classification) to predict customer churn; performed cost-benefit analysis of various strategies to segment winning customers and highlight positive responders for proactive targeting
- Survival Analysis of currently open claims based on information extracted from claim notes (NLP) using a discrete time logistic framework, aimed at reducing manual effort in examinations of claims and prioritize their handling and approvals.
- Built predictive models to develop product pricing strategy, customer retention and acquisition across US & EU markets
- Customer Pricing & Retention Analytics for clients across US, UK & EU
Education
Certification in Ethical & Responsible use of AI-ML - Artificial Intelligence
Society of Actuaries, USA
Schaumburg, IL, United States01.2022
Master of Arts - Economics
Jawaharlal Nehru University
New Delhi, India01.2016
Bachelor of Arts - Economics
University of Delhi
New Delhi, India01.2013
Skills
Python programming
Machine learning algorithms
Statistical analysis
Time series analysis
Predictive modeling
SQL databases
Anomaly detection
Websites
Tools
Python, R, SQL, SAS, AWS, Azure, Git, Databricks, Snowflake, MongoDB, Hadoop, Spark, PowerBI, Tableau, Rshiny,
Accomplishments
- Supervised team of 8 staff members and delivered a new product pricing algorithm.
- Pioneered Agentic AI applications by introducing LLMs for various dashboards and summarization tasks.
- Led adoption of AWS and Databricks in the team, managing platform onboarding, guiding best practices and troubleshooting roadblocks
Certification
AWS Certified Cloud Practitioner CLF-C02 (2025)
Interests
Timeline
AWS Certified Cloud Practitioner CLF-C02 (2025)
08-2025
Get Started with Databricks Platform Administration
06-2025
The Complete Agentic AI Engineering Course (2025)
05-2025
Principal Data Scientist
UNUM Group
07.2022 - Current
Senior Data Scientist
UNUM Group
07.2021 - 07.2022
Consultant
Deloitte Consulting USI
01.2021 - 06.2021
Sr Consultant & Consultant
EXL Services Pvt Ltd
09.2016 - 12.2020
Certification in Ethical & Responsible use of AI-ML - Artificial Intelligence
Society of Actuaries, USA
Master of Arts - Economics
Jawaharlal Nehru University
Bachelor of Arts - Economics
University of Delhi
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