Savanna Stotts
Las Vegas,NV
Summary
A Hardworking and passionate job seeker with strong organizational skills eager to secure a mortgage and/or sales skills position. Ready to help the team achieve company goals. Seeking professional challenges utilizing interpersonal skills, excellent time management, and problem-solving skills.
Overview
16
16
years of professional experience
Work History
Closer/Team Leader
McLean Mortgage
04.2017 - 06.2023
- Prepare a high volume of loan closing packages under a variety of loan programs including Conventional, FHA, and VA, and various state-assisted programs
- Enhanced team productivity by implementing efficient work processes and regularly reviewing performance metrics.
- Managed conflict resolution among team members, fostering a positive and collaborative work environment.
- Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals
- Draw closing documents, issue closing funds, and review closed loan packages to ensure completeness of loan documentation
- Review and approve Closing Disclosures for accuracy and efficiency and forward them to the settlement agent for review/approval
- Retrieve any outstanding tax, water, lien, or HOA amounts
- Pipeline management of 100+ loans for settlement regularly. Maintain $500+ million production monthly.
Post Closing/QA Analyst/Suspense Coordinator
JG Wentworth Formerly Weststar Mortgage
11.2007 - 04.2017
- Responsible for corresponding with the investor, reviewing and clearing post-closing conditions in accordance with company, TRID, and investor policies and requirements
- Daily reconciliation of investor exception report
- Comply with federal, state, and company policies, procedures, and regulations
- Clear all deficiencies within the investor lock period
- Review and maintain loan origination pipeline consisting of 500+ loans
- Acts as a liaison between JG Wentworth Home Lending and multiple investors
- Collaborates with underwriting to answer any post-purchase reviews by investors.
- Provided regular updates to team leadership on quality metrics by communicating consistency problems or production deficiencies.
- Created and revised procedures, checklists, and job aids to reduce errors.
Quality Assurance Analyst
Weststar Mortgage
- Review file documentation to ensure that the loan file determination meets all regulatory and investor guidelines
- Validate loan application, disclosures, credit, liabilities, income, asset documentation, purchase contract, title, appraisal, and AUS findings
- Review and investigate Red Flags, alleged misrepresentation, alleged fraudulent findings, signature irregularities, and missing or incomplete documentation which potentially affects the salability of the loan
- Complete an audit summary of findings to include pertinent loan information, defects, inaccuracies, compliance concerns, Red Flags, and possible misrepresentations
- Review any deficiencies requested by investors or third-party auditors and work to resolve issues.
Suspense Coordinator
Weststar Mortgage
- Provide needed stipulations to investors to maintain daily trade of loans
- Review docs to ensure compliance with HUD regulations
- Maintain customer relations with several investors (i.e., PennyMac, AmeriHome, US Bank, Wells Fargo, Chase, etc.)
- Meet the daily goal of 5.5+ million by ensuring all documents requested are provided
- Image and retrieve confidential loan documentation
- Request conditions from title companies and/or other legal entities
- Improved audit results by ensuring timely resolution of outstanding suspense items and maintaining accurate documentation
- Conducted thorough reviews of daily suspense reports, verifying the accuracy and completeness of data entered
Education
ASSOCIATES - BUSINESS MANAGEMENT
American Public University
Charlestown, WV12.2024
Skills
- MS OFFICE SUITE, ENCOMPASS, DU/LP, QUALITY ASSURANCE, DETAIL ORIENTED, EQUIFAX/WORK #, CORELOGIC, OUTLOOK
- DATA ENTRY, SELF STARTER, TEAM PLAYER, LEADERSHIP SKILLS, EXCELLENT ORGANIZATIONAL AND CUSTOMER RELATIONS SKILLS, FNMA/GNMA SECURITIZING
- Certifications
- Regulatory Compliance, RESPA, Fair Lending Essentials, HOEPA, Ethical Practices, MDIA, Anti-Money Laundering, ECOA, USA Patriot Act
Timeline
Closer/Team Leader
McLean Mortgage
04.2017 - 06.2023
Post Closing/QA Analyst/Suspense Coordinator
JG Wentworth Formerly Weststar Mortgage
11.2007 - 04.2017
Quality Assurance Analyst
Weststar Mortgage
Suspense Coordinator
Weststar Mortgage
ASSOCIATES - BUSINESS MANAGEMENT
American Public University
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