Scott Carpenter
Sr. Credit Portfolio Analyst
Wickliffe,OH
Summary
Forward-thinking and dedicated Sr. Credit Portfolio Analyst with credit risk analysis expertise and 5+ years of business finance experience. Looking to grow within my company and bring further success.
Overview
6
6
years of professional experience
5
5
years of post-secondary education
Work History
Sr. Credit Portfolio Analyst
Advance Partners
Highland Hills, OH
04.2019 - Current
- Enters and reviews new customer setup requests for credit approval based on available research information through Dunn & Bradstreet, Edgar/SEC filings, Bloomberg, Lexis Nexis, Equifax, Experian, etc. to ensure approval of qualified debtors and appropriate limits are set to support client investment success.
- Manages data analysis needs including mass reviews/updates of end debtor credit limits and responds to ad hoc analysis requests from Senior Management.
- Acts as a point of contact for Senior Credit Analysts and Senior Management for end debtor credit limits and reviews.
- Ensures proper recording of responsible end debtors in database.
- Assists in preparing annual client reviews (re-CAM) for existing relationships to analyze creditworthiness, identify key credit issues, and prepare full written analysis.
- Identifies and implements process improvements, manages special projects as assigned by senior management.
Business Development Associate
Libra Industries
Mentor, OH
08.2018 - 04.2019
- Identified and evaluated potential clients through targeted market research, financial and data analysis using Dun & Bradstreet, Experian, Hoovers, and LinkedIn.
- Lead all aspects of new business development while working closely with the sales, program management and supply chain teams.
- Monitored and updated the internal database system to ensure it was relevant for all users.
- Prepared and presented monthly sales and financial reports to senior management.
- Built relationships with active leads and served as the primary liaison between each lead and the appropriate sales associate during the early customer development stage.
- Maintained extensive knowledge of company products and services to provide top-notch expertise to customers.
- Mapped current business and operational processes and recommended areas for improvement.
Outside Sales Consultant
Marketing Communication Resource
Willoughby, OH
09.2015 - 09.2018
- Identified and established new accounts through cold calling and personal visits to discuss how their needs could be met through our products and services.
- Followed up with customers after completed sales to assess satisfaction and resolve technical or service concerns.
- Contributed ideas and offered constructive feedback at weekly sales and training meetings.
- Analyzed price proposals, financial reports and customers contract specifications to determine accurate pricing.
- Collaborated with vendor representatives and company customers to set up optimal delivery schedules.
- Prioritized tasks and projects to meet tight deadlines.
- Prepared and delivered presentations to existing customers to highlight offerings and secure more business.
Education
BBA - Finance
Cleveland State University
Cleveland, OH 08.2010 - 05.2015
Skills
Risk evaluation
Financial analysis and reporting
Credit risk decision making
Data analysis
Time managment
Analytical and Critical Thinking
Problem solving
Written and interpersonal communication
Flexible and Adaptable
Teamwork
Accomplishments
Completed the KeyBank Student Managed Investment Fund (SMIF) course at Cleveland State's Monte Ahuja College of Business School. The program is managed by a very select group of qualified accounting/finance majors and MBA students. Students are recognized for their value in teaching other students about the critical aspects of investment financial analysis, decision-making, and diversified portfolio management.
Timeline
Sr. Credit Portfolio Analyst
Advance Partners
04.2019 - Current
Business Development Associate
Libra Industries
08.2018 - 04.2019
Outside Sales Consultant
Marketing Communication Resource
09.2015 - 09.2018
BBA - Finance
Cleveland State University
08.2010 - 05.2015