Scott Foster
Levittown,PA
Summary
Results-driven professional seeking Finance Manager position to leverage expertise and contribute to company growth. Committed to ensuring strict compliance with finance lender guidelines and policies, resulting in expedited funding and exceptional customer satisfaction. Adept at implementing and optimizing company policies and procedures to enhance operational efficiency, aligning with the goal of building a secure future with a well-established company. Professional leader with executive experience ready to drive impactful change, implement strategic initiatives, and enhance operational performance. Valued for collaborative team leadership and adaptability to evolving business needs. Extensive experience in strategic leadership, operational excellence, driving growth, optimizing processes, and fostering team collaboration. Exceptional skills in strategic planning, financial management, and stakeholder engagement. Adaptable and reliable, consistently achieving high-impact results in dynamic environments.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Finance Manager
Faulkner Buick GMC
04.2024 - Current
- Implemented new strategies for upselling F&I products, leading to increased profits without sacrificing customer satisfaction.
- Developed customized financing solutions tailored to each customer''s unique needs, resulting in higher close rates and satisfied clients.
- Collaborated with sales team to maximize revenue opportunities while maintaining high levels of customer service.
- Evaluated credit applications and provided recommendations for approval or denial based on thorough risk assessments and financial analysis, ensuring responsible lending practices were followed consistently.
- Ensured the highest level of ethical standards were maintained within the department, safeguarding both the dealership''s reputation and customer trust.
- Managed all aspects of contract preparation, ensuring accuracy and compliance with state regulations.
- Streamlined processes for loan applications, resulting in faster approvals and increased customer satisfaction.
- Maintained strict adherence to state laws regarding consumer disclosures and regulatory compliance practices throughout all transactions conducted within the F&I department.
- Improved customer satisfaction by effectively explaining financing options and ensuring a transparent process.
VP of Luxury Division; Loan Originations
TAM Lending Center
10.2016 - Current
- Spearheaded Luxury Division and managed loan originations.
- Developed and executed strategic sales planning and forecasting, generating leads and setting goals
- Hired and evaluated personnel performance while fostering professional growth.
- Identified client goals and aligned solutions effectively.
Owner/President - Audio & Visual Technology Company
Tri-State Media Solutions, LLC
10.2014 - 09.2018
- Developed and scaled an organization specializing in Audio & Visual Technology solutions.
Area Sales Manager - Loan Originations
UNMB Home Loans
12.2013 - 12.2016
- Examine financial records to ensure compliance with lending policies.
- Directed daily operations for a sales group comprising 22 loan officers.
- Liaised with title companies, investors, and appraisers to ensure smooth transactions.
- Performed meticulous assessments of loan documents to maintain regulatory compliance.
Secondary Assistant / Loan Originator
White Star Lending/ Beacon Mortgage
06.2011 - 12.2013
- Facilitated the transfer of loans to institutions like Ginnie Mae, Fannie Mae, and Freddie Mac.
- Supervise mortgage lending portfolio to ensure profitability.
- Optimized processes for accurate implementation of loan pricing and maintenance standards.
- Prepared comprehensive summaries tracking new loans, repayment behavior, and overall portfolio health.
- Maintained consistent communication to strengthen investor trust.
Junior Processor/ Secondary Assistant
Silver Valley Mortgage
01.2008 - 06.2011
- Analyze financial documents for accuracy and compliance.
- Collaborated closely with borrowers.
- Coordinate with title companies, investors & appraisers
- Analyzed loan paperwork and generated reports for internal auditing each month.
- Monitor profitable mortgage lending portfolio and client retention
- Performed comprehensive tasks related to loan rate locks and pricing.
- Developed and preserved strategic alliances with funding entities and recommending associates.
Education
Associate Degree - Computer Electronic Engineering
ITT Technical School
05.2008
Accounting -
Bucks County Community College
Newtown, PA05.2008
Skills
- Long-term Sales
- Management
- Marketing
- Strategic Sales Planning
- Forecasting
- Lead Generation
- Goal Setting
- Recruitment
- Training
- Evaluation of Personnel
- Client Relations
- Retention
- Exceptional Closing Skills
- Negotiation
- Effective Trainer
- Mentor
- Teacher
- Coaching and mentoring
- Critical thinking
- Team leadership
- Relationship building
- Business development
- Account management
- Customer service
- Negotiation and persuasion
- Contract negotiation
- Sales leadership
- Customer and employee rapport
Certification
- Mortgage Originator License in PA & NJ
- Real Estate License: Pennsylvania
Awards
- Graduated Valedictorian with a 4.0 GPA and highest honors.
- Top Producer award 2018, 2020, 2022: TAM LENDING Luxury Division
Timeline
Finance Manager
Faulkner Buick GMC
04.2024 - Current
VP of Luxury Division; Loan Originations
TAM Lending Center
10.2016 - Current
Owner/President - Audio & Visual Technology Company
Tri-State Media Solutions, LLC
10.2014 - 09.2018
Area Sales Manager - Loan Originations
UNMB Home Loans
12.2013 - 12.2016
Secondary Assistant / Loan Originator
White Star Lending/ Beacon Mortgage
06.2011 - 12.2013
Junior Processor/ Secondary Assistant
Silver Valley Mortgage
01.2008 - 06.2011
Associate Degree - Computer Electronic Engineering
ITT Technical School
Accounting -
Bucks County Community College
Similar Profiles
Robert WolsetRobert Wolset
Service Writer/Shop Foreman at Faulkner Buick GMCService Writer/Shop Foreman at Faulkner Buick GMC
Ryan RobinsonRyan Robinson
Sales/Finance Mgr at Stoops Buick GMC, Stoops Buick GMCSales/Finance Mgr at Stoops Buick GMC, Stoops Buick GMC
Gabriel PenaGabriel Pena
Auto Technician at Shortline Buick GMC, Suss Buick Pontiac GMCAuto Technician at Shortline Buick GMC, Suss Buick Pontiac GMC
Ruth WingerRuth Winger
Accounts Payable Manager at Jako Enterprises DBA Snipes USAAccounts Payable Manager at Jako Enterprises DBA Snipes USA
Chloe MunyonChloe Munyon
Food Service Worker at Shady Brook FarmFood Service Worker at Shady Brook Farm