Scott Greene

Review of 1-4 family residential appraisals for purchase, refinance, construction, and heloc loans. Also, underwriting of FNMA, FHLMC, FHA,VA, USDA, and bank owned first mortgage loans for purchase, refinance, or construction. These were the credit file a well as the appraisal.

Underwriting of first mortgage loans throughout the BB&T footprint for purchase, refinance, and construction/permanent loans in accordance with FNMA, FHLMC, FHA, VA, USDA, and BB&T bank owned programs.

Underwriting of first mortgage rural property loans for Ag Co-ops under the AgFirst umbrella. These underwrites followed Rural Housing Guideline and included the borrower credit file and the appraisal.

Underwriting of FNMA, FHLMC, and Entegra Bank Owned first mortgage loans for purchase, refinance, and construction for branches located in N.C., S.C., and Georgia. These underwrites were for the credit file and the appraisal.

Originated first mortgage loans throughout the BB&T 16 state footprint for purchases and refinances in accordance with FNMA, FHLMC, and BB&T bank owned programs.

Responsible for appraisal engagement and appraisal review for residential and commercial appraisals for the commercial, consumer, and mortgage departments. Also, REO preservation and liquidation, and coordinating bank litigation with the bank's attorneys.

Originated first mortgage loans in accordance with FNMA, FHLMC, FHA, VA, and BB&T bank owned loan programs for purchases, refinances, and construction/permanent loans. Preformed construction inspections for construction/permanent loans.

Managed the payoff, cashiering, and mortgage loan assumption section for

Managed employees/ loss mitigation activities for the mortgage loan portfolio including Investor, Bank, PMI guidelines. These agencies included FNMA, FHLMC, FHA, VA, Institutional Investors, as well as First Savings Bank portfolio loans. Functions included: collections, foreclosures, bankruptcies, and litigation. Also responsible for monthly, quarterly, and year end reporting.

Collection activities for first mortgage loans for assigned branches in accordance with First Savings Bank, Agency, and PMI guidelines.