Scott Yant
Little Rock,AR
Overview
18
18
years of professional experience
Work History
EVP - Chief Lending Officer
Gateway Bank Mortgage
Bryant, AR
12.2024 - Current
- Set up debt payment plans based on client credit, income and assets.
- Oversaw a team of lending staff members in all aspects of the loan process.
- Developed, administered and monitored lending policies and procedures.
- Participated in meetings with senior management to discuss strategies for expanding the organization's lending operations.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Generated reports on loan portfolio performance, delinquencies and other metrics.
- Analyzed financial statements to evaluate creditworthiness of borrowers.
- Ensured compliance with applicable laws, regulations and organizational policies related to lending activities.
- Provided training and guidance to new employees on company policies, procedures and best practices related to lending activities.
- Maintained updated knowledge through continuing education and advanced training.
- Provided support and guidance to colleagues to maintain a collaborative work environment.
SVP - Commercial Lender
Bank OZK
Little Rock, AR
05.2014 - 02.2023
- Developed and implemented strategic plans to achieve company objectives.
- Identified potential risks and developed contingency plans accordingly.
- Assisted in developing strategic partnerships with other organizations within the industry.
- Ensured compliance with applicable laws, regulations, policies, and procedures.
- Monitored competitors' activities to stay ahead of changes in the marketplace.
- Delivered regular organizational performance reports to executive team and board of directors.
- Cultivated and maintained industry relationships and customer partnerships to capitalize on opportunities and maximize business success.
- Collaborated with senior management on long-term planning initiatives that aligned with corporate goals.
- Drove revenue by cultivating successful client relations.
- Assisted with customer requests and answered questions to improve satisfaction.
- Provided support and guidance to colleagues to maintain a collaborative work environment.
- Recognized by management for providing exceptional customer service.
- Worked effectively in team environments to make the workplace more productive.
- Demonstrated strong problem-solving skills, resolving issues efficiently and effectively.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Developed loan contracts and explained contract terms to clients.
- Prepared detailed reports outlining risk factors associated with each loan application.
- Approved or denied applications based on an evaluation of the customer's ability to repay the loan according to established criteria.
- Negotiated terms of financing agreements, including interest rates, collateral requirements, and repayment schedules.
- Approved or denied loan applications and explained reasoning behind decisions.
- Stayed abreast of lending regulations, industry trends and market rates.
Credit Analyst
Summit Bank
Little Rock, AR
04.2011 - 04.2012
- Assessed collateral values and ensured sufficient coverage for secured loans.
- Participated in credit committees to present analysis and recommendations on credit proposals.
- Prepared comprehensive credit reports summarizing findings and supporting loan approval or denial decisions.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Oversaw a team of lending staff members in all aspects of the loan process.
- Developed, administered and monitored lending policies and procedures.
- Prepared presentations on current trends in the banking industry for internal staff meetings.
- Stayed abreast of lending regulations, industry trends and market rates.
- Maintained relationships with external vendors such as appraisers, title companies, insurance agents.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Generated reports on loan portfolio performance, delinquencies and other metrics.
- Assisted in developing budgets for the departmental expenses associated with loan origination activities.
- Ensured compliance with applicable laws, regulations and organizational policies related to lending activities.
- Provided training and guidance to new employees on company policies, procedures and best practices related to lending activities.
- Maintained updated knowledge through continuing education and advanced training.
Branch Manager
Summit Bank
Little Rock, AR
04.2007 - 04.2011
- Disciplined employees to encourage compliance with company policies and procedures.
- Monitored financial performance of the branch on a monthly basis.
- Provided guidance and support to team members regarding problem resolution and customer service issues.
- Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
- Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
Education
Bachelor of Science - Health Science
University of Arkansas, Little Rock
Arkansas05-2006
Skills
- Strategic plans
- Corporate presentations
- Strategic goals
- Staff development
- Global operations
- Mergers and acquisitions
References
References available upon request.
Timeline
EVP - Chief Lending Officer
Gateway Bank Mortgage
12.2024 - Current
SVP - Commercial Lender
Bank OZK
05.2014 - 02.2023
Credit Analyst
Summit Bank
04.2011 - 04.2012
Branch Manager
Summit Bank
04.2007 - 04.2011
Bachelor of Science - Health Science
University of Arkansas, Little Rock
Similar Profiles
Donna RafkoDonna Rafko
Loan Consultant at Gateway Bank MortgageLoan Consultant at Gateway Bank Mortgage
Michael KramerMichael Kramer
Director of Consumer Lending at Gateway First Bank/MortgageDirector of Consumer Lending at Gateway First Bank/Mortgage
BAKARE OLAYINKABAKARE OLAYINKA
Branch Manager at Gateway Mortgage Bank LimitedBranch Manager at Gateway Mortgage Bank Limited
ReNyiah JohnsonReNyiah Johnson
Newk's Eatery at Fast FoodNewk's Eatery at Fast Food
Oma QuirozOma Quiroz
Teacher: English I, Creative Writing, Oral Communication at Sylvan Hills Junior High CampusTeacher: English I, Creative Writing, Oral Communication at Sylvan Hills Junior High Campus