Overview
Work History
Education
Skills
References
Timeline
Generic

Scott Yant

Little Rock,AR

Overview

18
18
years of professional experience

Work History

EVP - Chief Lending Officer

Gateway Bank Mortgage
Bryant, AR
12.2024 - Current
  • Set up debt payment plans based on client credit, income and assets.
  • Oversaw a team of lending staff members in all aspects of the loan process.
  • Developed, administered and monitored lending policies and procedures.
  • Participated in meetings with senior management to discuss strategies for expanding the organization's lending operations.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Generated reports on loan portfolio performance, delinquencies and other metrics.
  • Analyzed financial statements to evaluate creditworthiness of borrowers.
  • Ensured compliance with applicable laws, regulations and organizational policies related to lending activities.
  • Provided training and guidance to new employees on company policies, procedures and best practices related to lending activities.
  • Maintained updated knowledge through continuing education and advanced training.
  • Provided support and guidance to colleagues to maintain a collaborative work environment.

SVP - Commercial Lender

Bank OZK
Little Rock, AR
05.2014 - 02.2023
  • Developed and implemented strategic plans to achieve company objectives.
  • Identified potential risks and developed contingency plans accordingly.
  • Assisted in developing strategic partnerships with other organizations within the industry.
  • Ensured compliance with applicable laws, regulations, policies, and procedures.
  • Monitored competitors' activities to stay ahead of changes in the marketplace.
  • Delivered regular organizational performance reports to executive team and board of directors.
  • Cultivated and maintained industry relationships and customer partnerships to capitalize on opportunities and maximize business success.
  • Collaborated with senior management on long-term planning initiatives that aligned with corporate goals.
  • Drove revenue by cultivating successful client relations.
  • Assisted with customer requests and answered questions to improve satisfaction.
  • Provided support and guidance to colleagues to maintain a collaborative work environment.
  • Recognized by management for providing exceptional customer service.
  • Worked effectively in team environments to make the workplace more productive.
  • Demonstrated strong problem-solving skills, resolving issues efficiently and effectively.
  • Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
  • Developed loan contracts and explained contract terms to clients.
  • Prepared detailed reports outlining risk factors associated with each loan application.
  • Approved or denied applications based on an evaluation of the customer's ability to repay the loan according to established criteria.
  • Negotiated terms of financing agreements, including interest rates, collateral requirements, and repayment schedules.
  • Approved or denied loan applications and explained reasoning behind decisions.
  • Stayed abreast of lending regulations, industry trends and market rates.

Credit Analyst

Summit Bank
Little Rock, AR
04.2011 - 04.2012
  • Assessed collateral values and ensured sufficient coverage for secured loans.
  • Participated in credit committees to present analysis and recommendations on credit proposals.
  • Prepared comprehensive credit reports summarizing findings and supporting loan approval or denial decisions.
  • Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
  • Oversaw a team of lending staff members in all aspects of the loan process.
  • Developed, administered and monitored lending policies and procedures.
  • Prepared presentations on current trends in the banking industry for internal staff meetings.
  • Stayed abreast of lending regulations, industry trends and market rates.
  • Maintained relationships with external vendors such as appraisers, title companies, insurance agents.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Generated reports on loan portfolio performance, delinquencies and other metrics.
  • Assisted in developing budgets for the departmental expenses associated with loan origination activities.
  • Ensured compliance with applicable laws, regulations and organizational policies related to lending activities.
  • Provided training and guidance to new employees on company policies, procedures and best practices related to lending activities.
  • Maintained updated knowledge through continuing education and advanced training.

Branch Manager

Summit Bank
Little Rock, AR
04.2007 - 04.2011
  • Disciplined employees to encourage compliance with company policies and procedures.
  • Monitored financial performance of the branch on a monthly basis.
  • Provided guidance and support to team members regarding problem resolution and customer service issues.
  • Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
  • Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.

Education

Bachelor of Science - Health Science

University of Arkansas, Little Rock
Arkansas
05-2006

Skills

  • Strategic plans
  • Corporate presentations
  • Strategic goals
  • Staff development
  • Global operations
  • Mergers and acquisitions

References

References available upon request.

Timeline

EVP - Chief Lending Officer

Gateway Bank Mortgage
12.2024 - Current

SVP - Commercial Lender

Bank OZK
05.2014 - 02.2023

Credit Analyst

Summit Bank
04.2011 - 04.2012

Branch Manager

Summit Bank
04.2007 - 04.2011

Bachelor of Science - Health Science

University of Arkansas, Little Rock

Similar Profiles

CREATE PROFILE
Scott Yant