Scott Yant
Little Rock,AR
Overview
18
18
years of professional experience
Work History
EVP - Chief Lending Officer
Gateway Bank Mortgage
Bryant, AR
12.2024 - Current
- Set up debt payment plans based on client credit, income and assets.
- Oversaw a team of lending staff members in all aspects of the loan process.
- Developed, administered and monitored lending policies and procedures.
- Participated in meetings with senior management to discuss strategies for expanding the organization's lending operations.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Generated reports on loan portfolio performance, delinquencies and other metrics.
- Analyzed financial statements to evaluate creditworthiness of borrowers.
- Ensured compliance with applicable laws, regulations and organizational policies related to lending activities.
- Provided training and guidance to new employees on company policies, procedures and best practices related to lending activities.
- Maintained updated knowledge through continuing education and advanced training.
- Provided support and guidance to colleagues to maintain a collaborative work environment.
SVP - Commercial Lender
Bank OZK
Little Rock, AR
05.2014 - 02.2023
- Developed and implemented strategic plans to achieve company objectives.
- Identified potential risks and developed contingency plans accordingly.
- Assisted in developing strategic partnerships with other organizations within the industry.
- Ensured compliance with applicable laws, regulations, policies, and procedures.
- Monitored competitors' activities to stay ahead of changes in the marketplace.
- Delivered regular organizational performance reports to executive team and board of directors.
- Cultivated and maintained industry relationships and customer partnerships to capitalize on opportunities and maximize business success.
- Collaborated with senior management on long-term planning initiatives that aligned with corporate goals.
- Drove revenue by cultivating successful client relations.
- Assisted with customer requests and answered questions to improve satisfaction.
- Provided support and guidance to colleagues to maintain a collaborative work environment.
- Recognized by management for providing exceptional customer service.
- Worked effectively in team environments to make the workplace more productive.
- Demonstrated strong problem-solving skills, resolving issues efficiently and effectively.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Developed loan contracts and explained contract terms to clients.
- Prepared detailed reports outlining risk factors associated with each loan application.
- Approved or denied applications based on an evaluation of the customer's ability to repay the loan according to established criteria.
- Negotiated terms of financing agreements, including interest rates, collateral requirements, and repayment schedules.
- Approved or denied loan applications and explained reasoning behind decisions.
- Stayed abreast of lending regulations, industry trends and market rates.
Credit Analyst
Summit Bank
Little Rock, AR
04.2011 - 04.2012
- Assessed collateral values and ensured sufficient coverage for secured loans.
- Participated in credit committees to present analysis and recommendations on credit proposals.
- Prepared comprehensive credit reports summarizing findings and supporting loan approval or denial decisions.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Oversaw a team of lending staff members in all aspects of the loan process.
- Developed, administered and monitored lending policies and procedures.
- Prepared presentations on current trends in the banking industry for internal staff meetings.
- Stayed abreast of lending regulations, industry trends and market rates.
- Maintained relationships with external vendors such as appraisers, title companies, insurance agents.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Generated reports on loan portfolio performance, delinquencies and other metrics.
- Assisted in developing budgets for the departmental expenses associated with loan origination activities.
- Ensured compliance with applicable laws, regulations and organizational policies related to lending activities.
- Provided training and guidance to new employees on company policies, procedures and best practices related to lending activities.
- Maintained updated knowledge through continuing education and advanced training.
Branch Manager
Summit Bank
Little Rock, AR
04.2007 - 04.2011
- Disciplined employees to encourage compliance with company policies and procedures.
- Monitored financial performance of the branch on a monthly basis.
- Provided guidance and support to team members regarding problem resolution and customer service issues.
- Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
- Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
Education
Bachelor of Science - Health Science
University of Arkansas, Little Rock
Arkansas05-2006
Skills
- Strategic plans
- Corporate presentations
- Strategic goals
- Staff development
- Global operations
- Mergers and acquisitions
References
References available upon request.
Timeline
EVP - Chief Lending Officer
Gateway Bank Mortgage
12.2024 - Current
SVP - Commercial Lender
Bank OZK
05.2014 - 02.2023
Credit Analyst
Summit Bank
04.2011 - 04.2012
Branch Manager
Summit Bank
04.2007 - 04.2011
Bachelor of Science - Health Science
University of Arkansas, Little Rock