Summary
Overview
Work History
Education
Skills
Timeline
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Sean Cotter

Port Charlotte,FL

Summary

Proven leader in treasury and branch management, adept at treasury systems implementation and fostering team excellence. At Eaton Community Bank, I spearheaded initiatives that significantly enhanced cash management and operational efficiency, leveraging skills in regulatory compliance and effective communication. Achieved notable improvements in client satisfaction and financial performance, demonstrating a commitment to results and strategic growth. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

27
27
years of professional experience

Work History

Treasury Management Officer

Eaton Community Bank
03.2020 - 07.2024
  • Oversaw daily cash positioning activities, ensuring optimal allocation of funds among operating accounts.
  • Developed strong relationships with banking partners, negotiating favorable terms for credit facilities and other financial services.
  • Developed rigorous stress testing scenarios to assess the resilience of the organization''s financial position under adverse market conditions.
  • Collaborated with finance leadership to develop long-term strategic plans that aligned with the organization''s overall financial goals.
  • Established robust controls to ensure compliance with internal policies and regulatory requirements.
  • Reduced financial risks by identifying and mitigating potential threats in a timely manner.
  • Implemented best practices in treasury operations, staying current on industry trends and technologies.
  • Championed process improvements that increased accuracy and efficiency of reporting and analysis activities within the Treasury department.
  • Implemented risk mitigation strategies for interest rate exposure, protecting profit margins from fluctuations in market rates.
  • Enhanced cash flow management by implementing proactive treasury strategies and risk assessments.
  • Led the successful integration of treasury functions following mergers and acquisitions, ensuring seamless transitions for all stakeholders.
  • Established internal audit procedures to validate and improve accuracy of financial reporting.
  • Analyzed business processes to identify cost savings and operational efficiencies.
  • Performed banking, business administration and financial tasks to guarantee five-star service for clients.

Branch Manager II

Eaton Community Bank
02.2005 - 03.2020
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Maintained friendly and professional customer interactions.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
  • Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.
  • Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.
  • Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
  • Collaborated with senior leadership on strategic planning initiatives to align branch objectives with corporate goals.
  • Managed branch financials including budgeting, forecasting, and expense tracking for accurate reporting and decision-making support.
  • Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
  • Increased branch profitability by implementing cost-saving measures and streamlining operational processes.
  • Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.
  • Developed a high-performing team through targeted recruitment, training, and performance management initiatives.
  • Reduced employee turnover by fostering a positive work environment and offering competitive compensation packages.
  • Complied with regulatory guidelines and requirements.
  • Ensured regulatory compliance through diligent adherence to industry standards, guidelines, and company policies.
  • Examined customer loan applications for loan approvals and denials.
  • Coordinated marketing campaigns tailored towards target audience segments resulting in increased brand awareness within the local community.
  • Submitted loan applications to underwriter for verification and recommendation.
  • Oversaw daily branch operations, ensuring compliance with regulatory standards and maintaining operational integrity.
  • Cultivated lasting relationships with high-value clients, securing their loyalty through exceptional service and advice.
  • Analyzed business processes to identify cost savings and operational efficiencies.

Branch Manager

Michigan National Bank
08.1997 - 02.2005
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Maintained friendly and professional customer interactions.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.

Education

BBA - Marketing

Adrian College
Adrian, MI
04.1988

Skills

  • Treasury Systems Implementation
  • Team Leadership Qualities
  • Operational Risk Mitigation
  • Time Management
  • Effective Communication
  • Bank Relationship Management
  • Regulatory Compliance Awareness
  • Internal controls development
  • Budget Planning Abilities
  • Cash Management Expertise
  • Performance Metrics Monitoring

Timeline

Treasury Management Officer

Eaton Community Bank
03.2020 - 07.2024

Branch Manager II

Eaton Community Bank
02.2005 - 03.2020

Branch Manager

Michigan National Bank
08.1997 - 02.2005

BBA - Marketing

Adrian College

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Sean Cotter