Summary
Overview
Work History
Education
Skills
Timeline
ResearchAssistant

Sean Healey

Costa Mesa,CA

Summary

Proactive Financial Analyst with strong background in financial analysis, budgeting and forecasting. Develops and implements financial plans and delivers strategic financial advice.

Overview

10
10
years of professional experience

Work History

Portfolio Manager

CommerceWest Bank
03.2023 - Current
  • Managed diverse commercial loan portfolio of C&I and CRE loans.
  • Underwrote complex C&I deals for core prospects which involved financial analysis, term and covenant structuring and preparation of credit recommendations

Senior Underwriter / Founder

Integro Bank
10.2021 - 03.2023
  • Managed process of implementing Integro Bank's Loan Origination System from ground up; including bank processes related to credit applications, underwriting, presentation, loan documentation and boarding of commercial loans
  • In charge of structuring and underwriting Integro Bank's commercial loans including lines of credit, term loans and real estate
  • Helped build platforms for providing Integro Bank's business customers with actionable insights (scenario forecasting, valuation, ratio analysis) based on customer's financials and peer data

Portfolio Manager, AVP

Pacific Mercantile Bank
06.2018 - 07.2021

Underwrote complex C&I deals for core prospects which involved financial analysis, term and covenant structuring and preparation of credit recommendations

  • Managed Pacific Mercantile Bank's Irvine portfolio including preparing modifications and renewals of existing credits
  • Facilitated collection, spreading and analysis of customer reporting items
  • Leader in transition and implementation of Bank's spreading and monitoring software from CASH suite to CreditTrack, requiring advance knowledge of excel and bank operations
  • Improved automated and created reports and procedures for the loan monitoring group.

Financial Analyst

Western National Group
11.2015 - 05.2018
  • Maintained and updated financial models for WNG's two multifamily funds analyzing key financial ratios and projected fund returns
  • Reviewed and compiled quarterly financial statements and presentations for fund investors
  • Maintained and improved asset and financial models with accounting information and market projections
  • Assisted acquisitions team in underwriting potential multifamily acquisitions.

Credit Analyst

Federal Home Loan Bank of Chicago
06.2014 - 10.2015
  • Monitored and determined security haircuts using credit model components such as Value at Risk, Model Risk, Liquidation Risk, Management Discretion and Financial Strength Adjustments
  • Created back testing database and procedures to monitor member's security collateral portfolios
  • Assisted in running the OTTI process using CoreLogic's Risk Model software to determine quarterly Credit losses on the Bank's private-label MBS portfolio
  • Actively managed collateral portfolios for members, which include loans, securities and cash positions
  • Processed and handled members' security payments and transactions including sales, purchases and account transfers.

Education

Other - Data Science

University of California Irvine - Data Analytics Boot Camp
Irvine, CA
11.2021

Bachelor's - Finance

University of Notre Dame
Notre Dame, IN
05.2014

Skills

  • Statistical Analysis
  • Project Management
  • Credit analysis
  • Portfolio Management
  • Customer Relationship Management
  • Financial statements expertise
  • Research and Data Analysis
  • Microsoft Excel
  • Financial and operational reporting
  • Advanced financial analysis
  • Budget Forecasting

Timeline

Portfolio Manager

CommerceWest Bank
03.2023 - Current

Senior Underwriter / Founder

Integro Bank
10.2021 - 03.2023

Portfolio Manager, AVP

Pacific Mercantile Bank
06.2018 - 07.2021

Financial Analyst

Western National Group
11.2015 - 05.2018

Credit Analyst

Federal Home Loan Bank of Chicago
06.2014 - 10.2015

Other - Data Science

University of California Irvine - Data Analytics Boot Camp

Bachelor's - Finance

University of Notre Dame
Sean Healey