Summary
Overview
Work History
Education
Skills
Certification
Additional Info
Timeline
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Sean McCullough

Summary

Experienced professional with over 25 years in the fast-paced mortgage industry. Strong communication and customer service skills, with a deep knowledge base. Adaptable and energetic, excelling in bringing expertise to any role. Seeking a company poised for growth.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Pool Tech

Self Employed
01.2023 - Current
  • I contract myself and knowledge with different pool companies and train their employees on the differences of pool equipment and chemicals, I also have a route of my own I built up through my sales experience.

Branch Manager/ Sr Loan Officer

Mutual of Omaha
08.2020 - 02.2023
  • I was hired as a Sr. Loan officer then promoted to Branch Manager. I distributed leads and calls to my team, if needed I would help work up loans, second voice, rapid re-scores etc. I would work directly with title companies and upper management to get the loans to close.

Branch Manager/ Sr Loan Officer

River City Mortgage
08.2020 - 11.2020
  • I was hired as a Sr. Loan officer then promoted to Branch Manager. I distributed leads and calls to my team, if needed I would help work up loans, second voice, rapid re-scores etc. I would work directly with title companies and upper management to get the loans to close. (They closed down the AZ branch the main company is based in Cincinnati, OH)

Sr Loan Officer

Intercontinental Capital Group
02.2020 - 08.2020
  • I receive direct calls, and internet applications, as well as exclusive leads; I also maintain a pipeline cancel decline rework applications. I work up loan approval based on borrower's needs and benefits. I also assist with processing, underwriting and management to help get loans to completion.

Sr Loan Officer

Carrington Mortgage Services
06.2018 - 01.2020
  • I receive direct calls, and internet applications, as well as exclusive leads; I also maintain a pipeline cancel decline rework applications. I work up loan approval based on borrower's needs and benefits. I also assist with processing, underwriting and management to help get loans to completion.

Sr Loan Officer

Ladera Lending
02.2018 - 05.2018
  • I receive direct calls, and internet applications, as well as exclusive leads; I also maintain a pipeline cancel decline rework applications. I work up loan approval based on borrower's needs and benefit. I also assist with processing, underwriting and management to help get the loans to completion.

Sr Loan Officer

Paramount Equity Mortgage LLC
05.2017 - 01.2018
  • I receive direct calls, and internet applications, as well as exclusive leads; I also maintain a pipeline cancel decline rework applications. I work up loan approval based on borrower's needs and benefits. I also assist with processing, underwriting and management to help get the loans to completion.

Sr Loan Officer

Citywide Home Loans
02.2017 - 05.2017
  • I receive direct calls, and internet applications, as well as exclusive leads; I also maintain a pipeline cancel decline rework applications. I work up loan approval based on borrower's needs and benefit. I also assist with processing, underwriting and management to help get the loans to completion.

Sr Loan Officer

ClearPath Lending
10.2016 - 11.2016
  • I receive direct calls, and internet applications, as well as exclusive leads; I also maintain a pipeline cancel decline rework applications. I work up loan approval based on borrower's needs and benefit. I also assist with processing, underwriting and management to help get the loans to completion.

Sr Loan Officer

Americash
03.2016 - 10.2016
  • I receive direct calls, mailers and internet applications, as well as exclusive leads; I also maintain a pipeline of retention clients. I work up loan approval based on borrower's needs and benefit. I also assist with processing, underwriting and management to help get the loans to completion.

Sr Loan Officer

South Pacific Financial Corporation
04.2015 - 03.2016
  • I receive direct calls, mailers and internet applications, as well as exclusive leads; I also maintain a pipeline of retention clients. I work up loan approval based on borrower's needs and benefit. I also assist with processing, underwriting and management to help get the loans to completion.

Loan Officer

First Direct Lending
09.2014 - 04.2015
  • I receive direct calls, mailers, and internet applications from potential borrowers, I work up loan approvals and sell the product I assist with processing and management to help the approvals to fund.

Loan Officer

Bank of America
02.2014 - 09.2014
  • I would receive various internet applications from Potential Borrower. I would contact them via email or Telephone find out there goals etc... Work up loan approvals and compete for their business, once I receive their information I would package up the information and follow the process from start to finish.

Loan Officer

Guaranteed Rate
07.2013 - 12.2013
  • I would receive various internet applications from Potential Borrower. I would contact them via email or Telephone find out there goals etc... Work up loan approvals and compete for their business, once I receive their information I would package up the information and follow the process from start to finish.

Education

High School Diploma -

Mission Viejo Highschool
Mission Viejo, CA
06-1986

Skills

  • Automation systems
  • Equipment installation
  • Electrical troubleshooting
  • Water testing
  • Time management
  • Policy implementation
  • Team leadership
  • Partnership development
  • Networking strategies
  • Follow-up skills
  • Call escalation

Certification

NMLS #373828, California, Arizona, Washington, Ohio, Louisiana, Colorado, and Tennessee

Additional Info

I have used various systems, such as Calyx point, Act, Empower, Encompass, Velocify, Leads360, Word, and Excel. I have also been to attended numerous sales training seminars. I am a quick learner when it comes to sales programs and company policies.

Timeline

Pool Tech

Self Employed
01.2023 - Current

Branch Manager/ Sr Loan Officer

Mutual of Omaha
08.2020 - 02.2023

Branch Manager/ Sr Loan Officer

River City Mortgage
08.2020 - 11.2020

Sr Loan Officer

Intercontinental Capital Group
02.2020 - 08.2020

Sr Loan Officer

Carrington Mortgage Services
06.2018 - 01.2020

Sr Loan Officer

Ladera Lending
02.2018 - 05.2018

Sr Loan Officer

Paramount Equity Mortgage LLC
05.2017 - 01.2018

Sr Loan Officer

Citywide Home Loans
02.2017 - 05.2017

Sr Loan Officer

ClearPath Lending
10.2016 - 11.2016

Sr Loan Officer

Americash
03.2016 - 10.2016

Sr Loan Officer

South Pacific Financial Corporation
04.2015 - 03.2016

Loan Officer

First Direct Lending
09.2014 - 04.2015

Loan Officer

Bank of America
02.2014 - 09.2014

Loan Officer

Guaranteed Rate
07.2013 - 12.2013

High School Diploma -

Mission Viejo Highschool