An experienced and motivated accounts receivable and customer relations professional possessing over 10 years of experience, seeking a challenging career as an organizational asset where my skills and experience in private sector and financial institutions will be utilized for the advancement of your organization.
Overview
15
15
years of professional experience
Work History
Loss Mitigation Specialist/Single Point of Contact
NewRez/Shellpoint Mortgage Servicing
Tempe, AZ
04.2024 - 07.2026
Managed high call volumes while providing exceptional customer support while maintaining professional composure.
Kept servicing files up-to-date with the necessary documents and correspondence needed to ensure a comprehensive record of the homeowners account activity is maintained and communicated.
Prevented unnecessary foreclosures by effectively communicating available options to borrowers and guiding them through the loss mitigation process.
Evaluated loss mitigation requests and documents to verify accuracy and completeness.
Evaluated pay stubs, credit history, tax information and bank statements for financial status.
Ensured compliance with all relevant regulations and guidelines by diligently reviewing loss mitigation documentation and procedures.
Conducted comprehensive loan reviews, identified opportunities for modifications, deferments, liquidation and alternative repayment plans.
Contributed to departmental performance metrics by consistently meeting or exceeding established goals for successful loan modifications, short sales, and other loss mitigation solutions.
Provided coaching and mentoring to new hires, contributing to their successful integration into the team.
Implemented an employee engagement program to bridge the gap between upper management and Frontline Loss mitigation employees.
Customer Interaction Specialist
Cenlar FSB
Tempe, AZ
09.2021 - 12.2022
Processed phone payments for mortgage customers while averaging 60+ calls per day
Answered customer calls promptly, minimizing on-hold wait times
Developed strategies to address customer needs and resolve concerns, maintaining high customer satisfaction
Selected for training on a specialized team that used advanced systems to reset passwords and online profiles.
Provided technical assistance to users of web applications. to web application users.
SR. Equipment Finance Department Collector III
Bank of the West/BNP Paribas
09.2018 - 08.2021
Managed commercial collections portfolio for 25 equipment leasing vendors, collected past due payments, ensured customer file accuracy, generated collection and past due notices, provided backup processing for checks-by-phone, and resolved invoicing issues to streamline collection efforts.
Determined cause of delinquency through collected information, developed strategies for fund collection, and monitored payment plans to enhance recovery of overdue accounts.
Delivered exceptional customer service during collection calls, maintaining a calm and professional demeanor to foster positive client relationships.
Achieved performance goals on consistent basis and maintained high volume of calls and met demands of busy department.
Relationship Manager
Chase Bank
Phoenix, AZ
07.2011 - 08.2017
Managed high-volume inbound and outbound mortgage banking calls to provide mortgage assistance and foreclosure alternatives
Communicated regularly with borrowers to understand their specific needs and to assist with preparation and submission of documents needed to determine eligibility of possible workout options to prevent foreclosure such as repayment plans, modifications and liquidation options
Communicated regularly with borrowers to identify specific needs and assist with preparing and submitting eligibility documents for workout options to prevent foreclosure, including repayment plans, modifications, and liquidation options
Actively participated in Culture Council which curated recommendations to improve workplace culture and promoted employee engagement.
Education
Bachelor of Arts - Organizational Studies
Fontbonne University
St Louis, MO
Skills
Regulatory compliance
Document management
Financial Analysis
Data Risk Assessment
Regulatory compliance
Conflict resolution skills
Foreclosure prevention
Mortgage servicing
Default management
Negotiation expertise
Presentation skills
Business analysis
Process improvement
Project management
Timeline
Loss Mitigation Specialist/Single Point of Contact
<ul>
<li>Independently manage end-to-end payroll processing and HR operations for EMEA clients, with a primary focus on Germany.</li>
<li>Ensure payroll accuracy and compliance with German labor laws and tax regulations.</li>
<li>Maintain high standards of data integrity across payroll systems and employee records, supporting audit and compliance requirements.</li>
<li>Deliver payroll services within defined SLAs, ensuring timely processing and minimal discrepancies.</li>
<li>Act as the single point of contact for client communications, addressing payroll and HR-related queries with efficiency and professionalism.</li>
<li>Generate, validate, and share payroll reports with clients and internal stakeholders, ensuring transparency and accountability.</li>
<li>Continuously monitor and improve processes to enhance customer satisfaction and operational efficiency.</li>
<li>Implemented process improvements to streamline operational tasks and reduce delays.</li>
<li>Collaborated with cross-functional teams to enhance communication and project efficiency.</li>
</ul> at STRADA GLOBAL<ul>
<li>Independently manage end-to-end payroll processing and HR operations for EMEA clients, with a primary focus on Germany.</li>
<li>Ensure payroll accuracy and compliance with German labor laws and tax regulations.</li>
<li>Maintain high standards of data integrity across payroll systems and employee records, supporting audit and compliance requirements.</li>
<li>Deliver payroll services within defined SLAs, ensuring timely processing and minimal discrepancies.</li>
<li>Act as the single point of contact for client communications, addressing payroll and HR-related queries with efficiency and professionalism.</li>
<li>Generate, validate, and share payroll reports with clients and internal stakeholders, ensuring transparency and accountability.</li>
<li>Continuously monitor and improve processes to enhance customer satisfaction and operational efficiency.</li>
<li>Implemented process improvements to streamline operational tasks and reduce delays.</li>
<li>Collaborated with cross-functional teams to enhance communication and project efficiency.</li>
</ul> at STRADA GLOBAL