Summary
Overview
Work History
Education
Skills
Work Availability
Timeline
Generic
Shakeithia Jones

Shakeithia Jones

Dallas,Texas

Summary

Driven Loan Officer with track record in mortgage and home lending product sales. Demonstrating strong interpersonal skills and exceptional service throughout sales process.

Overview

13
13
years of professional experience

Work History

Senior Loan Officer

DriveTime Automotive Group Inc.
Fort Worth, TX
09.2016 - 03.2022
  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Reviewed and edited loan agreements to promote efficiency and accuracy.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Successfully closed average of 4-6 loans per month.
  • Originated, reviewed, processed, closed and administered customer loan proposals
  • Examined customer loan applications for loan approvals and denials
  • Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements
  • Increased loans and earnings by establishing 10,000 new accounts

Mortgage Underwriter

JP Morgan Chase Bank NA
Lewisville, TX
10.2011 - 09.2019
  • Verified integrity of applicants' information to minimize fraud.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
  • Applied grades to each loan application based on established criteria to keep institutional risk low.
  • Met 72-hour timeline consistently, turning around applications quickly with firm approval or denial decisions.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines
  • Applied grades to each loan application based on established criteria to keep institutional risk low
  • Reviewed team underwriting decisions to identify incorrect actions and reverse previous decisions when merited
  • Trained junior team members in underwriting procedures and loan quality grading standards
  • Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA

Education

BBA -

Strayer University
Washington, DC
01.2025

Skills

  • Loan Processing Coordination
  • Product Education
  • Income Evaluation
  • Wealth Planning
  • Creditworthiness Determination
  • Referral Network Development
  • Client Advisory
  • Business Tracking
  • Capitalization Consulting
  • Securities Valuation
  • Impact Assessment
  • Relationship Building

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse

Timeline

Senior Loan Officer

DriveTime Automotive Group Inc.
09.2016 - 03.2022

Mortgage Underwriter

JP Morgan Chase Bank NA
10.2011 - 09.2019

BBA -

Strayer University

Similar Profiles

CREATE PROFILE
Shakeithia Jones