Completed technical implementation to automate integration of Value Verify/Value Acceptance/Hybrid appraisals reducing collateral cycle time by up to 50% when eligible
Incorporated modern, compliant FNMA virtual inspection options, reducing mortgage origination timelines to close/fund, largely eliminating need for final inspections by an appraiser and improving cycle times by 20%
Oversight of a global team
Senior Regional Manager AMEX Partnership
BETTER HOLDING CO
01.2021 - 01.2022
Principal AMEX national partnership leader of Coordination/Processing
Activities include workflow improvement, pipeline oversight, target setting, and strategic initiatives including customer experience
Played a key role in leadership development initiatives
Served as the nationwide operations leader charged with oversight of nationwide processing/closing teams in the AMEX partnership
Developed and implemented operational strategy improving the funded loan target achievement from 62% to 101% in first 90 days
Collaborated with Underwriting leaders to cross train, improving conversion from 84.80% to 94.30% in first 90 days
Successful renewal of this key partnership through significant industry downturn
Real Estate Valuation Services Manager II
WELLS FARGO HOME MORTGAGE
01.2017 - 01.2021
Executed all aspects of corporate credit risk management and managed the monthly valuation pipeline of $27.2T
Served as the operations appraisal management company relationship owner
Ideated and developed regular touchpoints at the senior leader level with operations and quality control, which enhanced effectiveness
Spearheaded efforts to improve service level metric 5.36% in the first month
Decreased operating costs per unit 8 of 12 months in 2017
Led de-specialization efforts to scale resources while increasing organizational agility and efficiency
Created and implemented leadership development program to increase candidate pipeline
Loan Administration Manager III, AVP HECM Default Servicing
WELLS FARGO HOME MORTGAGE
01.2015 - 01.2017
Accountability for servicing $23.5B default HECM portfolio
Decisioned strategic write off/repurchases based on risk evaluation in close collaboration with counsel mitigating life of loan losses
Led large scale strategic business initiatives/customer remediation efforts while leveraging business support resources including Project Management Office, Analytics, Business Support, Technology, and Operational Risk resulting in integrated solutions meeting partner needs
Managed Foreclosure Attorney Network relationships to meet default timelines
Supervised Paralegals and oversight of legal order processing
Led default implementation of large scale and regulatory driven industry change
Served as the principal for complex 18-month corrective action plan across 6+ business lines in a heavily matrixed organization with no direct authority
Successfully led team retention through a confidential portfolio divestiture
Loan Administration Manager III, AVP
WELLS FARGO HOME MORTGAGE
01.2011 - 01.2015
Oversight for Mortgage-Backed Securities (MBS) default operations
Provided leadership and direction to a team of 70
Improved service level from 90+ days to less than 20 days in first 90 days
Running portfolio of ~20k loans
Direct oversight during audits from state and GSE regulators
Lending Manager
WELLS FARGO HOME MORTGAGE
01.2010 - 01.2011
Loan Administration Manager II
WELLS FARGO HOME MORTGAGE
01.2009 - 01.2010
Loan Administration Manager
WELLS FARGO HOME MORTGAGE
01.2008 - 01.2009
Mortgage Loan Adjustor Trainer, Team Lead
WELLS FARGO HOME MORTGAGE
01.2007 - 01.2008
Education
Associate of Arts - Business
University of Phoenix
Tempe, AZ
08-2013
Skills
Business performance management
Reporting oversight
Cross-functional communication
Operations management
Talent development
Operations planning
Cross-functional team leadership
Documentation and reporting
Data-driven decision making
Timeline
Senior Manager Collateral
BETTER HOLDING CO
01.2022 - 01.2025
Senior Regional Manager AMEX Partnership
BETTER HOLDING CO
01.2021 - 01.2022
Real Estate Valuation Services Manager II
WELLS FARGO HOME MORTGAGE
01.2017 - 01.2021
Loan Administration Manager III, AVP HECM Default Servicing