SHANE DIGERONIMO
Summary
Experienced Credit Administrator with a proven ability to assess creditworthiness, mitigate risk, and facilitate informed lending decisions. Seeking new opportunities to apply analytical skills, strategic thinking, and problem-solving abilities in diverse industries, driving organizational growth and optimizing financial performance.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Credit Administrator
Flushing Bank
08.2022 - Current
- Successfully drove the approval process for ou digital online lending platform to secure $18+ million dollars in funding to applicable businesses throughout 2023.
- Perform comprehensive financial analysis of client creditworthiness to assess risk and determine appropriate credit limits for borrower’s ability to meet debt obligations.
- Contribute insights, findings, and recommendations during weekly credit committee meetings, aiding in informed decision-making processes.
- Develop and maintain relationships with clients to gather necessary information and address inquiries.
- Conduct thorough background check protocols ensuring customer reliability and safeguarding organizational integrity.
- Generate and distribute both weekly and monthly loan status reports.
- Demonstrate exceptional attention to detail in extracting and reviewing information from tax returns and audited financial statements as part of the underwriting process.
Assistant Manager
New Balance
07.2018 - Current
- Lead and motivate a team of employees, ensuring a positive work environment and achieving operational success.
- Resolve customer inquiries, concerns, and complaints in a professional and timely manner, ensuring customer loyalty and retention.
- Proactively keep up to date with current trends ensuring the store remains competitive and aligns with consumer preferences.
- Assist in training new employees, providing guidance on customer service standards, product knowledge and store procedures.
- Update visual merchandising initiatives to enhance store aesthetics to create an engaging customer experience.
- Utilize point-of-sale systems to track sales in order to identify opportunities for revenue growth.
Education
BS Business Management -
Farmingdale State College
Farmingdale, NY05.2020
Skills
- Time Management
- Multitasking Abilities
- Analytical Skills
- Effective Communication
- Adaptability
- Microsoft Office
Certification
Analyzing Financial Statements by the American Bankers Association - July 2023
Timeline
Credit Administrator
Flushing Bank
08.2022 - Current
Assistant Manager
New Balance
07.2018 - Current
BS Business Management -
Farmingdale State College
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