SHANE DIGERONIMO
Summary
Experienced Credit Administrator with a proven ability to assess creditworthiness, mitigate risk, and facilitate informed lending decisions. Seeking new opportunities to apply analytical skills, strategic thinking, and problem-solving abilities in diverse industries, driving organizational growth and optimizing financial performance.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Credit Administrator
Flushing Bank
Uniondale, NY
08.2022 - Current
- Successfully drove the approval process for ou digital online lending platform to secure $18+ million dollars in funding to applicable businesses throughout 2023.
- Perform comprehensive financial analysis of client creditworthiness to assess risk and determine appropriate credit limits for borrower’s ability to meet debt obligations.
- Contribute insights, findings, and recommendations during weekly credit committee meetings, aiding in informed decision-making processes.
- Develop and maintain relationships with clients to gather necessary information and address inquiries.
- Conduct thorough background check protocols ensuring customer reliability and safeguarding organizational integrity.
- Generate and distribute both weekly and monthly loan status reports.
- Demonstrate exceptional attention to detail in extracting and reviewing information from tax returns and audited financial statements as part of the underwriting process.
Assistant Manager
New Balance
Carle Place, NY
07.2018 - Current
- Lead and motivate a team of employees, ensuring a positive work environment and achieving operational success.
- Resolve customer inquiries, concerns, and complaints in a professional and timely manner, ensuring customer loyalty and retention.
- Proactively keep up to date with current trends ensuring the store remains competitive and aligns with consumer preferences.
- Assist in training new employees, providing guidance on customer service standards, product knowledge and store procedures.
- Update visual merchandising initiatives to enhance store aesthetics to create an engaging customer experience.
- Utilize point-of-sale systems to track sales in order to identify opportunities for revenue growth.
Education
BS Business Management -
Farmingdale State College
Farmingdale, NY05.2020
Skills
- Time Management
- Multitasking Abilities
- Analytical Skills
- Effective Communication
- Adaptability
- Microsoft Office
Certification
Analyzing Financial Statements by the American Bankers Association - July 2023
Timeline
Credit Administrator
Flushing Bank
08.2022 - Current
Assistant Manager
New Balance
07.2018 - Current
BS Business Management -
Farmingdale State College