Shannon Mullin
Houston,TX
Summary
Experienced mortgage and real estate professional with over 15 years of expertise in capital transactions within the LIHTC sector and loan processing within the commercial and residential sector. Proficient in leading teams to streamline operations, ensuring compliance with state and federal regulations, and enhancing customer satisfaction through meticulous loan documentation and process management. Skilled in fostering relationships with state agencies, lenders, and clients to facilitate smooth and timely closings.
Overview
20
20
years of professional experience
Work History
VP Capital Transactions LIHTC
Alden Torch Financial LLC
Denver, CO
09.2013 - 01.2024
- Led internal process refinement for closing duties, significantly enhancing team efficiency and deal turnaround time.
- Directed a team of two, focusing on skill development and efficient task allocation, which improved team output and morale.
- Spearheaded communication efforts with state agencies, playing a crucial role in adherence to tax credits and Section 8 housing regulations, thereby maintaining project compliance and eligibility.
- Collaborated with legal counsel to review loan documents, ensuring deal accuracy and mitigating legal risks.
- Optimized loan and document management systems, enhancing the organization and accessibility of critical transaction records.
- Researched title issues as needed to resolve any discrepancies or questions that arose during the process.
- Worked closely with lenders to ensure timely closings.
- Ordered and reviewed third-party reports, such as appraisals, environmental reports, and physical need assessments.
Commercial Real Estate Loan Administrator
US Bank
Denver, CO
02.2010 - 09.2013
- Assisted in the evaluation of construction budgets and provided analysis for credit approval in partnership with LIHTC and commercial builders.
- Processed and funded construction draws.
- Maintained strict adherence to all bank compliance and regulations.
- Collaborated with legal counsel to analyze loan documents, ensuring deal terms were accurate and compliant.
- Reviewed title commitments to ensure clear titles were obtained prior to closing.
- Attended continuing education courses to stay abreast of industry developments.
- Ensured proper execution of all documents prior to closing.
Servicing and Closing Manager
Essex Financial Group
Denver, CO
05.2005 - 05.2009
- Performed daily loan servicing activities such as processing payments, tracking escrow accounts, and preparing monthly statements.
- Collaborated with external partners such as vendors and other lenders on projects related to loan servicing.
- Collaborated with internal departments such as Loan Servicing, Collections, Default Counseling and Loss Mitigation teams.
- Assisted management in developing new policies related to loan servicing procedures.
- Maintained detailed records of all loan servicing activities.
- Provided lenders with detailed operation reports for serviced loans.
- Ensured property compliance through regular annual inspections and detailed reporting.
- Managed a small team of loan servicing professionals.
Loan Processor
Englewood Mortgage Company
Denver, CO
10.2003 - 05.2005
- Reviewed credit reports and financial information to evaluate creditworthiness of applicants.
- Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
- Analyzed loan applications and supporting documents to determine eligibility for approval.
- Prepared loan documents including promissory notes, deeds of trust, mortgage insurance policies and truth-in-lending statements.
- Verified accuracy of closing figures prior to disbursement of funds.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Submitted loan applications to underwriting department for review and approval process.
- Reviewed appraisals to ensure accuracy of value estimates.
- Compiled closing packages containing all necessary documents required for funding.
Skills
- Compliance Management
- Loan Processing
- Microsoft Office
- Government Lending
- Risk Assessment
- Familiar with RealSynergy Software
Affiliations
- Avid sailor
- Scuba diver
- Enjoys camping and trail riding
- Love spending time with family
- Committed to exercise and physical activity 4-5 days a week
- Enjoy hosting and cooking
References
References available upon request.
Timeline
VP Capital Transactions LIHTC
Alden Torch Financial LLC
09.2013 - 01.2024
Commercial Real Estate Loan Administrator
US Bank
02.2010 - 09.2013
Servicing and Closing Manager
Essex Financial Group
05.2005 - 05.2009
Loan Processor
Englewood Mortgage Company
10.2003 - 05.2005
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