Shante E. Warren
Red Oak,TX
Summary
Aspiring teacher with experience in education as a private school and substitute teacher. Skill set includes classroom management, lesson planning and organization. Prior work history in banking and finance as a Mortgage professional with over 10 years experience.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Business & Tax Consultant
ARF Financial Services
11.2022 - 04.2023
- Implemented business intelligence solutions to increase operational efficiency.
- Developed new proposals, contracts and procedures to draw in more clients and streamline work operations.
- Reviewed clients tax filing papers thoroughly to determine eligibility for additional tax credits or deductions.
- Offered clients recommendations to reduce tax liabilities.
- Analyzed financial documents to accurately reflect client information on tax returns.
Credit Underwriter
Covius, LLC
10.2021 - 09.2022
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
Senior Underwriter
Lenox Financial Mortgage Corp
01.2021 - 05.2021
- Apply internal guidelines and investor guidelines to the credit decision process to approve or deny loans.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Reviewed appraisals and title documents to verify accuracy and completeness.
Purchase Auditor
Gateway First Bank
08.2016 - 10.2020
- Analyzes loan documentation for accuracy and completeness to assess credit worthiness and adherence to regulatory and compliance requirements
- Verifies the income and employment information of loan applicants, reviews the applicant credit history and scores, and examines asset accounts for available funds for mortgage transactions
- Analyzes loan documentation in order to determine credit worthiness and to detect signs of possible mortgage fraud or money laundering
Teacher
N Front Of Science Christian Academy
08.2015 - 05.2016
- Incorporated multiple types of teaching strategies into classroom.
- Kept students on-task with proactive behavior modification and positive reinforcement strategies.
- Incorporated exciting and engaging activities to achieve student participation and hands-on learning.
- Graded and evaluated student assignments, papers, and course work.
- Prepared quizzes, tests and examinations to gauge how well students were learning.
Loan Processor
Franklin American Mortgage
06.2014 - 07.2015
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Handled any conditions sent from underwriting departments.
Substitute Teacher
Red Oak ISD, Grand Prairie ISD And Ft. Worth ISD
08.2013 - 05.2014
- Followed classroom plans left by class teacher to continue student education and reinforce core concepts.
- Maintained day-to-day classroom management and discipline to promote learning initiatives.
- Upheld classroom routines to support student environments and maintain consistent schedules.
Education
Bachelor of Arts - Business Administration
LeTourneau University
Longview, TX05.2010
Master of Arts - Leadership
Mid America Christian University
Oklahoma City, OK05.2015
Skills
Effective Time Management
Proficiency in Technology
Effective Classroom Management
Excellent Verbal and Written Communication
Conflict Resolution
Organization
Certification
Enrolled in Texas Teachers ACP. Approved Content in the following subjects below.
Business Finance 6-12
Core Subjects EC -6
ELA 7-12
Timeline
Business & Tax Consultant
ARF Financial Services
11.2022 - 04.2023
Credit Underwriter
Covius, LLC
10.2021 - 09.2022
Senior Underwriter
Lenox Financial Mortgage Corp
01.2021 - 05.2021
Purchase Auditor
Gateway First Bank
08.2016 - 10.2020
Teacher
N Front Of Science Christian Academy
08.2015 - 05.2016
Loan Processor
Franklin American Mortgage
06.2014 - 07.2015
Substitute Teacher
Red Oak ISD, Grand Prairie ISD And Ft. Worth ISD
08.2013 - 05.2014
Bachelor of Arts - Business Administration
LeTourneau University
Master of Arts - Leadership
Mid America Christian University
Enrolled in Texas Teachers ACP. Approved Content in the following subjects below.
Business Finance 6-12
Core Subjects EC -6
ELA 7-12
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