Sharon Moten
North Hollywood,CA
Summary
Accomplished Sr. Mortgage Loan Officer from Groves Capital Inc, adept in loan origination and possessing stellar communication skills. Excelled in creating business through strong lender relationships, consistently surpassing targets by leveraging financial analysis aptitude and interpersonal prowess. Expert in FHA, VA, and commercial lending, with a proven track record in enhancing loan processing efficiency.
Overview
25
25
years of professional experience
1
1
year of post-secondary education
Work History
Sr. Mortgage Loan Officer
Groves Capital Inc
03.2021 - Current
- Created my business by building strong relationships with the various lenders.
- Worked closely with processors to resolve any issues that arose during application review or underwriting stage, minimizing delays in closing timescales.
- Collaborated with underwriters, processors, and closers to ensure a seamless loan process for clients.
- Consistently met or exceeded my personal targets and goals, by maintaining pass clienteles, and strengthening existing referral clients, and spheres of influence. Prospecting, and marketing.
- Self generated leads
Sr. Mortgage Loan Officer
American Financial Network
09.2018 - 03.2021
- Self originated Mortgage Loans
- Worked closely with processors to resolve any issues that arose during application review or underwriting stage, minimizing delays in closing timescales.
- Collaborated with underwriters, processors, and closers to ensure a seamless loan process for clients.
- Contributed to departmental growth by identifying opportunities for improvement and recommending solutions based on industry best practices.
- Assisted clients throughout the entire mortgage process, from initial application to closing, ensuring a positive customer experience.
- Negotiated favorable terms for borrowers by leveraging extensive knowledge of lending guidelines and risk factors.
Private Mortgage Banker
Wells Fargo
12.2014 - 05.2018
- Enhanced client satisfaction by providing personalized mortgage solutions tailored to individual needs.
- Fostered a culture of teamwork by collaborating closely with colleagues from various departments to ensure seamless coordination throughout the loan process.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Worked side by side with Wealth management team for high end clients, built a referral system with private bankers.
Mortgage Loan Specialist
Bank of America
04.2010 - 12.2014
- Managed a pipeline of mortgage applications, prioritizing tasks based on urgency and importance.
- Increased loan approval rates by carefully evaluating applicant creditworthiness and financial stability.
- Resolved complex loan issues by conducting thorough research and collaborating with internal teams.
- Implemented risk mitigation measures by diligently reviewing borrower documentation and verifying information accuracy.
Sr. Account Executive
Wells Fargo & Company
03.2000 - 10.2008
- Consistently met or exceeded monthly sales quotas through diligent prospecting efforts and effective closing techniques.
- Led product demonstrations at trade shows and conferences, showcasing company offerings and attracting potential clients.
- Implemented sales strategies that consistently exceeded quarterly revenue targets.
- Maintained comprehensive knowledge of market trends, industry news, and competitor offerings, ensuring informed decision-making and strategic planning.
Education
Associate of Arts - Fashion Merchandise
Brooks College
Long Beach, CA06-1982
No Degree - Real Estate
Los Angeles Valley College
Van Nuys, CA 04.2023 - 12.2023
Skills
- Loan origination expertise
- Communication and interpersonal skills
- Risk assessment
- Credit analysis proficiency
- Real estate market awareness
- Negotiation
- Underwriting
- Financial analysis aptitude
- FHA and VA loan expertise
- Loan processing efficiency
- Mortgage products
- Jumbo loan handling
- Conventional loans
- Non Qm expert
- Commercial Lending
Affiliations
- Chairman of Inglewood Board of Realtors
Certification
- Nationwide Mortgage Licensing System & Registry (NMLS) License - State Banking Authorities.
Timeline
No Degree - Real Estate
Los Angeles Valley College
04.2023 - 12.2023
Sr. Mortgage Loan Officer
Groves Capital Inc
03.2021 - Current
Sr. Mortgage Loan Officer
American Financial Network
09.2018 - 03.2021
Private Mortgage Banker
Wells Fargo
12.2014 - 05.2018
Mortgage Loan Specialist
Bank of America
04.2010 - 12.2014
Sr. Account Executive
Wells Fargo & Company
03.2000 - 10.2008
Associate of Arts - Fashion Merchandise
Brooks College
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