Shashi Kumar Bangalore Kumar
Los Angeles,USA
Summary
Dynamic AML Analyst with extensive expertise in financial intelligence units and a solid foundation in police procedures, criminal law, and interrogation tactics. Over 7.5 years of experience in supervisory law enforcement roles, demonstrating a proven ability to lead teams and drive compliance initiatives. Skilled in analyzing complex financial transactions to identify suspicious activities and mitigate risks. Committed to upholding the highest standards of integrity and professionalism in all aspects of work.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Fin Crime Investigator - FIU | Analyst - AML & High Risk EDD | SAR Report - Level 2 |
Revolut Fintech - Concentrix
04.2023 - 11.2023
- Company Overview: Client: Revolut Bank - UK & EU
- Reviewed and investigated system alerts, including fast in/fast out transactions, cash structuring, multiple accounts, cryptocurrency, and high-risk typologies, implementing mitigating actions to reduce financial and regulatory risk. Made final decisions on SAR/UAR filings based on investigations, risk assessment, and mitigating measures to prevent suspicious activity. Ensured AML/KYC compliance with FCA, EBA, and AML Directives, applying mitigating controls to minimize exposure. Managed complex cases: money new activity, fraud, smurfing, and cross-border transactions, executing mitigating strategies to limit operational and reputational risk. Conducted client due diligence, verification, and adverse media checks for high-risk clients, recommending mitigation actions where necessary. Prepared SARs/UARs with clear narratives, evidence, and actionable recommendations, including mitigating measures to prevent recurrence of suspicious activity.
- Key Achievements: Streamlined alert resolution and reduced false positives. Recognized for precise SAR preparation and strong
Customer Fraud Investigation Representative - CCSS Rep 1
HSBC - UK
07.2022 - 01.2023
- Reviewing cases and alerts generated by fraud detection systems. Contacting customers to verify the authenticity of transactions and gather information. Documenting your investigation and actions taken within the case management system. Liaising with internal departments, such as Customer Service, Chargeback, and Credit and Collection, to resolve issues. Escalating sensitive or complex cases to senior investigators for review. Staying informed on the latest fraud trends to better recognize new patterns of fraudulent activity.
- Key Achievements: investigated and reviewed alerts from fraud detection systems, verifying transaction authenticity. Documented cases and maintained audit-ready records. Escalated high-risk cases and collaborated with internal teams to resolve complex issues. Monitored emerging fraud trends to prevent financial losses.
Head (Transaction processing & Monitoring, KYC, KYB, EDD, Sanction screening teams). Head office Branch - Manager / Incharge.
Almuzaini – MSB (Kuwait)
10.2015 - 02.2022
- Directed Transaction Monitoring and Customer Profile Management Across 100+ Branches, managing all teams responsible for KYC, KYB, and Transaction Monitoring. Monitored and investigated cross-border corporate and Retail transactions for money laundering, trade-based AML risks, and suspicious activity. Implemented risk mitigation strategies for high-risk clients and transactions, including stopping risky transactions. Conducted name screening, PEP & sanction checks, trade-based AML reviews, and source of funds verification. Supervised corporate transactions, TELEX/SWIFT transfers, and currency exchange operations, ensuring compliance with Central Bank of Kuwait regulations. Collaborated with IT for AI-based AML system upgrades to reduce alert processing time and improve efficiency. Organized quarterly AML training for branch teams, conducted by Bahrain Bank (sister concern). Acted as primary escalation point to Compliance/AML team for high-risk or suspicious cases.
- Key Achievements: Successfully mitigated financial and regulatory risks across 100+ branches for corporate and retail transactions through robust monitoring and control measures. Led the implementation of AI-triggered AML systems, reducing manual workload and improving alert accuracy. Streamlined cross-border transaction monitoring, increasing detection efficiency of suspicious activity. Enhanced compliance knowledge across all branches through regular AML training programs. Contributed to maintaining the company's status as the No.1 Money Services Business in Kuwait through effective risk management and operational oversight.
Education
Extension Program - Banking, Finance & Business statistics
UCLA - University of California Los Angeles
Los Angeles, CA09.2024
Master - Business Administration
Westcliff University
Santa Monica, California05-2026
Bachelor - Commerce
Bharathi Dasan University
03.2015
Skills
- Technical & AML Skills - Transaction Monitoring & Investigation (Retail & Corporate) KYC / KYB Compliance Client Due Diligence (CDD) & Enhanced Due Diligence (EDD) PEP & Sanctions Screening Source-of-Funds Verification Trade-Based AML Reviews SAR / UAR Preparation & Filing Fraud Detection & Mitigation Cryptocurrency & High-Risk Typology Analysis Cash Structuring & Smurfing Detection Cross-Border Transaction Compliance TELEX / SWIFT Transfer Oversight
- Regulatory & Compliance Knowledge - Central Bank of Kuwait Regulations FCA, EBA, and AML Directives AML Risk Mitigation & Control Implementation Anti-Money Laundering Policies & Procedures
- Leadership Skills Multi-Branches Leadership Risk Assessment & Mitigation Strategy Implementation Escalation Management for High-Risk Cases Collaboration with IT for AI-based AML Systems Organizing & Conducting AML Training Programs
- Analytical & Investigative Skills - Financial Crime Investigation & Analysis Case Documentation & Reporting Pattern Recognition in Fraud & Suspicious Activity Decision-Making on High-Risk Cases Adverse Media & Background Checks
- Soft Skills - Leadership & Team Supervision Cross-functional Collaboration Communication with Internal & External Stakeholders Problem-Solving & Critical Thinking
Certification
ACAMS - Certified Anti Money Laundering Specialist (10/2025 - 09/2028) Ref N EN-005217296
LANGUAGES
English Full Professional Proficiency
Kannada Native or Bilingual Proficiency
Telugu Professional Working Proficiency
Hindi Professional Working Proficiency
Coorgi Native or Bilingual Proficiency
Tamil Professional Working Proficiency
INTERESTS
Watching movies, Scriptwriting and story narrator, Playing Sports - Cricket
Timeline
Fin Crime Investigator - FIU | Analyst - AML & High Risk EDD | SAR Report - Level 2 |
Revolut Fintech - Concentrix
04.2023 - 11.2023
Customer Fraud Investigation Representative - CCSS Rep 1
HSBC - UK
07.2022 - 01.2023
Head (Transaction processing & Monitoring, KYC, KYB, EDD, Sanction screening teams). Head office Branch - Manager / Incharge.
Almuzaini – MSB (Kuwait)
10.2015 - 02.2022
Bachelor - Commerce
Bharathi Dasan University
Extension Program - Banking, Finance & Business statistics
UCLA - University of California Los Angeles
Master - Business Administration
Westcliff University