Summary
Overview
Work History
Education
Skills
Websites
Certification
Affiliations
Timeline
Generic

SHAWN JACKSON

Miamisburg,OH

Summary

Highly skilled and experienced mortgage underwriter seeking full-time employment where I can demonstrate my strong customer service and analytical skills. I bring over 25 years of experience in retail and wholesale as well as a history of being a high producer with exceptional loan quality. I have had the FHA DE since 1998 and the VA SAR since 1999.

Overview

21
21
years of professional experience
1
1
Certification

Work History

Senior Underwriter

Mid America Mortgage / Click N Close
Lisle, IL
01.2017 - Current
  • Remote Wholesale Underwriter specializing in FHA, VA and One Time Close Construction loans
  • Participated in developing guidelines for financing newly introduced manufactured home types
  • Facilitated loan structuring for brokers and Account Executives in FHA & VA scenarios
  • Routinely outperformed set standards for customer service turnaround times
  • Underwrote AUS Refer loans proficiently

Senior Underwriter

Skyline Home Loans
San Diego, CA
01.2012 - 01.2017
  • Remote Wholesale Underwriter specializing in FHA, VA, USDA, Jumbo and Conventional loans
  • Specialized in loans in CA, OR, WA and HI
  • Exceeded required monthly file underwriting goal by at least 2x routinely

DE Mortgage Underwriter

Home Savings of America
Little Falls, MN
01.2009 - 01.2012
  • Remote Wholesale and Retail Underwriter of FHA, VA, USDA and Conventional loans
  • Improved file flow process from submission to clear to close
  • Assisted in getting lender VA approved

DE Mortgage Underwriter

Taylor, Bean, & Whitaker
Cincinnati, OH
01.2007 - 01.2009
  • Wholesale Underwriter of special investor, conventional, USDA, FHA and VA loans
  • Assisted in special projects designed to streamline the loan review process
  • Exceeded required monthly file underwriting goal by at least 2x routinely

Underwriting Team Lead/Manager

Washington Mutual Bank, F.A.
Springdale, OH
10.2004 - 04.2007
  • Supervise and mentor a staff consisting of 8 to 10 underwriters and validators insuring adherence to Washington Mutual policies, procedures and underwriting guidelines
  • Perform second opportunity reviews and second signatures for declines, counters and loan exceptions outside underwriters lending authority
  • Answer scenario questions from account managers, brokers and staff
  • Assist Senior Underwriting Manager with monthly bonus reporting, performance reviews on staff under disciplinary action, file distribution and CRO reconciliation
  • Resolve disputes between staff and account managers on files in process
  • Individual underwriting authority of $3,000,000, $5,000,000 aggregate
  • Assigned high level exception authority for FICO score, LTV, cash out, reserves, debt ratio, entity/trust vesting and collateral
  • Review high level loan transactions including, but not limited to, loans requiring second signature, entity vesting, loans identified as having exceptions to program parameters and loans that fall within the second opportunity review process
  • Evaluate loan files underwritten by newly hired or existing credit approvers for potential modifications to their lending authority level
  • Interact with mortgage brokers, realtors and external customers to clarify information and negotiate changes to complex loan transactions
  • Identify potential issues relating to policy, process and technology and make recommendations for improvements to CRT manager
  • Individual underwriting authority of $2,000,000

Education

Associate Degree - Business

Clark State University
Springfield, OH

Skills

  • FHA underwriting
  • VA underwriting
  • Loan structuring
  • Risk assessment
  • Communication skills
  • Problem solving
  • Customer service

Certification

  • FHA Direct Endorsement, 1998
  • VA LAPP, 1999

Affiliations

  • Avid golfer
  • Play recreational basketball
  • Spend time with new granddaughter
  • Enjoy being outdoors
  • Exceed established monthly file goals routinely

Timeline

Senior Underwriter

Mid America Mortgage / Click N Close
01.2017 - Current

Senior Underwriter

Skyline Home Loans
01.2012 - 01.2017

DE Mortgage Underwriter

Home Savings of America
01.2009 - 01.2012

DE Mortgage Underwriter

Taylor, Bean, & Whitaker
01.2007 - 01.2009

Underwriting Team Lead/Manager

Washington Mutual Bank, F.A.
10.2004 - 04.2007

Associate Degree - Business

Clark State University

Similar Profiles

CREATE PROFILE
SHAWN JACKSON