Shayla Ruiz
Shamrock
Summary
Detail-oriented professional specializing in financial analysis and risk assessment. Proven track record of improving team performance through effective communication, and operational efficiency. Committed to continuous learning, evolving, and delivering reliable results.
Overview
9
9
years of professional experience
Work History
Branch Lending and Operations Manager III
Happy State Bank a division of Centennial Bank
Amarillo
05.2022 - Current
- Developed operational teams to effectively address process and production demands.
- Directed operations staff through targeted guidance and training to achieve company objectives.
- Conducted root-cause analysis to identify deficiencies and implement effective solutions.
- Oversaw financial management, including budgeting, accounting, and payroll activities.
- Secured bank bids and managed public funds to optimize financial resources.
- Managed customer relationships across accounts and commercial loans to enhance service delivery.
Commercial Underwriter
Happy State Bank a division of Centennial Bank
Amarillo
08.2016 - 05.2022
- Reviewed and evaluated commercial loan applications to determine credit worthiness.
- Collaborated with clients to gather necessary financial and operational information.
- Mentored junior underwriters on best practices and industry regulations.
- Maintained current knowledge of economic trends, industry developments and regulatory changes that may impact the organization's underwriting process.
- Analyzed financial statements, tax returns and credit reports of applicants to assess risk.
- Advised senior management on opportunities for improvements in underwriting practices or processes.
Education
Bachelor of Science - Technical Management And Finance
DeVry University
10-2017
Skills
- Team development and leadership
- Risk assessment
- Customer relationship management
- Data analysis
- Problem solving
- Effective communication
- Microsoft Office proficiency
- Time management and multitasking
- Adaptability
- Self-motivation
- Continuous learning
- Attention to detail
References
References available upon request.
Work Preference
Work Type
Full TimeLocation Preference
RemoteSalary Range
$71000/yr - $200000/yrTimeline
Branch Lending and Operations Manager III
Happy State Bank a division of Centennial Bank
05.2022 - Current
Commercial Underwriter
Happy State Bank a division of Centennial Bank
08.2016 - 05.2022
Bachelor of Science - Technical Management And Finance
DeVry University