Shekinah packer
Lancaster,TX
Summary
Professional successful at evaluating and distilling complex financial data. Excels at cultivating and maintaining strong client relationships. Stays current on developments across multiple industries to best serve clients with fresh, accurate and relevant information and mitigate potential impacts. Multi-talented loan processing professional versed in customer service and bank standards. Excellent communicator and decision-maker with a strong eye for detail and a proactive nature.
Overview
4
4
years of professional experience
Work History
Credit & Funding Analyst
Car Capital Financial
Dallas, TX
04.2023 - Current
- Conducted meticulous review of documents from dealers and applicants to ensure fraud prevention measures were in place.
- Ensured accurate application information by engaging in proactive communication with employers, applicants, dealerships, and insurance companies via outbound calls.
- Examined applicant trade lines and credit history in order to evaluate their suitability for obtaining credit.
- Enabled the verification of applicant identity using diverse methodologies.
- Assessed financial capabilities of borrowers for loan repayment evaluation
Funding Specialist
Hyundai Capital America
Plano, TX
12.2022 - 03.2023
- Ensured compliance and regulatory standards by reviewing and funding auto dealer-initiated loan documentation within a specific goal range for daily production.
- Performed due diligence reviews on potential funding sources prior to entering into any agreement or transaction.
- Collaborates seamlessly with management and process owners at various levels to swiftly address issues, ensuring effective problem-solving for an exceptional customer experience.
- Maintained strict adherence to confidentiality and security protocols when managing customer data.
- Developed strategies for processing loan applications in a timely manner.
- Coordinated meetings between internal stakeholders and external partners to discuss project financing options.
Mortgage Loan Processor
Navy Federal
Dallas, TX
09.2020 - 12.2022
- Ensured loan application documents were complete and accurate.
- Checked value of customer collateral to hold as loan security.
- Assembled and compiled title abstracts, insurance forms, loan documents, and tax receipts.
- Identified and suggested solutions to improve loan processing efficiency and customer service.
- Performed quality control checks on processed loans to ensure accuracy and completeness.
- Coordinated with underwriters to resolve loan application issues and discrepancies.
Education
High School Diploma -
Lincoln High School
Dallas06-2014
Skills
- Comparative analysis
- Business Forecasting
- Risk Mitigation
- Price Structuring
- Client Relationship Development
- Financial Modeling
Timeline
Credit & Funding Analyst
Car Capital Financial
04.2023 - Current
Funding Specialist
Hyundai Capital America
12.2022 - 03.2023
Mortgage Loan Processor
Navy Federal
09.2020 - 12.2022
High School Diploma -
Lincoln High School
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