SHELLEY SAFRONEK

• Manage all communications and correspondence for high-net-worth clients and bank partners (HSBC, Standard Chartered Bank, Barclays Bank, DBS, etc.). Manage all KYC (Know Your Client) applications, prepare and execute all Excel spreadsheet reports of trade analysis, review financial statements and balance sheets to ensure their qualifications to enter a trade, manage all fee agreements, contracts, and disclosure forms, and manage C-level calendars, expense reports, and travel arrangements.

Responsible for the loan origination, processing, and closing of an average of $125,000,000 annually. Developed a thriving network of real estate agents, builders/developers, and private bankers, focusing on healthcare clients and small and mid-size business community referral opportunities.

• Met with applicants to obtain information for loan applications and answer questions about the loan process.
• Reviewed credit histories from applicants and determined the feasibility of granting requested loans.
• Expert knowledge of analyzing complex tax returns and financial statements to determine the qualifications of the potential borrower.
• Prepared detailed loan application packages for review by underwriters.
• Well-defined background in Fannie Mae, Freddie Mac, FHA, and VA, non-conforming, and sub-prime underwriting guidelines, to include regulatory compliance with banks and other financial industry services, and loan servicing requirements. Exceptional knowledge of regulations, policies, and laws governing the banking industry. Proficient with Calyx, Point, Byte Lending Software Programs.