Summary
Overview
Work History
Education
Skills
Timeline
Hobbies and Interests
Generic

SHELLEY SAFRONEK

St. George,UT

Summary

Dynamic finance and construction professional with extensive experience in lending guidelines and disclosure requirements including, risk/credit assessment, and complex financial analysis. Possess exceptional organizational skills, detail-oriented and problem-solving capabilities to showcase the loan package for a successful underwriting outcome. Strong communication and problem-solving abilities, coupled with focus on fostering productive and positive team culture. Excellent at relationship building to facilitating effective collaboration with underwriters, developer/builders, real estate agents, third party vendors and clients to achieve shared goals. Results-driven leader with strong background in strategic management and organizational growth.

Overview

27
27
years of professional experience

Work History

Director/Executive Assistant

Cabri LTD.
06.2017 - 06.2023
  • Manage all communications and correspondence for high-net-worth clients and bank partners in both Europe and USA markets to include GMT, CET and all USA time zones (HSBC, Standard Chartered Bank, Barclays Bank, DBS, etc.). Manage all KYC (Know Your Client) applications, prepare and execute all Excel spreadsheet reports of trade analysis, review financial statements and balance sheets to ensure their qualifications to enter a trade, manage all fee agreements, contracts,
  • Implemented innovative solutions to solve complex problems, resulting in increased productivity and streamlined operations.
  • Identified and qualified customer needs and negotiated and closed profitable projects with high success rate.
  • Boosted client satisfaction rates through exceptional relationship management and prompt resolution of issues.

Licensed Mortgage Loan Originator/Processor

Omni-Fund Inc & Homefinance.com
02.1996 - 12.2015
  • Responsible for the loan origination, loan processing, and closing of an average of $125,000,000 annually. Developed a thriving network of real estate agents, builders/developers, and private bankers, Ordered and analyzed all necessary reports; credit, title, appraisal, flood certs.
  • Thoroughly pre-underwrite files to minimize potential underwriting conditions. Review and evaluate income and credit histories from applicants to determine qualifications for loan programs. Submitted loans to LOS Systems of multiple wholesale lenders.
  • Provided exceptional customer service throughout the entire loan process, earning positive reviews from both clients and partners alike.
  • Expert knowledge of analyzing complex tax returns and financial statements to determine the qualifications of the potential borrower.
  • Well-defined background in Fannie Mae, Freddie Mac, FHA including 203K, VA, Construction to Perm, Bank Statement/Stated Income underwriting guidelines, to include regulatory compliance with banks and other financial industry services, and loan servicing requirements. Exceptional knowledge of regulations, policies, and laws governing the banking industry. Proficient with Encompass, Calyx, Point, Byte Lending Software Programs.

Education

Finance

Foothill College
Los Altos

Skills

  • Proficient in MS Suite, Google Suite, CRM
  • Credit and Financial analysis
  • Encompass, Point, Calyx Origination System
  • Excellent customer service
  • Relationship building
  • Residential mortgage lending regulations

Timeline

Director/Executive Assistant

Cabri LTD.
06.2017 - 06.2023

Licensed Mortgage Loan Originator/Processor

Omni-Fund Inc & Homefinance.com
02.1996 - 12.2015

Finance

Foothill College

Hobbies and Interests

Culinary, Yoga, Running, Skiing, Interior Design, Biking

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