Dynamic professional with extensive experience in client relationship management. Proven track record of enhancing customer service excellence and resolving complex issues. Recognized as a top performer, consistently delivering results through attention to detail and effective problem-solving strategies. Passionate about driving success in banking operations.
Overview
26
26
years of professional experience
Work History
Specialist, Servicing
SALLIE MAE BANK
New Castle, DE
08.2024 - Current
Serve as a primary point of contact for customers, responding to their inquiries and providing timely and accurate information about our products, services, and policies.
Provide comprehensive guidance to customers, assisting them with account inquiries and other service-related requests.
Utilize various tools, systems, and resources to provide accurate resolutions to customer concerns.
Maintain accurate and detailed records of customer interactions, inquiries, and resolutions in the designated systems.
Assist new graduates with repayment options.
Participated in ongoing training and compliance activities.
Reviewed documents for accuracy prior to submission or publication.
Senior Account Manager
PNC BANK
Pittsburgh, PA
04.2023 - 08.2024
Provide accurate and comprehensive data for fraud investigations.
Detect and implement fraud scenarios, analyze fraud trends.
Utilize advanced fraud detection systems to proactively identify and investigate fraudulent activities.
Conducting thorough analysis and inquiries to detect and uncover fraudulent patterns.
Providing necessary data, reports, and support to facilitate comprehensive fraud investigations.
Planning and executing targeted fraud investigations, documenting and reporting the findings using approved reporting mechanisms.
Continuously improving the quality of source data, enhancing the functionality of the fraud management system, and expanding reporting capabilities.
Senior Financial Agent
DISCOVER
Phoenix, AZ
03.2021 - 01.2023
Respond to incoming calls in a very busy call center, occasionally making outbound calls to resolve customer concerns.
Updated databases with new and modified customer data.
Respond to incoming chat inquiries concerning transaction and billing inquiries and general account information.
Reviewed data for completeness and accuracy while resolving discrepancies.
TRANSFER FROM DISCOVER CREDIT CARD TO DISCOVER PERSONAL LOANS Answer incoming calls in response to disbursement inquiries and research delays in disbursements.
Stayed abreast of lending regulations, industry trends and market rates.
Updated client account information and records in company databases.
Assisted incoming chat resolving the same issues as phone calls.
Top Performer May 2022Top Performer June 2022Top Performer July 2022Top Performer August 2022
Collector Agent
AMERICAN EXPRESS
Phoenix, AZ
02.2020 - 02.2021
Oversaw daily collections and accounts receivable activities, developing robust strategies to maximize collections and reduce aged accounts.
Created repayment plans based on account holders' financial status and repayment abilities.
Contacted customers and explained debt management to encourage timely debt payments.
Recovered lost revenue by persistently reaching out to customers with past due accounts.
Senior Account Manager
DISCOVER FINANCIAL SERVICES
Newark, DE
08.2018 - 02.2020
Answer incoming calls and occasionally make outbound calls in a busy call center.
Billing Resolutions: Initiate, research, and decision dispute cases Answer general question about Discover products Process payments or initiate payment research for missing payments Initiate Balance Transfer disputes for missing Balance Transfers.
Process lost/stolen cards.
Process address changes.
Service Team Specialist
SB PRIORITY CARD, BANK OF AMERICA
New Castle, DE
03.2016 - 08.2018
Included: Small Business Credit Cards, Small Business Checking/Savings and Small Business Fraud Detection Service all aspects of Small Business Checking/Savings Accounts including online banking, Incoming and outgoing wires, transaction research.
Review accounts for potential fraudulent activity including risk assessment.
Perform resolution of fraudulent activity detection through customer contact.
Provide exceptional customer service to small business card cliental.
Handling of inbound escalated inquiries from customers Ability to multi-task while speaking with customers on the phone.
Route and track requests from customers to ensure thorough follow up.
Process customer payments including payment and balance inquiry research.
Comprehensive understanding of transaction descriptions.
Assist customers with completion of card activation.
Collector I
SALLIE MAE
New Castle, DE
08.2015 - 01.2016
Set up programs with customers to ensure they are brought current.
Used skip-tracing tools to locate delinquent customers in an effective manner.
Profiled accounts that are determined to be skip exhausted.
Maintained clear, concise, and accurate documentation of all attempt and/or contact made for accounts in accordance with company policies.
Purchasing Clerk
LANCASTER COUNTY PRISON
Lancaster, PA
06.2013 - 08.2015
Researched items and entered requisitions for all items used at the prison.
Cleared inmate's bill for any owed charges when released.
Issued legal indigent packages.
Backed up mail clerk by opening and scanning mail for contraband.
Connection, Department Manager
WALMART STORES INC
Lancaster, PA
07.1999 - 06.2013
Supervised and coordinated activities of workers in department.
Executed daily operations of an everyday retail business.
Interviewed job applicants and evaluated worker performance to recommend personnel actions Retention, promotion, transfer and dismissal of workers.
Assigned daily tasks to employees and developed weekly schedules.
Insured proper handling of paperwork to protect vital, personal information.
Stocking, price changes, inventory, theft prevention and any necessary task to contribute to a very successful location.
Enforced customer service standards and resolved customer problems to uphold quality service.
Education
High School Diploma -
Penn Manor High School
Millersville, PA
06.1975
1st Dan Black Belt -
WTF Taekwondo Federation
Lancaster, PA
11.2015
Skills
Client relationship management
Customer service excellence
Banking operations support
Call center operations
Problem solving strategies
Attention to detail
Conflict resolution skills
Multitasking proficiency
Account management expertise
Fraud detection techniques
Accomplishments
Bank of America - Gold Award - Top Performer 1st Quarter 2017
Bank of America - Gold Award - Top Performer 4th Quarter 2017
Bank of America - Gold Award - Top Performer 2017
Bank of America - Bronze Award 2017
Walmart Stores - November 2016 Department Manager of the Month
Walmart Stores - July 2016 - Department Manager of the Month
Walmart Stores - Certificate of Appreciation for excellent customer service